Available nationwide, the DCU Primary Savings Account is offering a phenomenal up to 5.50% Annual Percentage Yield (APY) rate on balances up to $1,000. Federally Insured by NCUA.
| APY Rate | Balance Requirement |
| 5.50% APY | Up to $1,000 |
| 5.50% – 0.05% | Up to and including the first $1,000.00
Remaining balance |
*APY= Annual Percentage Yield
¹APY = Annual Percentage Yield. Requires a $5.00 minimum balance to open the account and remain on deposit to maintain membership status. Rates are variable and may change after the account is opened at any time at DCU’s discretion. Fees may reduce earnings on the account. One Primary Savings account per person, additional memberships receive one savings account. Other conditions may apply. Please refer to DCU’s Account Agreement for Consumers, and Schedule of Fees and Service Charges , for important information and disclosures. Rates effective as of 9/2/2025.
DCU Eligibility
Our inclusive membership policy means you can join through an existing affiliation, or a one-time donation (as low as $10) to one of our listed organizations. Learn More.
Learn more about membership eligibility.
DCU Primary Savings Rate
- Learn More at DCU
- Account Type: Primary Savings Account
- Savings Rate: Up to 5.50% APY
- Availability: Nationwide
- Minimum Balance: $5
- Maximum Balance: $1,000 to earn 5.50% APY
- Credit inquiry: Hard Pull or Soft Pull? Let us know.
- Opening Deposit: $5
- Monthly Fees: None
- Early Termination Fee: None
(at DCU)
How to Earn Rate
- Open your DCU Primary Savings account.
- You will be required to have the following available:
- Access to Your Mobile Device
- Government Issued ID
- Proof of Address
- Social Security Card
- Funding Information
- Earn the rate based on your tier and balance.
Why You Should Sign Up For This Account
- There’s no catch – no monthly fee, and nothing else to open.
- $5 minimum deposit to open – after that, you’ll start earning immediately.
- Goals-Based Banking – through innovative tools and technology, you will benefit from personalized strategies and flexible savings options that help you make every dollar count.
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Bottom Line
DCU offers you the opportunity to earn a competitive rate on your funds on balances up to $1,000!
Interested in Bank Bonuses? See our favorite banks including HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.
For more bank offers, see the complete list of Best Bank Rates!
