Find the latest Air Force Federal Credit Union CD Rates, Offers, and Promotions here.

Best CD Rates: 7-Month Promo Certificate, 5.25% APY ($1k min), new money, limited-time offer.

Availability: Nationwide

Credit Inquiry: Unknown

Table of Contents

About Air Force Federal Credit Union

In 1952, ten servicemen at Lackland Air Force Base pooled together $5 per share to open Lackland Federal Credit Union, Charter no. 8169 —what would later become AFFCU.

Within just one year, that ten-man-operation gained 853 members, and AFFCU now serves over 47,000 member-owners across the globe—both in and out of the military. These members have access to multiple AFFCU branches, over 200 CO-OP shared branches in Texas, and more than 5,000 shared branches nationwide.

Eligibility: Anyone can join the credit union through membership in the Airman Heritage Foundation. Furthermore, credit union membership is open to military and civilian personnel regularly employed by the Department of Defense who are assigned to, stationed at, or work at any United States Government installation, facility, or unit, afloat or ashore in Texas, Oklahoma, Arkansas, Louisiana, or Mississippi. To see more ways to join, be sure to check out their Membership eligibility page.

Term	Rate	Minimum
6-Month	4.85%	$100K
7-Month	5.25%	$1,000
12-Month	5.05%	$100K
18-Month	4.85%	$100K
24-Month	4.60%	$100K
36-Month	4.40%	$100K
48-Month	4.25%	$100K
60-Month	3.90%	$1,000

*The above rates are accurate as of 1/11/2024*

Air Force Federal Credit Union CD Rates

CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer of a term, the higher APY rate you make.

With $1,000, you can invest in a Air Force Federal Credit Union CD account to maximize your earnings. Compare their offer now to find the account that best fits with your savings goals. If you’re interested in making a higher rate than a traditional savings account then make sure to check out our CD rates below.

Minimum deposit: $1,000
Maximum deposit: No limit
Early withdrawal penalty: Penalties apply for early withdrawals from certificates

CD Rates at Air Force Federal Credit Union

(NCUA Insured)

Editor’s Note: You can find the 7-Month 5.70% APY CD here.

Compare the best CD rates:
Alliant Credit Union 12-Month Certificate (4.05% APY)	Quontic Bank CD (Up to 4.25% APY)
Western Alliance Bank 3-Month CD (4.50% APY)	Western Alliance Bank 12-Month CD (4.25% APY)
Ponce Bank 3-Month CD (4.25% APY)	Blue Federal Credit Union 9-Month No Penalty CD (3.75% APY)
Sun Canyon Bank 11-Month CD (3.98% APY)	Ponce Bank 4-Month No-Penalty CD (4.15% APY)

Air Force Federal Credit Union CD Features

Great for long-term savings growth
Open with $1,000 or more
No limit on deposit amount
NCUA Insured

Bottom Line

With an incredibly high CD rate, you can be sure to find an account that best fits all your banking needs. Take advantage of this promotion and start saving today.

This is ideal for accounts like Certificate of Deposits, which require very little maintenance. The rates are worth a look, but always compare them with the nation’s best, using our guides: CD Rates | Savings Rates.

This is a great opportunity to invest in a high-interest CD from Air Force Federal Credit Union. However, you may want to compare them with our best CD Rates:

You might even find yourself earning more than a regular savings account. Be sure to apply as soon as you can to start your new account experience. Check back often for the latest Air Force Federal Credit Union CD rates!

Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.