If you are a resident of Illinois or Missouri and currently looking for great savings rates, then make sure you keep reading. 1st MidAmerica Credit Union has wide array of products to meet your individual needs. They are proud to be a financial institution that is big enough to serve all your financial needs, yet small enough to care about how those needs are met. They currently offer standard CD rates from 6-months to 60-months with 1.00% to 3.39% APY Rates. They also have a special 35-month CD term with 3.39% APY on $1,000 balances or more. By joining 1st MidAmerica Credit Union, you get to enjoy earning higher rate of interest than regular savings account. Make sure you visit your nearest local branch to sign up today!
Eligibility: To be eligible for this promotion, you must live or work in Madison, Macoupin, Montgomery, Bond, Fayette, Calhoun, Greene, Jersey, Pike, Morgan, Scott, Sangamon, Clinton, Monroe, St. Clair, Macon, Christian, Randolph, Marion, Jefferson, Jackson, or Washington County. For more information, be sure to check out their Membership Requirements.
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1st MidAmerica Credit Union CDs
CDs are a certificate issued by a bank to a person depositing money for a specified length of time, and usually the longer of a term is, the higher APY rate you make! 1st MidAmerica Credit Union’s Best CD Offer pays the highest APY rate with a 3.39% APY rate for their 35-month term. They currently offer standard CD rates from 6-months to 60-months. If you’re interested in making a higher rate than a traditional savings account then make sure to check out 1st MidAmerica Credit Union’s CDs and their rates listed below.
CD Special
| Term | APY Rate | Minimum Deposit | Specific Term |
| 35-month CD | 3.39% | $1,000 | Best 36-Month CD Rates |
Standard CD Rates
| Term | APY Rate | Minimum Deposit |
| 6-Month | 1.00% | $1,000 |
| 11-Month | 2.30% | $1,000 |
| 12-Month | 1.25% | $1,000 |
| 18-Month | 1.40% | $1,000 |
| 21-Month | 2.75% | $1,000 |
| 24-Month | 1.50% | $1,000 |
| 35-Month | 3.35% | $1,000 |
| 36-Month | 1.90% | $1,000 |
| 48-Month | 2.10% | $1,000 |
| 59-Month | 3.25% | $1,000 |
| 60-Month | 2.40% | $1,000 |
*The above rates are accurate as of 11/30/2018
CD Features
- Low minimum balance requirement
- Competitive rates on all CD terms
- Free online and mobile banking
- Insured by the NCUA up to the maximum allowed by law
Bottom Line
Looking for a short term or long term CD? Then look no further as 1st MidAmerica Credit Union offers you various CD terms from 6 to 60 months. Make sure to take advantage of their current 35-Month CD Special 3.39% APY. You will be able to fully take control of your funds through their products and services and also maximize your saving potential. Sign up for a CD with 1st MidAmerica Credit Union and the enjoy their high APY rates today. Check out our Best CD Rates at HMB!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
 The Chase Freedom FlexSM offers a $200 bonus after spending $500 on purchases in your first 3 months from account opening. 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR. You'll earn: • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! • 5% cash back on travel purchased through Chase Travel?, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more • 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service • Unlimited 1% cash back on all other purchases You cash back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back. This card has no annual fee. |
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