6.00% APY High Yield Checking Accounts Nationwide

There are currently 7 nationwide high yield checking accounts with 6% APY or higher that anyone can join. Most people stay away from these kind of accounts because of the 10 debit requirements from your checking. With savings account hovering around 3% APY, this might be a great way to make some extra money for doing a little work. Visit their website or call them on how to join.

6% APY Checking Accounts Nationwide

Arizona Bank & Trust 6.01% $20,000 cap
Charter Bank 6.01% $25,000 cap
Citizens Bank Minnesota 6.01% $25,000 cap
Coulee Bank 6.01% $25,000 cap
First New England Federal Credit Union 6.01% $25,000 cap
Golden Plains Credit Union 6.01% $25,000 cap
Southern Community Bank & Trust 6.00% $25,000 cap

They all have similar requirements such as 10 Debit transactions or more per month, receive e-statements, and sign up DD or ACH auto-debit monthly. The toughest one to do is the 10 debit transactions.

What if you got like $25K and you want to earn 6.00% APY without doing all the hassle of 10 debits requirement? You rather keep your money liquid and get the high rate. Simply make ten $1 donation each month to Charity that will debit from your account automatically. You don’t mind giving away $10 because 1) it’s a good cause and 2) 6.00% APY is making more money for you.

Here’s the top list of charity that will take $1 automatically each month:

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