Find the latest Alabama Credit Union CD Rates, Offers, and Promotions here. You can now earn some of the best CD Rates from Alabama Credit Union.
Best CD Rates: 5.71% APY 15-Month CD ($15k minimum deposit), 5.66% APY 18-Month CD ($500 minimum deposit)
Availability: Nationwide. Easy membership.
About Alabama Credit Union
Alabama Credit Union is headquartered in Tuscaloosa and is the 6th largest credit union in the state of Alabama. It is also the 261st largest credit union in the nation. It was established in 1956 and as of June of 2023, it had grown to 340 employees and 145,365 members at 36 locations. Alabama Credit Union’s money market rates are 7X the national average, and it has a C+ health rating.
Eligibility: Membership in Alabama Credit Union is open anyone through membership in The Secret Meals Association (application to join is on the credit union’s site-$10 association member fee). Membership is also open to those who live, work, or attend school in the Alabama counties of Baldwin, Bibb, Blount, Cullman, Escambia, Fayette, Hale, Jefferson, Lamar, Lawrence, Limestone, Madison, Marion, Marshall, Mobile, Morgan, Pickens, Shelby, Tuscaloosa, Walker, or Winston, and Escambia County in Florida. See current membership details |
Alabama Credit Union CD Rates
With as little as $500, you can invest in a Alabama Credit Union CD account to maximize your earnings. The interest is compounded monthly and credited to your account monthly.
If you’re interested in making a higher rate than a traditional savings account then make sure to check out the CD rates.
- Minimum deposit: $500
- Maximum deposit: Not listed
Term | APY Rate | Minimum Deposit |
6-Month CD | 2.00% | $500 |
7-Month CD | 5.15% | $5,000 |
12-Month CD | 3.80% | $500 |
15-Month CD | 5.71% | $10,000 |
18-Month CD | 5.66% | $500 |
24-Month CD | 3.54% | $500 |
36-Month CD | 3.03% | $500 |
48-Month CD | 2.77% | $500 |
60-Month CD | 2.52% | $500 |
*The above rates are accurate as of 09/22/2023*
(at Alabama Credit Union).
Alliant Credit Union 12-Month Certificate (4.05% APY) | Quontic Bank CD (Up to 4.25% APY) |
Western Alliance Bank 3-Month CD (4.50% APY) | Western Alliance Bank 12-Month CD (4.25% APY) |
Ponce Bank 3-Month CD (4.25% APY) | Blue Federal Credit Union 9-Month No Penalty CD (3.75% APY) |
Sun Canyon Bank 11-Month CD (3.98% APY) | Ponce Bank 4-Month No-Penalty CD (4.15% APY) |
Alabama Credit Union CD Features
With their competitive-rate Certificates of Deposit (CDs), you can earn high dividends with just a minimum deposit of $500. You can choose the term that works best for you, with maturities ranging from six months up to 60 months. With their CDs, you can rest assured you’re getting the best possible return on your investment.
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Bottom Line
With a unique selection of CD lengths to choose from, you can be sure to find an account that best fits all your banking needs.
For example accounts like Certificate of Deposits, Savings Accounts, and Loan services. The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.
This is a great opportunity to invest in a high-interest CD from Alabama Credit Union. However, you may want to compare them with our best CD Rates:
- Best 6-Month CD Rates
- Best 9-Month CD Rates
- Best 12-Month CD Rates
- Best 18-Month CD Rates
- Best 24-Month CD Rates
- Best 36-Month CD Rates
- Best 48-Month CD Rates
- Best 60-Month CD Rates
- Best No Penalty CD Rates
You might even find yourself earning more than a regular savings account. Be sure to apply as soon as you can to start your new account experience. Check back often for the latest Alabama Credit Union CD Rates CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
Service Credit Union | 4.25% APY 9-Month CD | Review |
Western Alliance Bank | 4.50% APY 3-Month CD | Review |
Western Alliance Bank | 4.40% APY 6-Month CD | Review |
Rising Bank | 4.40% APY 6-Month CD | Review |
Rising Bank | 4.35% APY 15-Month CD | Review |
First Tech Federal Credit Union | 4.35% APY 13-Month Share Certificate | Review |
Quontic Bank | Up to 4.25% APY CD | Review |
Western Alliance Bank | 4.25% APY 12-Month CD | Review |
Ponce Bank | 4.25% APY 3-Month High Yield CD | Review |
Sallie Mae | 4.25% APY 14-Month CD | Review |
Ponce Bank | 4.15% APY 4-Month No-Penalty CD | Review |
Live Oak Bank | 4.10% APY 12-Month CD | Review |
Live Oak Bank | 4.10% APY 12-Month Business CD | Review |
First Mid Bank & Trust | 4.08% APY 9-Month CD | Review |
Alliant Credit Union | 4.05% APY 12-Month Certificate | Review |
Discover Bank | Up to 4.00% APY CD | Review |
Sun Canyon Bank | 3.98% APY 11-Month CD | Review |
Sallie Mae | 3.95% APY 10-Month CD | Review |
Western Alliance Bank | 3.85% APY 5-Month CD | Review |
GreenState Credit Union | 3.80% APY 10-Month CD | Review |
Blue Federal Credit Union | 3.75% APY 9-Month No Penalty CD | Review |
Blue Federal Credit Union | 3.75% APY 15-Month CD | Review |
CIT Bank | 3.50% APY 13-Month CD | Review |
CIT Bank | 3.50% APY 11-Month No-Penalty CD | Review |
Southwestern National Bank | 3.40% APY 8-Month CD | Review |
First Financial Northwest Bank | 3.00% APY 12-Month CD | Review |
Ponce Bank | 3.00% APY 1-Month High Yield CD | Review |
CIT Bank | 3.00% APY 6-Month CD | Review |
CIT Bank | 3.00% APY 18-Month CD | Review |
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