Available for residents of New Jersey, Amboy Direct is offering a Jersey First eSavings Account with 1.01% APY.
Continue reading below to learn everything you need to know about Amboy Direct.
About Amboy Direct Jersey First eSavings Review
Founded in 1888, Amboy Bank is a full-service institution for retail and commercial clients, with its Amboy Direct division serving the online-only space. Amboy operates more than 20 branches throughout central New Jersey.
With such a great APY rate you can earn big! They are committed to offering efficient banking products with personal customer service.
I’ll review Amboy Direct Jersey First eSavings below.
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Amboy Direct Jersey First eSavings 1.01% APY Rate
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- Account Type: Amboy Direct
- Interest Rate: 1.01% APY
- Minimum Balance: $1.00
- Maximum Balance: $250,000
- Availability: NJ (Bank Locator)
- Credit Inquiry: Unknown
- Opening Deposit: $100
- Credit Card Funding: Unknown, let us know
- Monthly Fee: None
- Early Termination Fee: None Listed
- Additional Information: Not available at Amboy branches. Offer code required
(FDIC Insured)
Amboy Direct ACH Capabilities and Limits
| ACH Type | Speed | Daily $ Limit | Monthly $ Limit | Notes |
| Push | ? | ? | ? | |
| Pull | ? | ? | ? |
Editor’s Note: Help us with the table above in the comment section
Amboy Direct Jersey First eSavings Account Features
- Earn a great, guaranteed 1.01% APY for one year
- Open with just $100
- Exclusive to New Jersey residents
- FDIC Insured
| Balance Requirement | APY Rate |
| $1.00-$50,000 | 1.01% APY |
| $50,001-$250,000 | 1.01%-0.76% APY |
Why You Should Sign Up for this Account
- No monthly service fees
- No minimum balance requirement after $100.00 to open
- Free ATM card available
- Online & Mobile Banking
- Everyday access with free online transfers
Bottom Line
If you are interested in earning a high return on your funds, you should consider Amboy Direct and take advantage of their great offer of 1.01% APY rate.
For more bank offers, see the complete list of Best Bank Rates!
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Worst experience ever! I wish I never knew this bank and didn’t open a CD with them. I had to pay hefty penalty because I wanted to close the account only a few days after it was automatically renewed. After the CD is renewed, the interest is almost none. This is my first time doing business with Amboy Direct and it’ll be the last.
This account is NOT nationally available. When you click on the link, it states “EXCLUSIVE TO NJ RESIDENTS”