Check out the most recent Ace Cash Express promotions, bonuses, and offers here.
Right now, they are offering a 6.00% APY with a new Flare Account along with a new Savings Account!
About Ace Cash Express Promotions
Founded in 1968, ACE provides a range of retail financial products and services including short-term consumer loans, check cashing, debit card services, money transfers, bill payments and money orders. ACE Cash Express is one of the largest owners and operators of check cashing stores in the United States, where you find some great bank bonuses, CD rates and bank rates.
- Availability: Nationwide (Bank Locator)
- Routing Number: Not listed, check with local CSR
- Customer Service: (866) 387-7363
We will review the current Ace Cash Express promotions below.
6.00% APY Flare Account + Savings Account
Earn an attractive 6.00% APY with Ace Cash Express
Ace Cash Express is offering a 6.00% APY when you link the optional Savings Account to your Flare Account and meet the qualifying direct deposit requirements.
- Account Type: Ace Flare Account + Savings Account
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown, Let us know
- Opening Deposit: None listed
- Credit Card Funding: None
- Direct Deposit Requirement: Yes, within 60 days
- Monthly Fee: $5 maintenance fee that cannot be waved
- Closing Account Fee: $15 closure fee
(No expiration date)
| BMO Smart Money Checking ($350 cash bonus) | BMO Smart Advantage Checking ($350 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| First Tech Rewards Checking ($300 bonus) | |
How To Earn The 6.00% APY
- The Savings Account linked to your Flare Account is made available to Accountholders through MetaBank, Member FDIC.
- If the Average Daily Balance is $2,000.00 or less, the interest rate paid on the entire balance will be 5.87% with an annual percentage yield (APY) of 6.00%.
- If the Average Daily Balance is more than $2,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $2,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of the Average Daily Balance which is $2,000.00 or less will be 5.87%. The APY for this tier will range from 6.00% to 0.60%, depending on the balance in the Account.
- You must receive direct deposit(s) totaling at least $500 within one (1) calendar month to be eligible to open a Savings Account.
- No-Fee Cash Withdrawals
- Optional Debit Card Overdraft Service
- With an optional Savings Account, earn up to 6.00% Annual Percentage Yield (APY)
- Earn interest on your Flare Account
- To open a Savings Account, consent to receive communications from us in electronic form is required.
- Interest is calculated on the Average Daily Balance(s) of the Savings Account and is paid quarterly.
- The interest rates and APYs of each tier may change.
- The APYs were accurate as of 10/1/2019.
- No minimum balance is required to open Savings Account or obtain the yield(s).
- Savings Account funds are withdrawn through the Flare Account (maximum 6 such transfers per calendar month) and transaction fees could reduce the interest earned on the Savings Account.
- Funds on deposit are FDIC-insured through MetaBank, Member FDIC
- For purposes of FDIC coverage limit, all funds held on deposit by the account holder at MetaBank will be aggregated up to the coverage limit, currently $250,000.00.
Ace Cash Express $100 Savings Bonus *Expired*
Receive $100 credit when you open a qualifying account.
Ace Cash Express is offering $100 credit when you open an ACE Flare Account and complete the qualifying activities.
- Account Type: Ace Flare Account
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown, Let us know
- Opening Deposit: None listed
- Credit Card Funding: None
- Direct Deposit Requirement: Yes, within 60 days
- Monthly Fee: $5 maintenance fee that cannot be waved
- Closing Account Fee: $15 closure fee
(Expired)
| AlumniFi Credit Union Savings (4.75% APY) | SoFi Checking & Savings ($325 Bonus + 3.80% APY) |
| Upgrade Premier Savings (4.15% APY) | Discover® Bank Savings (Up to $200 Bonus + 3.70% APY) |
| CIT Bank Platinum Savings ($225 or $300 Bonus + 4.10% APY) | Harborstone Credit Union Money Market (4.30% APY) |
| FVCbank Advantage Direct Savings (4.55% APY) | Live Oak Bank Savings ($300 Bonus + 4.20% APY) |
How To Earn $100 Bonus
$100 Bonus:
- Sign up for a new Flare Account.
- Enroll in and receive Direct Deposit in any amount for your payroll or government benefits checks within 60 days of account activation.
- After the first Direct Deposit enters your account, receive your $100 credit to your Flare Account within 30 days.
6.00% APY Rate:
- Open a Ace Flare Prepaid Card
- Receive 2.00% APY on balances up to $2,000.
- Any portion of the balance above $2,000 earns a lower .5% APY rate
- No-Fee Cash Withdrawals
- Optional Debit Card Overdraft Service
- With an optional Savings Account, earn up to 6.00% Annual Percentage Yield (APY)
- Earn interest on your Flare Account
- In order to lower your Monthly Fee from $9.95 to $5.00, you must receive direct deposit(s) totaling at least $500.00 to your Account during one (1) calendar month.
- To redeem this offer you must receive a direct deposit of payroll or government benefits to your Account within 60 calendar days of your receipt of this offer.
- Excludes tax direct deposit.
- Your receipt of this offer is the date that you establish a Flare Account, including completing account activation and identity verification, as determined by our system-generated time stamp.
- A credit of $100 will be applied to your Account within 30 business days of receiving qualifying direct deposit.
- Limit of (1) offer per Account.
- Offer may not be transferred to others, exchanged for other offers, or redeemed for cash.
- Not valid with any other offer.
- There is no minimum Account balance required to obtain this offer or open the Account.
- MetaBank and Visa® are not affiliated in any way with this optional offer and do not endorse or sponsor this offer.
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Bottom Line
This is a rather simple way to earn $100 extra dollars in your pocket. I recommend checking this promotion at Ace Cash Express out if you have a location near you, but be sure to check with your local CSR to see if this triggers a hard or soft pull.
Feel free comment below and let us know about how it went and if you could fund your account with credit card or not. We value your feedback and will continue to keep you posted on the latest bank offers nationwide.
*Check back on this page for updated Ace Cash Express promotions, bonuses, and offers.
The best bank bonuses are updated here. Check the below pages to get started with some of the best offers: • Chase Bank Bonuses. Read about several offers for their Checking, Savings and Business accounts. Chase usually offers the most sign-up bonuses of all the big banks. • HSBC Bank Bonuses. HSBC Bank routinely has offers for several of their Personal Checking and Business Checking accounts. They also have a good referral program. • TD Bank Bonuses. TD Bank consistently offers great Checking account bonuses all year long. Savings account offers are less frequently available. • Huntington Bank Bonuses. Bonus offers for their Checking accounts are only available for limited periods throughout the year. They also have great options for those looking for a free Checking account (no monthly fees). • Discover Bank Bonuses. Discover Bank offers top cashback, savings, money market accounts and CD rates for you to take advantage of. Discover has industry leading selections to cater to your banking needs. |
Thank you for updating us!
I opened this account last week and came to know that it has maintenance fee of $5 which can’t be waived. Also it has $15 closing fee so please make a note of it before opening.