Learn about All America Bank Ultimate Rewards Checking account here.
Available nationwide, All America Bank is offering 4.50% APY on their Ultimate Rewards® Checking Account for balances up to $15,000.
About All America Bank Ultimate Rewards Checking
All America Bank has been serving their community since 90 years ago. They’re different because they provide personal service and keep their processes simple and they keep your money working for you every day, and reward their customers for their loyalty and business.
Balance Requirement | APY Rate |
$0 – $15,000.00 | 4.50% |
$15,000.01+ | 0.05% |
All America Bank Ultimate Rewards Checking Rate
The requirements are to post and clear 10 All America Bank VISA Debit Card sales transactions and receive electronic statements to qualify for Ultimate Rewards® Checking.
- What you’ll get: 4.50% APY up to $15,000
- Eligible Accounts: Ultimate Rewards® Checking Account
- Credit Inquiry: Soft Pull
- Where it’s available: Nationwide (Locations in Oklahoma only)
- Opening Deposit: $50 in-person, $500 online
- Credit Card Funding: None
- Monthly fee: None listed
(FDIC Insured)
How To Earn Up to 4.50% APY Rate
- Sign up to All America Bank
- Create an Ultimate Rewards® Checking Account
- Open this account with a minimum deposit of $50 in person. Open this account with a minimum deposit of $500 online.
- Post and clear 10 All America Bank VISA Debit Card sales transactions
- You must also receive electronic statements to qualify for Ultimate Rewards® Checking
Account Features
- Bank-to-bank transfers
- Person-to-person transfers
- Overdraft privilege
- Visa debit card
- Direct deposit
- Mobile deposit
Alternative Rewards Accounts To Consider
![]() Earn up to 3.30% APY with the Axos Bank Rewards Checking account while enjoying a suite of digital tools for smarter money management. This is banking, redefined. • Use promo code AXOS300 and apply by December 31st, to earn up to a $300 bonus! • Zero monthly maintenance fees • Zero overdraft or NSF fees • Zero minimum monthly balance reqs • Unlimited domestic ATM fee reimbursements • Online debit card management • Simple, 3-step process for direct deposit • Only $50 to open an account |
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Bottom Line
Overall, the All America Bank offer is great for those of you who are looking for a good deal and who qualify for membership. Requirements are easy to fulfill so you’ll be earning the high rate APY in no time!
See our favorite banks including HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.
For more bank offers, see the complete list of Best Rewards Checking!
Check back often to see the latest info on All America Bank Ultimate Rewards Checking Account.
Just called CS. They state it’s a “soft pull” credit check.