America's Credit Union Membership: Anyone Can Join

America’s Credit Union is basically owned by their members. The customers have a say in how this credit union operates. ACU is member owned, operated and inspired. They have roots in the military and strive to retain their military values in their business. Since ACU is a not-for-profit, they are able to pay higher interest rates on savings, money market and interest-earning checking accounts! There are 17 locations in Washington, but members can access ACU’s services on the road through the online banking options. In addition to America’s Credit Union online services, they are part of the Shared Branching Network, which gives you access to 5,300 other credit unions to perform the transactions or use services you need, wherever you are!

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Table of Contents

America’s Credit Union Membership:

Visit your nearest America’s Credit Union
Check out their eligibility requirements:
- Anyone living in the Northwest.
- Join the Pacific Northwest Consumer Council.
- Be members of the Armed Forces (active, retired, and reservists) and civilian personnel and relatives of these members.
- Select employer groups as well as members of the Association of the United States Army (AUSA).
- Minimum deposit of $25 to a savings account and a submission of notarized copies of two forms of ID.
To apply for membership, you will need the following info to fill out the online application form:

Valid Driver’s License/State ID/Passport
Valid United States Social Security Number
Account information for accounts that you would like to close and transfer

Reasons To Join America’s Credit Union:

All ACU checking accounts come with a wide array of free services including debit rewards card, withdrawals from more than 30,000 surcharge-free credit union network ATMs nationwide,* mobile banking, eStatements, eAlerts, eNotices, Online Banking, Online Bill Pay, ability to download account history into Quicken & QuickBooks, and phone teller service. Their programs are designed to work around your schedule and budget to build wealth in the easiest way for you. All it takes is a minimum deposit of $25 to get started into a Regular Share Account. Deposits can be made in person, through mobile deposit, by mail, or by direct deposit. Your funds will be secure and they will all be accessible for withdrawal at an ACU branch or ATM. Your funds are insured up to $250,000 by the National Credit Union Administration.

Bottom Line:

America’s Credit Union combines the advantages of a large financial institution with the commitment to their members that comes from their roots. At ACU, unlike a bank or conventional financial organization, they are not-for-profit and so they are able to provide customers with lower rates on loans and credit cards as well as higher rates on savings. There are no hidden fees, either. If you have more membership eligibility questions that were unsolved, feel free to contact an ACU employee! If this credit union did no suit you, be sure to check out our full list of Credit Unions Anyone Can Join. Don’t forget to share your experience with this credit union by commenting below.