Emerging out of the Great Depression, AimBank has a decent selection of account options. To find out if AimBank is right for you, continue reading the review below.
AimBank offers accounts with low minimum opening and deposit requirements and have easily waiveable monthly fees.
Checking Account Options
AimBank has a great selection of checking accounts that all offer pretty good benefits.
You will need $50 to open this checking account.
There is a low monthly fee of $6, but you can waive it by signing up for eStatements.
With a $50 opening deposit, you can open this account.
There is no monthly fee, but you do have to maintain a daily balance of $500.
This is an interest bearing account and you can open it with $50.
If you maintain a daily balance of $1,000, you can waive the $10 monthly fee.
This is considered AimBank’s free online checking account, but you will still need $50 open it.
There is a small $5 monthly fee, but you can waive it with eStatements.
Compare Checking Accounts
 • New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities • Chase Mobile® app - Manage accounts, pay bills, send money to friends with Zelle® and deposit checks from almost anywhere. • Chase Overdraft AssistSM – no overdraft fees if you’re overdrawn by $50 or less at the end of the business day or if you’re overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day* • Help keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock. • Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law. • With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs. • Open your account online now • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. *With Chase Overdraft AssistSM, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. |
Savings Account Options
AimBank has a small variety of savings accounts, but they have low minimum opening deposit and low requirements.
You need at least a $50 deposit to open this account and there are no monthly fees.
This is considered AimBank’s premium savings account and will require $1,000 to open.
There is also no monthly fee, but you need to maintain a daily balance of $1,000.
Compare Savings Accounts
 Open a Discover® Online Savings Account for all these features: • Earn $200/$150 Bonus with promo code LOP325 by 9/11/2025 • Earn high interest rate of 3.70% APY • No minimum opening deposit, no minimum balance requirement, and now no fees • Interest on Discover Online Savings Accounts is compounded daily and credited monthly • Manage your account online or with the Discover mobile app • FDIC insurance up to $250,000 • See advertiser website for full details To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code LOP325 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200. What to know: Offer not valid for existing or prior Discover savings customers. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 09/11/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding, see FAQs on Discover.com/Bank. |
Money Market Account Options
Money Market accounts allow for a higher yield and gives access to your funds with either checks or a bankcard.
AimBank has one money market that earns tiered interest rates.
AimBank Money Market:
- Open this account with $5,000
- No monthly fee nor minimum balance requirements
- Interest is credited monthly
- eStatements
- Need to maintain $5,000 to earn interest
- Online banking and mobile banking
Compare Money Market Accounts
 • Get started and open a Discover® Money Market Account in 3 easy steps. • Available nationwide online • Earn high yields with flexible access to your cash. • Earn 3.65%% APY balances $100,000 and over • Earn 3.60% APY balances under $100,000 • No hidden fees. No surprises. • Easy cash access via debit or check, or via ATM at over 60,000 no-fee ATMs |
CD Account Options
AimBank offers CDs with competitive rates. These CD terms range from 30 days to 5 years and each of them requires $1,000 to open.
The interest is paid no less than annually, and maturity lasts up to 10 years.
To find more about their CDs, click here.
The CDs will automatically renew upon maturity.
Compare CD Accounts
• Available nationwide online, Discover® offers CDs with some of the highest & most competitive rates! with select terms as short as 3 months up to 120 months • Rates ranging from 2.00% APY up to 4.00% APY. • Opening a Discover Bank Certificate of Deposit is extremely quick and easy. • Funds on deposit are FDIC-insured up to the maximum allowed by law. • Get started and open a Discover CD in 3 easy steps. |
Reasons to Bank with AimBank
- They have relatively low minimum balance requirements.
- Have a pretty good selection of checking and savings accounts.
- Have easily waiveable monthly fees and most can be waived through eStatements.
- Conduct all your banking online (recommended) or through the AimBank mobile app.
Reasons Not to Bank with AimBank
- If you don’t live in Texas, then AimBank wouldn’t be that convenient for you.
- Their customer service is not 24 hours.
- They could have higher interest rates on certain accounts.
- Their money market requires a really high opening deposit, it may not be the best to invest in it if you don’t usually have higher balances.
- They don’t have a youth or senior savings account.
- If you prefer opening accounts at a physical branch, then you will have to pay the opening deposit requirements. It is recommended that you open all your accounts online if possible.
- They have a low variety of savings accounts compared to their checking accounts.
AimBank Routing Number
The routing number for AimBank is 111321063.
Contact Customer Service
You can reach AimBank at (806)-894-2265 .
A customer representative will be available to speak to you at these hours:
- Monday–Friday: 8 a.m. to 4:30 p.m.
How AimBank Compares
- Chase Bank: Chase is one of the biggest banks in the U.S and offers just about almost everything. Compared to its other competitors, Chase offers much more checking account options.
- Discover Bank: Discover Bank is also an online nationwide bank that offers bonuses for their checking and savings accounts! You can earn cash back rewards when you open a checking account and generous bonuses for opening a savings one.
- PNC Bank: PNC Bank offers free access to PNC Bank ATMs, free mobile/online banking, reimbursement of PNC fees for use of non-PNC ATMs, and many other features that can be found on their website. They have several account options.
Bottom Line
Overall, AimBank is for those who reside in Texas. Although you can do your banking online, it sounds better to visit a physical branch and speak to a representative.
However, keep in mind that when you look for a checking or savings account be sure to look into all the fees charged. Don’t focus on the interest rate alone, but on what the account will cost you overall.
If you’re interested in banking with AimBank, then apply today! For more options from a variety of banks, see our list of the best bank promotions!
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