Hustler Money Blog

Here you’ll find the latest HSBC premier checking offers and promotions – you can earn up to a $3,500 cash bonus after meeting qualifying activity!

With the HSBC Premier checking account, get international services and benefits tailored for global citizens, you can seamlessly manage your worldwide finances with HSBC.

Member FDIC.

Update 10/17/25: You currently have an opportunity to earn up to $3,500 when you open a HSBC Premier checking account by December 31, 2025, and complete qualifying activities.

HSBC Premier Checking $3,500 Bonus

We’re excited to offer¹ you an opportunity to earn up to $3,500 when you open a HSBC Premier² checking account by December 31, 2025, and complete qualifying activities.

It’s easy. The more you deposit, the more you can earn.

Global shifts, local impacts. Stay on course with insights from our trusted partners in wealth.

Start an HSBC Premier relationship today. You’ll enjoy premium banking with both local and global benefits and access to wealth solutions offered through HSBC Securities, (USA), Inc*.

Here’s how the offer works:

• Open a new HSBC Premier checking account by December 31, 2025. Add New Deposits to your Premier checking account, Premier Savings account and/or Premier Relationship Savings account by December 31, 2025, and maintain the New Deposits through March 31, 2026.
  • Get a $1,000 Cash Bonus: Add and maintain New Deposits of $150,000 to $249,999
  • Get a $2,500 Cash Bonus: Add and maintain New Deposits of $250,000 to $499,999
  • Get a $3,500 Cash Bonus: Add and maintain New Deposits of $500,000+
• Earn a $25 Extra Cash Bonus when you register and logon to the HSBC US Mobile Banking App3 by December 31, 2025.
• If all offer requirements are met, Cash Bonuses will be paid by May 31, 2026.

Discover what HSBC Premier can offer you:

Discover what an HSBC Premier relationship can offer you

• Send and receive money with Zelle® right from our mobile app
• Earn our best savings rate with a Premier Relationship Savings account for an introductory period and thereafter if you qualify
• Manage your money safely, easily and fee-free around the world – from Global Money Transfers to multi-currency needs
• Enjoy peace of mind with unique travel benefits available through our credit cards
• Keep an eye out for new health and wellness services that will be introduced soon.

Qualifying criteria for HSBC Premier checking account:

• Balances of $100,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investment² accounts; OR
• Monthly recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s); OR
• Any HSBC U.S. residential mortgage loan serviced by HSBC. Home Equity products, loans that are in foreclosure or bankruptcy, and loans for which servicing rights have been transferred are not included.
• Consumers who maintain Private Bank status³.

(at HSBC)

HSBC Premier Checking Summary

Features Include:

• Global Banking
  • Free International account opening and portable credit history
  • Access your global HSBC accounts from one place with Global View
  • No fees for Global Transfers between eligible HSBC accounts worldwide
  • Covert, hold and send money abroad with no transfer fees with our Global Money account
• No HSBC Fees
  • No HSBC fees* on everyday banking transactions
  • No HSBC incoming or outgoing wire transfer fees
  • No foreign transaction fees using your Premier debit or credit card
  • No U.S. HSBC ATM fees worldwide
• Move money domestically and globally seamlessly and securely with our flexible money movement services
• Credit portability that allows you to live, work and travel with HSBC Premier status around the world
• Get a higher Relationship APY when you open an HSBC Premier Relationship Savings account and meet eligibility criteria
• Wealth solutions offered by HSBC Securities (USA), Inc.

(at HSBC)

*A monthly maintenance fee may apply
Restrictions may apply see page for full details.

Features & Benefits

• Easily and seamlessly open an account online
  • Free International account opening and portable credit history, even before landing in the U.S.
  • HSBC Mobile Banking App to pay bills, transfer money, deposit checks, or chat with us from your phone or computer
• Manage your money around the world with smarter, faster ways for moving funds, from transferring on a global scale to multi-currency needs
  • No fees for Global Transfers between eligible HSBC accounts worldwide
  • Convert, hold and send money abroad with no transfer fees with our Global Money account
• Plan for your future
  • Our global wealth expertise and deep understanding of markets around the world can help grow and protect your wealth
• Access to credit when relocating
  • Keep your credit history wherever you go to seamlessly access your credit in the U.S., from a new credit card to a new home.
• Global Support
  • 24/7 hybrid support: Talk to our staff anytime, anywhere for client support when you need it
  • Multi-language support* including English, Chinese, Spanish
• Beyond banking needs
  • Special worldwide offers
  • Referrals for tax advice, relocation services and more

How To Waive Monthly Fee

HSBC Premier Checking:

The $50 monthly maintenance fee is waived if minimum balance requirements are met:

• Balances of $100,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investment accounts; OR
• Monthly recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s); OR
• Any HSBC U.S. residential mortgage loan serviced by HSBC. Home Equity products, loans that are in foreclosure or bankruptcy, and loans for which servicing rights have been transferred are not included.

Bottom Line

Let us know your experience with bank or bonus by commenting below. We value your feedback and will continue to keep you posted on the latest bank offers nationwide.

If you are interested in other deals HSBC has to offer, check out our updated list of HSBC Promotions. We will be constantly updating it as new promotions come about.

Check out out full list of Bank Promotions for more bank offers or more offers from HSBC here.

Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.