Find an updated list of California Coast Credit Union promotions, bonuses, and offers here.
Update 6/30/26: There’s currently an up to $200 checking bonus & $50 referral bonuses.
About California Coast Credit Union
California Coast Credit Union is headquartered in San Diego and is the 21st largest credit union in the state of California. It is also the 111th largest credit union in the nation. It was established in 1929 and as of March of 2021, it had grown to 512 employees and 192,054 members at 27 locations. California Coast Credit Union has an A+ health rating.
| Eligibility: Membership in California Coast Credit Union anyone through paying a $15 membership fee. Membership is also open to those who live or work in San Diego or Riverside Counties in California with a $5 membership fee. (Membership details are listed in the Credit Union’s online application) See current membership details. |
California Coast Credit Union $150 Checking Bonus
- What you’ll get: $150 bonus
- Account Type: Checking
- Availability: CA (Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Hard Pull
- ChexStystem: Unknown
- Credit Card Funding: $1,000 Max
- Monthly Fees: None
- Early Account Termination Fee: Unknown
- Household Limit: None listed
(No expiration date listed)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($425 bonus) |
| Bank of America ($100 bonus offer) | U.S. Bank Smartly® Checking ($450 bonus) |
How to Earn Bonus
HOW TO EARN THE BONUSFINE PRINT
- How to Earn up to $200:
- $100 Open your account. Open a new Cal Coast Extra Value Checking with Identity Theft Protection.
- $50 Use your debit card. Use your debit card 10 times each month for the first 3 months.
- $50 Refer friends & family. Earn $50 for each new member you refer that becomes a member.
- All incentive bonus payments will be paid to the savings account within 120 days after qualifications are met.
- Use Promo Code “RESET” on your membership application.
- This promotion is available for a limited time and may be changed or discontinued at any time without notice. Use promo code: “Reset” at account opening. Offers cannot be combined. Cal Coast Credit Union employees are not eligible. New members must be at least 13 years old to qualify. Members ages 13-15 must have a parent or legal guardian as a joint owner on the account. Must meet membership and account eligibility requirements. A one-time $5 membership fee may apply. Membership eligibility details are available at calcoastcu.org/membership-benefits/.
Tax Reporting and Liability: - All incentive bonus payments will be paid to the savings account within 120 days after qualifications are met. All incentive bonuses are considered interest, subject to tax, and will be reported on IRS Form 1099-INT.
To receive the $100 new member incentive bonus: you must within 60 days of opening your membership complete the following: 1) open an Extra Value Checking account; 2) enroll in eStatements; 3) maintain at least $50 in checking account; 4) set up at least one of the following: a) direct deposit; b) Online or Mobile Banking; c) Online Bill Pay. - To receive the $50 debit card bonus: Use your Cal Coast Debit Mastercard 10 times per month for the first 3 months (or 30 times within 90 days of account opening).
- To receive the $50 referral bonus: Eligible members can earn a $50 bonus through the Cal Coast Member Referral program. To qualify for the $50 referral bonus, the referring member must be an existing, active Cal Coast Credit Union member in good standing. The referred member must be a new member to Cal Coast Credit Union, open a separate membership account which includes payment of a one-time $5 membership fee, and meet the membership and account eligibility requirements. Bonus limits: a) $50 max referral bonus per referred member, b) $500 max total referral
- Additional Member Referral Program Terms: Referring members must be 18 years old to participate in the Coast into Cash referral program. Referred members who are 13 to 15 years old require a parent or guardian to be a joint owner on the account. Referrals are subject to verification. All related individuals may no longer qualify for this promotion and may not receive all or a portion of the bonus if, in Cal Coast Credit Union’s sole discretion, they are linked to an unqualified referral or misuse of the program. Learn more at calcoastcu.org/refer.
California Coast Credit Union $50 Referral Bonus
$50 Referral Bonus
For residents, California Coast Credit Union is offering you an opportunity to earn $50 Referral Bonus! Simply refer a friend, family member or coworker and begin to earn and save. Take advantage while you can.
