Find the most up-to-date AFFCU promotions, bonuses, and offers here.
Right now, you can earn a $200 bonus when you open a qualifying checking account and meet the requirements.
About AFFCU Promotions
Air Force Federal Credit Union was established in 1952 by Airmen volunteers as Lackland Federal Credit Union. Today, it is headquartered in San Antonio, TX, and its funds are insured by the National Credit Union Administration.
Air Force FCU provides a range of personal deposit accounts to its members, including checking accounts, savings accounts, money market accounts, Certificates of Deposit (CDs), and Individual Retirement Accounts (IRAs). Customers can securely and conveniently access their funds via online and mobile banking.
The credit union requires a basic savings account for membership, and its checking accounts include a product option for those with poor credit history. Money market accounts yield tiered interest rates, based upon the account balance. CD terms range from 6 months to 7 years, and CD funds may be used as collateral for certain loans. IRA options include Traditional, Roth, and Coverdell ESA products.
In addition to offering payroll and merchant payment processing services to its business clients, Air Force FCU also offers business checking accounts.
Eligibility: AFFCU is open to (1) Active or Retired service members of the Army, Marine Corps, Airforce, Navy, National Guards, (2) DoD and US Government employees (current or retired) (3) Immediate and extended family of either service members or credit union members, (4) anyone affiliated with the following SEGs: Airman Heritage Foundation, San Antonio Food Bank (working in San Antonio, Texas), or those honorably discharged from the National Guard or US Armed Services who reside in Oklahoma, Texas, Louisiana, Mississippi or Arkansas, or any other group (a complete list can be found on the credit union’s website). See current membership details. |
AFFCU $200 Checking Bonus
- What you’ll get: $200 bonus
- Account Type: Checking
- Availability: TX, OK, AR, LA, MS (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Up to $1500
- Credit Card Funding: Unknown
- Monthly Fees: $0-$4; waivable
- Early Account Termination fee: Not listed
- Household Limit: Not listed
(Limited time offer)
BMO Smart Money Checking ($350 cash bonus) | BMO Smart Advantage Checking ($350 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
First Tech Rewards Checking ($300 bonus) |
How To Earn Bonus
- Step 1: Open a new AFFCU Value Checking or Rewards Checking Account using code “BONUSCASH”
- Step 2: Set up direct deposit totaling $500 or more within 60 days of account opening.
- Step 3: Enroll in Digital Banking online or Mobile App.
- Bonus Offer Details. This $200 Checking Bonus is not available to existing AFFCU checking members, or members who are not in good standing, or closed their account or checking account within the last 12 months, or closed with a negative balance at any time.
- To receive the $200 Checking Bonus, open a new Value Checking or Rewards Checking account, which is subject to approval, and within 60 days of opening the account complete these activities: 1) Make a direct deposit through the Automated Clearing House (ACH) totaling $500 or more.
- Your direct deposit ACH must be a settled deposit of your paycheck, salary, other income, pension, or government benefits (such as social security) from your employer or government.
- Deposits made through the mail, financial center, mobile deposit or ATM, micro-deposits, transfers from one account to another, Person to Person (P2P) payments including those made through providers such as Zelle, Venmo, PayPal through ACH, or other non-payroll ACH electronic deposits will not be considered as direct deposits; –AND– 2) Enroll in AFFCU Digital Banking (web browser or mobile app).
- After meeting these requirements, the $200 Checking Bonus will be added to your checking account within 30 days.
- If the account has a negative balance, resulted in a loss to AFFCU, or is closed prior to AFFCU’s attempt to deposit the Checking Bonus, the bonus will not be awarded.
- Limit of one offer per U.S. Taxpayer Identification Number.
- Primary account holders must be at least 18 years old to be eligible.
- Accounts subject to backup withholding, AFFCU employees and volunteers, and accounts qualified under eligibility through the Defense Language Institute English
- Language Schools are ineligible to participate in this offer.
- $200 Checking Bonus is considered interest, and will be reported on IRS Form 1099-INT, and the recipient is responsible for all applicable taxes.
- Offer is for a limited time, subject to discontinuation or change without notice, and is subject to verification, eligibility and qualification review.
- ?Certain restrictions apply.
How To Avoid Monthly Fees
- Rewards Checking: Monthly fee $4. Maintaining a minimum balance in the account of $500 during the calendar month will result in the monthly fee being waived. $25 initial opening deposit required.
- Value Checking: No monthly fee
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Bottom Line
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*Compare these promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citi, and more!*
*Check back on this page for updated AFFCU promotions, bonuses, and offers.
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