American 1 Credit Union CD Rates: 6.00% APY 1-Year CD (Nationwide)

Find the latest American 1 Credit Union CD rates, offers, and promotions here.

Best CD Rates: 6.00% APY 1-Year Term, $1K minimum deposit

Availability: Nationwide

Credit Inquiry: Hard Pull via Experian

About American 1 Credit Union

The mission of American 1 Credit Union is to provide the best personal financial services to members of the credit union at the lowest cost and highest return consistent with their resources.

American 1 Credit Union offers a vast array of products including CD options for all of your specific financial needs. From checking and savings account to loans and CDs, you are bound to find one that works for you. You can fund your account via ACH, wire for a $5 fee, cashier’s check, or shared branch transaction. Plus they are a CO-OP shared branch participant.

Standard CD Rates

*The above rates are accurate as of 9/13/2023*

American 1 Credit Union CD Rates

CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer of a term, the higher APY rate you make. There is no compounding and your dividends will be credited at maturity.

With as little as $50, you can invest in a American 1 Credit Union CD account to maximize your earnings. Compare their offering now to find the solutions that fit best with your savings goals. If you’re interested in making a higher rate than a traditional savings account then make sure to check out below CD rates.

• Minimum deposit: $1000
• Maximum deposit: None listed
• Early withdrawal penalty: The penalty we may impose will equal 90 days dividends on the amount withdrawn plus the amount of dividends earned on the amount withdrawn in excess of the amount of dividends that would have been earned at the Savings/Share account rate.

(NCUA Insured)

American 1 Credit Union CD Features

• Excellent Return on Investment
• Competitive dividend rates give you more for your money
• Dividends compounded monthly
• Unlimited number of beneficiaries.

Bottom Line

With a unique selection of CD lengths to choose from, you can be sure to find an account that best fits all your banking needs. Take advantage of a low required minimum balance of just $50. Once your funds have matured, you can do an internal transfer to an American 1 Primary Share Savings Account. You will have a 10 calendar days grace period before automatic renewal.

This is ideal for accounts like Certificate of Deposits, which require very little maintenance. The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.

*While American 1 Credit Union does have competitive rates with their launch, I recommend you take a look at Discover Bank Promotions here to find other great rates.

This is a great opportunity to invest in a high-interest CD from American 1 Credit Union. However, you may want to compare them with our best CD Rates:

• Best 6-Month CD Rates
• Best 9-Month CD Rates
• Best 12-Month CD Rates
• Best 18-Month CD Rates
• Best 24-Month CD Rates
• Best 36-Month CD Rates
• Best 48-Month CD Rates
• Best 60-Month CD Rates
• Best No Penalty CD Rates

You might even find yourself earning more than a regular savings account. Be sure to apply as soon as you can to start your new account experience.

Check back often for the latest American 1 Credit Union CD rates!

Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.