Available nationwide, the AlumniFi Credit Union Savings Account is offering a phenomenal up to 4.75% Annual Percentage Yield (APY) rate on your funds. Federally Insured by NCUA.
Update 4/10/25: This account is currently offering one of the top rate available! Sign up today!
| Type | APY Rate | Balance Requirement |
| Tier 1 | 4.25% APY | None |
| Tier 2 | 4.50% APY | $25,000 |
| Tier 3 | 4.75% APY | $100,000 |
*APY= Annual Percentage Yield
AlumniFi Credit Union Eligibility
AlumniFi Membership is available if you live, work, worship or attend school in the State of Michigan. All others can join with a $10 donation to the Desk Drawer Foundation, a 501(c) organization that supports community non-profits, however if you apply through this page, AlumniFi will make the donation on your behalf.
AlumniFi accounts are held at Michigan State University Federal Credit Union where savings are federally insured to at least $250,000 by the NCUA and backed by the full faith and credit of the United States Government.
AlumniFi Credit Union Savings Rate
- Learn More at AlumniFi Credit Union
- Account Type: Savings Account
- Interest Rate: Up to 4.75% APY
- Availability: Nationwide
- Minimum Balance: See chart above
- Maximum Balance: None listed
- Credit inquiry: Hard Pull or Soft Pull? Let us know.
- Opening Deposit: Any
- Monthly Fees: None
- Early Termination Fee: None
(at AlumniFi Credit Union)
How to Earn Rate
- Open your AlumniFi Credit Union Savings account online.
- You will be required to have a valid driver’s license, state-issued ID, or US issued passport on-hand and ensure you have good lighting conditions in order to scan the required documents.
- Earn the rate based on your tier and balance.
Why You Should Sign Up For This Account
- Organized and Automated Savings: Create digital folders for your goals and automate deposits to grow your balance effortlessly.
- No Fees: Keep more of your money with no monthly maintenance costs.
- Free Access to Changed: Save $3/month, automate student loan payments, and pay off debt faster.
- Competitive Rates: Earn more while you save.
- Smarter Spending: Use the app to track purchases and stay on budget.
- Financial Insights: Access tips and tools to make the most of your money.
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Bottom Line
AlumniFi has solutions to real-life financial needs to support you into the next phase of your life – this is great for building your financial future.
Interested in Bank Bonuses? See our favorite banks including HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.
For more bank offers, see the complete list of Best Bank Rates!
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