Chase Routing Number Guide – Wire Transfer, Direct Deposit info

When you set up direct deposit for a new job, your employer will ask you for the routing number and account number from your bank account. A routing number is a 9-digit code that is assigned to a bank or credit union so that it can make transactions with other financial institutions.

This number is used during money transfers to identify where the customer originally opened the account. It’s also used to distinguish banks or credit unions with similar names. You can find your Chase Routing Number at the bottom of your checks. Your routing number will be useful for many tasks such as:

• ACH payments
• Setting up direct deposit
• Receiving benefits from the government, including tax refunds
• Transferring money between accounts at different banks or investment firms
• Automatic bill payment
• Domestic wire transfers

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Chase Routing Numbers by State

Here is a full list of the Chase routing numbers for each state:

If you don’t see your state or region listed above, or you’re not sure where you opened your account, continue reading to find out other ways to locate your Chase routing number.

What is a Routing Number?

A routing number directs funds to the proper bank during a transaction, it’s a way to identify check-processing endpoints. You should be able to see your nine-digit routing number on the lower-left corner of your checks.

Banks can have multiple routing numbers for geographic reasons. So if you bank with Chase, your routing number depends on what state you opened your account.

How Find Your Chase Routing Number

Use a Check

For checking accounts, you will be able to find your routing number at the lower left-hand corner of the checks you receive. It is the first 9 digits located at the bottom of the check.

Go Online

After you log into your account either online or through the app, click the last four digits of your account number that you want to view the information of. Your routing number will appear above your account information.

Call Customer Service

If you don’t have a check on your, you can always call Chase at 800-935-9935.

Routing Numbers for Wire Transfers

Wire transfers will send money faster than an ACH transfer. However, Chase will charge a small fee for these types of transfers. To wire funds, you will need to register for an online account with your Chase account. Here is how:

1. In your online banking portal, click on the “Pay and Transfers” tab.
2. Select “Wire money.”
3. You’ll be prompted to add a wire recipient and other information.

Chase Wire Transfer Fees

Incoming (Domestic): $15.00
Outgoing (Domestic) done online: $25.00
Outgoing (Domestic) done at a Chase branch: $30.00
Incoming (International): $15.00
Outgoing (International) done online: $40.00
Outgoing (International) done at a Chase branch: $45.00

For Domestic Transfers

Chase uses a different routing number for these types of transactions. Use the JP Morgan Chase routing number 021000021. You will also need:

• The name of the person to whom you’re wiring funds (the “beneficiary”) as it appears on their account
• The name and address of the beneficiary’s bank
• The beneficiary’s account and routing number

For International Transfer

Use the Chase SWIFT code CHASUS33. SWIFT codes, which stands for the Society for Worldwide Interbank Financial Telecommunication, are the international equivalent of U.S. routing numbers. You will also need the following information:

• The name of the person to whom you’re wiring funds (“the beneficiary”) as it appears on their account
• The name and address of the beneficiary’s bank
• The beneficiary’s account number
• The SWIFT Code of your bank and the bank you are sending to
• Currency being sent

Which Chase Routing Number Should You Use?

For Any Domestic Money Transfer Activity:
Use the ABA routing number for the state where you opened your Chase account.

For Any Domestic Wire Transfers
Use the JP Morgan Chase wire transfer routing number 021000021.

For International Wire Transfers:
Use Chase SWIFT code CHASUS33.

Bottom Line

You will need to know your routing number when you try to transfer money or set up a direct deposit, so it’s probably a good idea to be prepared to locate it. You’ll want to set up your Chase Direct Deposit because it will allow you to have access to your money without going to a bank branch or ATM to deposit a check.

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