Find the latest Andrews Federal Credit Union CD Rates, Offers, and Promotions here.
Best CD Rates: 5.75% APY 9-Month CD, 5.00% APY 12-Month CD ($1K Min, $100K Max)
Availability: Nationwide. Easy membership requirement. You can join the American Consumer Council at no charge. Just use promo code “Andrews.”
Credit Inquiry: Unknown
About Andrews Federal Credit Union
Andrews Federal Credit Union was founded in 1948 for the purpose of helping people improve the quality of their financial lives. With assets climbing over $1.5 billion, they provide a full range of high-quality financial products to over 120,000 members worldwide with a passion for service, safety, and soundness.
There are a variety of personal depository banking products available from the credit union. This includes savings accounts, checking accounts, Certificates of Deposit (CDs), and money market accounts. Even though this is a credit union with physical branch locations, membership is available to anyone and the CD rates are accessible online to members nationwide.
| Eligibility: Membership in Andrews Federal Credit Union is open to anyone through the American Consumer Council. |
Share Certificate Special Offers
| Term | APY Rate | Minimum Deposit |
| 9-Month | 5.75% | $1,000 |
Fixed Rate Share Certificates
| Term | APY Rate | Minimum Deposit |
| 6-Month | 3.30% | $1,000 |
| 12-Month | 5.00% | $1,000 |
| 24-Month | 4.50% | $1,000 |
| 36-Month | 4.20% | $1,000 |
| 48-Month | 4.15% | $1,000 |
| 60-Month | 4.20% | $1,000 |
| 84-Month | 0.30% | $1,000 |
*The above rates are accurate as of 7/24/2023*
Andrews Federal Credit Union CD Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer the term, the higher APY rate you make.
If you’re interested in making a higher rate than a traditional savings account then make sure to check out Andrew Federal Credit Union’s CDs and their rates listed below.
- Minimum deposit: $1,000
- Maximum deposit: $100K
- Early withdrawal penalty: If your account has an original maturity of less than 24 months, they will charge a penalty equal to 90 days of dividends.
(NCUA Insured)
Editor’s Note: Up to four beneficiaries (equal shares) can be added using the Payable-On-Death Beneficiary Designation Form. Social Security numbers are required for all named beneficiaries.
| Alliant Credit Union 12-Month Certificate (4.05% APY) | Quontic Bank CD (Up to 4.25% APY) |
| Western Alliance Bank 3-Month CD (4.50% APY) | Western Alliance Bank 12-Month CD (4.25% APY) |
| Ponce Bank 3-Month CD (4.25% APY) | Blue Federal Credit Union 9-Month No Penalty CD (3.75% APY) |
| Sun Canyon Bank 11-Month CD (3.98% APY) | Ponce Bank 4-Month No-Penalty CD (4.15% APY) |
Andrews Federal Credit Union CD Features
- Easy access through mobile banking
- Low Minimum Deposit
- Competitive Rate
- NCUA Insured
Bottom Line
With a very unique selection of CD lengths to choose from, you can be sure to find an account that best fits all your banking needs. These rates are very competitive and on top of that the opening minimum is low at $1,000.
An online account is ideal for Certificate of Deposits, which require very little maintenance. The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.
*While Andrews Federal Credit Union does have decent rates with their launch, their product line is limited. I recommend to take a look at Discover Bank Promotions here
| Service Credit Union | 4.25% APY 9-Month CD | Review |
| Western Alliance Bank | 4.50% APY 3-Month CD | Review |
| Western Alliance Bank | 4.40% APY 6-Month CD | Review |
| Rising Bank | 4.40% APY 6-Month CD | Review |
| Rising Bank | 4.35% APY 15-Month CD | Review |
| First Tech Federal Credit Union | 4.35% APY 13-Month Share Certificate | Review |
| Quontic Bank | Up to 4.25% APY CD | Review |
| Western Alliance Bank | 4.25% APY 12-Month CD | Review |
| Ponce Bank | 4.25% APY 3-Month High Yield CD | Review |
| Sallie Mae | 4.25% APY 14-Month CD | Review |
| Ponce Bank | 4.15% APY 4-Month No-Penalty CD | Review |
| Live Oak Bank | 4.10% APY 12-Month CD | Review |
| Live Oak Bank | 4.10% APY 12-Month Business CD | Review |
| First Mid Bank & Trust | 4.08% APY 9-Month CD | Review |
| Alliant Credit Union | 4.05% APY 12-Month Certificate | Review |
| Discover Bank | Up to 4.00% APY CD | Review |
| Sun Canyon Bank | 3.98% APY 11-Month CD | Review |
| Sallie Mae | 3.95% APY 10-Month CD | Review |
| Western Alliance Bank | 3.85% APY 5-Month CD | Review |
| GreenState Credit Union | 3.80% APY 10-Month CD | Review |
| Blue Federal Credit Union | 3.75% APY 9-Month No Penalty CD | Review |
| Blue Federal Credit Union | 3.75% APY 15-Month CD | Review |
| CIT Bank | 3.50% APY 13-Month CD | Review |
| CIT Bank | 3.50% APY 11-Month No-Penalty CD | Review |
| Southwestern National Bank | 3.40% APY 8-Month CD | Review |
| First Financial Northwest Bank | 3.00% APY 12-Month CD | Review |
| Ponce Bank | 3.00% APY 1-Month High Yield CD | Review |
| CIT Bank | 3.00% APY 6-Month CD | Review |
| CIT Bank | 3.00% APY 18-Month CD | Review |
This is a great opportunity to invest in a high-interest CD from Andrews Federal Credit Union. However, you may want to compare them with our best CD Rates:
- 6-Month CD Rates
- 9-Month CD Rates
- 12-Month CD Rates
- 18-Month CD Rates
- 24-Month CD Rates
- 36-Month CD Rates
- 48-Month CD Rates
- 60-Month CD Rates
You might even find yourself earning more than a regular savings account. Be sure to apply as soon as you can to start your new account experience. Check back often for the latest Andrews Federal Credit Union CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
Please start posting IRA rates.
The offer stopped about 2 weeks ago
Hey Anthony,
How about an update on Andrews Credit Union? Why is it so difficult to find out what Banks & Credit unions are paying? I try going to each individual one separately but it usually takes me to lists of those I’m not interested in – any suggestions? I want 12 mo cd’s, as I don’t want to be locked in if the rates go higher. Thanks! E