Available nationwide, you can earn a $50 cash bonus when you open a Rewards Checking account with Bank of Internet USA today! You must apply online for the checking account, and when you open the checking account you will receive no monthly maintenance fees, no monthly minimum balance, no overdraft fees, unlimited domestic ATM reimbursements, and earn up to 1.25% APY. This offer is only valid until September 31, 2016, so hurry and sign up for Bank of Internet USA to get started on your bonus!
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Bank of Internet USA $50 Bonus:
- Apply Now
- Bank of the Internet Printout
- Account Type: Rewards Checking Account
- Availability: Nationwide (Internet Banking)
- Maximum Bonus: $50
- Expiration Date: 09/31/2016
- Credit Inquiry: Soft pull via Experian
- Opening Deposit: $100 minimum
- Credit Card Funding: Unknown
- Direct Deposit Requirement: No Direct Deposit is Required
- Monthly Fee: No Monthly Fees
- Additional Requirements: See Below For Details
- Closing Account Fee: Maintain account for 180 days or there will be a $50 termination fee
Earn Bank of Internet USA $50 Bonus:
- Open a Bank of Internet USA Rewards Checking account by September 31, 2016.
- Make minimum opening account balance of $100.
- Maintain an average daily balance of $1000 for 90 days
- Maintain account for 180 days or an early closure fee of $50 may apply.
- The $50 bonus will be credited after 90 days of account opening.
How To Avoid Monthly Fees:
- Rewards Checking – No monthly maintenance fee, No minimum monthly balance, and No Overdraft or Non-sufficient Funds fee
Bottom Line:
If you have a valid government ID, a valid US address, and you are a U.S. citizen and resident aliens (18 years or older), then Bank of Internet USA bonus is available for you! Remember this is a internet bank, so you must apply for the checking and bonus online. If you complete the requirements, the $50 bonus will be credited to your account 90 days after account opening. If you qualify, hurry into your local Bank of Internet and get started on your bonus today! If not, see our complete list of Bank Deals for all your banking needs!
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I received my bonus on time without a hitch! Big relief, after reading some of these reviews. I think I deposited the $1000 as soon as the connection with my other bank was verified, which may have been the day of the application. Thanks, guys!
BofI does multiple soft inquiries, they soft pull both Experian and TransUnion. Credit card funding limited to $100 for the opening deposit.
Maintained average daily balance of $1,000 for first three statement cycles. Received $50 Bonus Payment one week after following these instructions.
I agree with both TomT and Grady. Maintaining an average daily balance of $1,000 from day 10 through day 100 is, and should be, the same as an average daily balance of $1,000 “for 90 days”.
After challenging them with their own terms, I’m pleased to say that they just credited me the $50. It was like pulling teeth, but I got it done.
They need to update their terms of this offer to explicitly say they expect the $1000 average ledger balance to be maintained from account opening. So to take this into account, you would actually need to keep $1000+ to keep the average up depending on how many days it takes you from account opening to deposit the money.
Same deal as TomT: beware of this offer. You must maintain an average daily balance of $1000 FROM THE ACCOUNT OPENING.
Tom, did you ever receive your $50?
This is not specified in the account terms, and my experience seems to be identical to TomT’s even down to where there was an “error” where my promo code did not get applied to my account.
I opened my account on 4/15/16 with $100, deposited another $1000 on 4/20/16, withdrew $100 on 4/21/16. I have maintained $1000 to the present and should have received the bonus on 7/31/16 with my statement. I am currently talking to their customer service via their secure email system.
I sent out one last email to them stating my case, so hopefully they will respond positively. I will update when I hear back from them, but I do not expect them to pay out.
Beware of this bonus offer. They seem to try and do anything to string you along and not post it to your account.
Although the verbiage on the offer page states: “An average daily balance of $1000 must be maintained in the account for 90 days to receive the $50 bonus credit and will be deposited after 90 days”, the rep I called today said that the average daily balance is from account opening. I opened with $100 on 01/26 and then deposited the additional $900 on 02/10.
This was after calling on 5/10 after having $1,000 in the account for 90 days and being told via telephone that I qualified but that the bonus would apply at the end of the statement cycle (the end of the month).
When I called back at the end of the month, the rep said it would post on the 1st of the month.
When I called back on the 1st, they said it was missing the promo code due to a bug in the online application and that it would post in 24-72 hours.
When I called back 3 days later (today), they came up with the new fake “average daily balance from account opening” reason to not give me the $50 bonus. The official terms of the offer do not not state the average daily balance is determined from the account opening date, so this is not a valid reason to deny a bonus.
After holding for a supervisor, I was told they realized that the offer did not state anything about the average daily balance being determined from the account opening date, so they would process my bonus. Of course, they also said it would take another 48 hours to post to my account.
I suspect they will come up with another fake reason to deny my bonus when I call back after 2 days. I would stay away from this bank. I have received bonuses from other banks by following the rules to the letter, but the Bank of Internet is continually making up multiple excuses to not provide a bonus for which I qualified.
Did you ever contact them to ask why you didn’t receive anything?
BofI allows credit card funding. I made initial deposit with credit card for $100. Soft pull Experian. Entered promo code “Rewards50” and used the following link. https://bankofinternet.bankenrollment.com/?promotionalCode=REWARDS50
Had my account with $1000 open for 5 months and received nothing!