If you’re looking for a great everyday card, consider the Alliant Visa® Signature Credit Card with Cashback – you’ll earn unlimited cash back with no annual fee!
Alliant Visa® Signature Credit Card with Cashback
Update 10/31/24: With this card, you can earn up to 2.5% cash back on your first $10,000 of qualifying eligible purchases (1.5% for purchases over $10,000).
Alliant Visa® Signature Credit Card with Cashback Summary
Bonus Available | N/A |
Ongoing Rewards/Benefits | Earn up to 2.5% cash back on your first $10,000 of qualifying eligible purchases (1.5% for purchases over $10,000).
No limit to the cashback awards you can earn on qualified purchases Works with Google Pay™, Apple Pay™ and Samsung Pay™ |
Foreign Transaction Fees | None |
Annual Fee | $0 |
(Visit AlliantCreditUnion.org to learn more details about the card).
Ink Business Preferred® Card 90K Points after $8,000 spend within first 3 months | Ink Business Unlimited® Credit Card $750 Bonus after $6,000 spend within 3 months |
Capital One Venture X Business 150K Miles after $30,000 spend within 3 months | Ink Business Cash® Credit Card Up to $750 Bonus: Earn $350 after $3,000 spend in the first 3 months and an additional $400 with $6,000 spend in the first 6 months. |
Chase Sapphire Preferred® Card 100K Points after $5,000 spend within 3 months. | Chase Freedom FlexSM $200 Bonus after $500 spend within 3 months |
The Platinum Card® from American Express 80K Points after $8,000 spend within 6 months. Terms Apply. | Capital One Venture Rewards Credit Card 75K Points after $4,000 spend within 3 months. Enjoy $250 to use on Capital One Travel in your first cardholder year. |
American Express® Gold Card 60K Points after $6,000 spend within 6 months. | Chase Freedom Unlimited® Card $200 Bonus after $500 spend within 3 months |
Blue Cash Preferred® Card from American Express $250 Welcome Offer after $3,000 eligible spend within 6 months. Terms Apply. | Blue Cash Everyday® Card from American Express $200 Welcome Offer after you spend $2,000 in purchases on your new Card within the first 6 months. Terms Apply. |
Chase Sapphire Reserve® Card 60K Points after $4,000 spend within 3 months. | Capital One Quicksilver Cash Rewards Card $200 Bonus after $500 spend within 3 months |
Alliant Visa® Signature Credit Card with Cashback Features
- Earn unlimited cash back with no categories to track
- No Annual Fee
- Rates as low as 16.99% APR
- No foreign transaction fees
- Earn up to 2.5% cash back on your first $10,000 of qualifying eligible purchases (1.5% for purchases over $10,000)
- Works with Google Pay, Apple Pay & Samsung Pay
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Bottom Line
If you’d like simplicity in credit card rewards that’s great for overall everyday spend, this card is a great option so you won’t need to carry multiple cards and memorize which card to use to maximize rewards on spend.
For more options, see our full list of the best credit card bonuses to find out which one is the best for you.
The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.
As an Alliant member I can speak first hand. Unlike American Express which has extraordinary customer service, be prepared for very little leniency when it comes to customer service with Alliant. For example, when we wanted to dispute a charge, at that point you’re no longer dealing with Alliant but you must go through VISA directly. Alliant offers zero support. Secondly, the new tier program of $1,000 with auto deposits is a pain. We’d much rather pay the $99 fee and not have to tie our money up with their bank. The program was designed to bolster their (Alliant) bottom line. Oh, don’t you dare miss an auto deposit of $5 or more or you’ll lose your 2.5% tier for the following 3 months!! AND when the end of 3 months is over, you won’t begin to earn 2.5% at the first day of the month, but you have to wait until your BILLING CYCLE FIRST DAY!! SO, in essence you are receiving less than a full three months of cash back earning. Our bank messed up the auto deposit so we lost the most important time of the year (the holidays!) Lesson, set up the auto deposits on the Alliant side that way if they screw up, you are protected somewhat since they would be at fault. But hope they honor their mistake and keep you at the 2.5% tier. But in past experiences with Alliant there just isn’t the feeling of being a valued member when it comes to customer service. Also, YOU MUST MAKE SURE YOU SET UP YOUR AUTO DRAFTS (FROM YOUR BANK THROUGH ALLIANT) FOR ENOUGH DRAFTS IN ADVANCE OR YOU WILL LOSE YOUR TOP TIER 2.5% REWARDS! We set up auto draft of $5.00 minimum and the 12 drafts we specified ran out and of course Alliant didn’t message us as they quietly let it run out and they dropped us to lower level tier of 1.5% and we lost $100+ in rewards. They have use of your savings paying a low rate while you jump through a stable full of hoops. We going back to AMEX with a 2% card because the customer support is 100x better than Alliant. #BeenThereDoneThat