Find the latest ableBanking CD Rates, Offers, and Promotions here.

Update 7/24/24: The 24 month term rate has decreased slightly. However, if you need your funds more liquid, we would recommend leaving your funds in a high yield account like the Western Bank savings account.

Best CD Rates: 5.30% APY 6 Month, 5.15% APY 12 Month, $500 Minimum

Availability: Nationwide

Credit Inquiry: Unknown

Table of Contents

ableBanking CD Rates

Term	APY Rate	Minimum Deposit
6 Month	5.30%	$5,000
12 Month	5.15%	$5,000
24 Month	4.85%	$5,000
36 Month	3.50%	$5,000
48 Month	3.00%	$5,000

*The above rates are accurate as of 7/24/2024*

CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer a term, the higher APY rate you make.

With an opening deposit of $1,000, you can invest in a ableBanking CD account to maximize your earnings. Compare their offers now to find the solutions that fit best with your savings goals. Be sure to also check out the CD rates below to potentially find even better rates for you!

Minimum deposit: $5,000
Maximum deposit: Not listed
Early withdrawal penalty: A penalty may be imposed for early withdrawal

CD Rates at ableBanking

(FDIC Insured)

Compare the best CD rates:
Alliant Credit Union 12-Month Certificate (4.05% APY)	Quontic Bank CD (Up to 4.25% APY)
Western Alliance Bank 3-Month CD (4.50% APY)	Western Alliance Bank 12-Month CD (4.25% APY)
Ponce Bank 3-Month CD (4.25% APY)	Blue Federal Credit Union 9-Month No Penalty CD (3.75% APY)
Sun Canyon Bank 11-Month CD (3.98% APY)	Ponce Bank 4-Month No-Penalty CD (4.15% APY)

ableBanking CD Features

Low minimum balance requirement
Free online and mobile banking
High Yield Rate
Insured by the FDIC up to $250,000

Bottom Line

ableBanking offers you competitive CD rates. All you need to do is to pick your CD term, and have a minimum opening deposit of $1,000.

This is a great opportunity to invest in a high-interest CD from ableBanking. However, you may want to compare them with our best CD Rates:

Be sure to apply as soon as you can to start your new account experience and start earning higher rates. Check back often for the latest ableBanking CD rates!

FEATURED CD RATES
Service Credit Union	4.25% APY 9-Month CD	Review
Western Alliance Bank	4.50% APY 3-Month CD	Review
Western Alliance Bank	4.40% APY 6-Month CD	Review
Rising Bank	4.40% APY 6-Month CD	Review
Rising Bank	4.35% APY 15-Month CD	Review
First Tech Federal Credit Union	4.35% APY 13-Month Share Certificate	Review
Quontic Bank	Up to 4.25% APY CD	Review
Western Alliance Bank	4.25% APY 12-Month CD	Review
Ponce Bank	4.25% APY 3-Month High Yield CD	Review
Sallie Mae	4.25% APY 14-Month CD	Review
Ponce Bank	4.15% APY 4-Month No-Penalty CD	Review
Live Oak Bank	4.10% APY 12-Month CD	Review
Live Oak Bank	4.10% APY 12-Month Business CD	Review
First Mid Bank & Trust	4.08% APY 9-Month CD	Review
Alliant Credit Union	4.05% APY 12-Month Certificate	Review
Discover Bank	Up to 4.00% APY CD	Review
Sun Canyon Bank	3.98% APY 11-Month CD	Review
Sallie Mae	3.95% APY 10-Month CD	Review
Western Alliance Bank	3.85% APY 5-Month CD	Review
GreenState Credit Union	3.80% APY 10-Month CD	Review
Blue Federal Credit Union	3.75% APY 9-Month No Penalty CD	Review
Blue Federal Credit Union	3.75% APY 15-Month CD	Review
CIT Bank	3.50% APY 13-Month CD	Review
CIT Bank	3.50% APY 11-Month No-Penalty CD	Review
Southwestern National Bank	3.40% APY 8-Month CD	Review
First Financial Northwest Bank	3.00% APY 12-Month CD	Review
Ponce Bank	3.00% APY 1-Month High Yield CD	Review
CIT Bank	3.00% APY 6-Month CD	Review
CIT Bank	3.00% APY 18-Month CD	Review

Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.