Find the latest America First Credit Union CD Rates, Offers, and Promotions.

Best CD Rates: 12-month (5.25% APY) and 24-month (5.15% APY), Bump-Rate Certificate Specials, $500 minimum deposit.

Availability: Residents of portions of counties in Arizona (3), Idaho (16), Nevada (11), New Mexico (12), Oregon (1), and Utah (9).

Credit Inquiry: Soft Pull

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About merica First Credit Union

Available to those who live in AZ, ID, NV, OR, UT, America First Credit Union has wide array of products to meet your individual needs. They are proud to be a financial institution that is big enough to serve all your financial needs, yet small enough to care about how those needs are met.

By joining America First Credit Union and opening a CD account, you get to enjoy earning higher interest rate than regular savings account. All you need is $500 to open and start earning. No specials, just some really high standard rates, with 5.10% APY for their 12-17 Month CD term being one of their highest! If you are interested, make sure to read on to learn more about America First Credit Union’s wide array of CDs or visit any branch now and open your CD today! You can fund your account via ACH, wire, debit card, or internal transfer.

Eligibility: If you live, work, worship, volunteer, or attend school in the certain counties of Utah, Arizona, or Nevada, then you are eligible to join. Immediate relatives are eligible to join as well. Be sure to visit their membership page for their list of qualifying counties along with other requirements that you are able to meet.

CD Rates

Term	APY Rate	Minimum Deposit
3-5 Month	4.35%	$500
6-11 Month	5.15%	$500
12-17 Month	5.10%	$500
18-23 Month	4.35%	$500
24-29 Month	4.60%	$500
30-35 Month	3.85%	$500
36-47 Month	4.10%	$500
48-59 Month	3.85%	$500
60 Month	3.85%	$500

*Rates Effective As Of 09/20/2023

America First Credit Union CD Rates

CDs are a certificate issued by a bank to a person depositing money for a specified length of time and usually the longer of a term is – the higher APY rate you make! America First Credit Union’s Best CD Offer pays the has an APY rate with a 5.15% APY rate on their 6 to 11-Month term. The interest is compounded and credited monthly.

America First Credit Union wants to make you feel supported and helps put you in control of your hard earned funds. If you’re interested in making a higher rate than a traditional savings account then make sure to check out below CD rates.

Minimum deposit: $500
Maximum deposit: None
Early withdrawal penalty:
- Terms of twelve (12) months or less–sixty (60) days of dividend; terms over twelve (12) months–one hundred eighty (180) days of dividend. Minimum penalty is $5.00.

(NCUA Insured)

Compare the best CD rates:
Alliant Credit Union 12-Month Certificate (4.05% APY)	Quontic Bank CD (Up to 4.25% APY)
Western Alliance Bank 3-Month CD (4.50% APY)	Western Alliance Bank 12-Month CD (4.25% APY)
Ponce Bank 3-Month CD (4.25% APY)	Blue Federal Credit Union 9-Month No Penalty CD (3.75% APY)
Sun Canyon Bank 11-Month CD (3.98% APY)	Ponce Bank 4-Month No-Penalty CD (4.15% APY)

CD Features

Low minimum balance requirement
Unlimited number of beneficiaries
Competitive interest rates
Open a CD with just $500
NCUA Insured

Bottom Line

If you are interested in a short term or long term CD, look no further as America First Credit Union offers you a standard CD with high rates. All you need to do is to pick your CD term and watch your money grow! Your maturing funds will be deposited into a Share Savings Account, which then can be withdrawn by wire or cashier’s check. They will give you 10 calendar days grace period before renewal automatic renewal.

Be sure to take advantage of one of their CD accounts, especially with this high a rate on just their standard CD rates! Sign up for a CD with America First Credit Union and the enjoy their high APY rates today. If you are not interested or eligible, check out our Best CD Rates at HMB!

Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.