Check out the latest Albert Promotions, Bonuses, and offers here.

What is Albert? Albert examines your income and expense patterns to figure out the optimum amount of money to set aside in savings. Not only that, you can also begin investing, get advance cash on your next paycheck and maybe even renegotiate bills.

It also has a feature called Genius, a text-based financial planning tool. Continue reading more about Albert below to learn more about its features and services in detail.

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Albert $150 New Member Bonus

For a limited time, open a new Albert account and complete qualifying activities to earn a $150 bonus. Once your account is open, do the following:

Receive a qualifying direct deposit of at least $500 within 45 days of sign up and every 30 days for 90 consecutive days.
Spend at least $200 on goods and services with your Albert debit card every 30 days during the same 90-day period.

That’s it — once you’ve completed these qualifying activities, look out for your $150 bonus. And moving forward, enjoy no hidden fees and no monthly maintenance fee on your Albert account.

Learn More About Albert

(No expiration date)

Albert Genius Features

From savings, to cutting down costs and helping you reach your financial goals, Albert does the work for you.

Instant cashSmart savingsGuided investingLower billsReal-time alertsSeamless budget

Albert Instant monitors your balances, bills and spending. If you risk overspending, they will alert you. In times of need, they will also do a cash advance up to $100 from your next paycheck with no credit check or interest.

Albert will help you save automatically by analyzing your income and spendings throughout the week. You can also get annual cash bonuses on your Albert Savings and withdraw anytime.

You can own your very own share of popular worldwide funds with a custom portfolio by Genius while also getting a step-by-step guidance form their teem if registered advisors.

Another keypoint with Genius portfolio is that you can eliminate the guesswork, minimize the costs and invest hands-free. Share a few details in the app and get a custom portfolio by Genius, tailored to your unique goals and needs.

Guided investing, no experience needed
Portfolios for every goal and time-frame
Aggressive, moderate and conservative options

Albert works with Billshark, our bill negotiation partner. Their team of experts directly negotiates with service providers, locking in the best possible rates

They can e reduce bill costs from in-home services like internet, phone, cable and security. Whenever there’s a bill they can negotiate, Albert alerts you.

Albert sends real-time notifications, keeping you aware of spending trends, rising bills and extra opportunities to save.

Albert’s automatic budget provides an updated snapshot of your income and spending, whenever you need it. See your bills, income and remaining funds at a glance. Tap into each category to get the details. Your checkup score celebrates your achievements, while providing personalized suggestions for improvement.

Albert Genius Fees

The Albert app itself is free, but Albert Genius has a fee. However, the way it works is that you only have to pay what you think is fair. You can choose to pay $8/$4/$0/etc. per month for the financial advisor service, and you can cancel at any time.

If you opt to pay for your Albert Genius subscription annually, instead of monthly, you will get a $10 cash bonus.

Current Albert Genius Promotions

$150 For Each Referral

$150 For Each Referral

Once you have an account with Albert, you can start referring your friends and family to earn a $150 cash bonus on your Albert Savings account. Not only that each of your referrals will also get a $150 cash bonus just for signing up and staying subscribed.

What you’ll get: $150 For Each Referral
Where it’s available: Albert referral program
How to earn it:
1. Open the Albert app and tap Profile in the top right corner.
2. From there you can send your invites to friends and family.
3. To earn the $150 bonus, each of your referral must:
  - Be a new Albert user, use your unique referral link to sign up, be subscribed to Genius for at least 90 days, have one unique sign-up per person, per phone, per bank account.
Offer terms: The intention of the Referral Program is to generate new Albert users who have created an Albert Genius account in good faith to use the products and services provided by Albert Genius. See full terms here.

Bottom Line

With Albert, you can link your accounts and track your net worth, your accounts balances, and more! This financial savings app is a good option for people who have financial questions and prefer a having personalized answers from a financial planner over text.

You can also checkout other financial management apps we’ve written like Emma App. While you’re here on HMB, you can check out the best savings account and bank promotions you can take advantage of!