6.01% APY Checking Accounts across the country

I wish I have one of these 6.01% Checking Accounts where I live. I would definitely join, do the mandatory requirements, and pay all my bills from it. No more headache with chasing rate since it is a liquid account. The biggest killer is the 12 debits transaction requirement. I guess you would have to pump twelve $1 gas or go to your local Walmart and swipe 12 items separately or pay/donate 1 cent twelve times…you get the idea.

Arkansas: Parkway Bank *Rate is good up to 25K*

• 10 debit transactions per month
• Direct Deposit or ACH auto debit
• Log on to Parkway Bank’s internet banking once
• Receive an electronic statement instead of a paper statement

Arkansas: Bank of Little Rock *Rate is good up to 25K*

• 10 debit transactions per month
• Direct Deposit

Colorado: 1st SouthWest Bank *Rate is good up to 25K*

• 10 debit transactions per month
• Direct Deposit or ACH auto debit
• Sign up to e-statements

Kansas/Missouri: Equity Bank *Rate good up to 25K*

• 10 debit transactions per month

Massachusetts: Danvers Bank *Rate is good up to 100K*

• 12 debit transactions per month
• Signing up for monthly direct deposit or receiving a recurring ACH debit

Massachusetts: Florence Savings Bank *Rate is good up to 100K*

• 12 debit transactions per month
• Direct Deposit or ACH debit
• Sign up e-statements

New York: Northern Federal Credit Union *Rate good up to 25K*

• Direct deposit or ACH debit
• 10 debit transactions per month
• Sign up for e-statements
• Login online banking at least once a month

Nevada: Clearstar Financial Credit Union *6.1% Rate good up to 25K*

• 12 debit transactions per month
• Sign up for e-statements
• Receive at least one direct deposit or make one direct payment

Washington: Twinstar Credit Union *Rate good up to any amount*

• 12 debit transactions per month
• Sign up for e-statements
• Access online banking at least once a month

If you unlucky like me and none are located near you, the highest Checking account for everybody is 5% APY at ebank. There is no requirement such as # of debit transaction or Direct Deposit.
Also, this might be worthwhile for your kid’s account at Affinity Bank : 10% APY up to 500 dollars.