- What you’ll get: $50 bonus
- Account Type: Free Checking
- Availability: CA (Locator)
- Direct Deposit Requirement: Optional
- Credit Inquiry: Hard Pull
- ChexStystem: Unknown
- Credit Card Funding: $1,000 Max
- Monthly Fees: None
- Early Account Termination Fee: Unknown
- Household Limit: None listed
(No expiration date listed)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($425 bonus) |
| Bank of America ($100 bonus offer) | U.S. Bank Smartly® Checking ($450 bonus) |
How to Earn Bonus
HOW TO EARN THE BONUSFINE PRINT
- Referring Cal Coast Members
- Earn $50 when you refer a friend who becomes a Cal Coast member
- New Members
- Receive $50 when you become a member, deposit $50 in a qualifying account, AND do one of the following:
- Open a checking account with eStatements and add direct deposit, online banking, or online bill pay OR
- Finance an auto loan
- Plus, earn an additional $75 when you also open a real estate loan!
- Receive $50 when you become a member, deposit $50 in a qualifying account, AND do one of the following:
- Referring members can earn up to a maximum of $500 in referral bonuses per calendar year.
- Referring members must be at least 18 or older to participate in the Coast into Cash referral program.
- Up to $150 maximum referral bonus will be deposited into the referring member’s savings account when the new member’s qualifying accounts are opened/loan is funded; $50 paid when new member’s qualifying accounts are opened, $25 paid if new member funds an auto loan within the first 30 days, and an additional $75 paid if new member funds a home loan within the first 120 days. Excludes credit cards and lines of credit.
- Any party involved in connection with the real estate transaction, including Real Estate agents, are not eligible for this offer.
- New members must be at least 13 or older to qualify as a referral in the program.
- Ages 13 through 15 require a parent or guardian to be joint on the account.
- Savings account required.
- Requires a minimum opening deposit of $50 in a savings or checking account and a minimum balance of $50 must be maintained until dividend bonus is paid.
- One-time $50 dividend bonus paid into new member savings account when qualifying accounts are opened/loan is funded.
- Qualifying accounts must be opened within 30 days of membership date to be eligible for the $50 dividend bonus.
- Additional $75 dividend bonus paid when real estate loan funds within the first 120 days.
- Requires a minimum deposit balance of $50 in a savings or checking account.
- Rates are subject to change.
- Bonus subject to tax reporting.
- Limited time offer; program subject to change without notice.
- Membership and credit subject to approval.
- Serving everyone who lives or works in San Diego or Riverside counties.
- A one-time $5 membership fee and savings account required.
- Cannot be combined with any other offer.
- Some restrictions apply.
- New member eligible for one $50 incentive.
How To Waive Monthly Fees
- FREE CHECKING: None
- EXTRA VALUE CHECKING: $3.75
- DIVIDEND CHECKING: $8, Waived with $1,500 min. daily balance
- ULTRA PERFORMANCE CHECKING: $20, Waived with $15,000 min. daily balance
- PRIMARY SAVINGS: $0 or $5 single service fee
- SPECIAL SAVINGS: None
- SMART SAVINGS: None
- SMALL BUSINESS CHECKING: $8 (waived with $2,500 average daily balance)
- CHOICE BUSINESS CHECKING: $8 (waived with $5,000 average daily balance or $1,000 in monthly debit transactions)
- PREMIER BUSINESS CHECKING: $18 (waived with $7,500 average daily balance or $2,000 in monthly debit transactions)
- NON-PROFIT CHECKING: None
- BUSINESS SAVINGS ACCOUNT: $5 (waived with $50 average daily balance in non-checking accounts)
- BUSINESS MONEY MARKET: None
- BUSINESS MONEY MAX INDEX: $10 (waived with $2,500 average daily balance)
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Bottom Line
California Coast Credit Union is offering tons of promotions like referral bonuses. The steps to follow are easy and fast, so be sure to take advantage today while you can.
Additionally, leave a comment below informing us about your experience with the California Coast Credit Union.
*Compare California Coast Credit Union Promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citi, and more!*
