TD Bank Beyond Checking Bonus: $300 Offer

TD Bank is currently having an online offer for opening a Beyond Checking account and a chance to earn a $300 bonus!

Update 6/18/24: If you live in the qualifying states, TD is offering a lucrative $300 bonus when you sign up for their Beyond Checking account! With TD Beyond Checking with Payback Plus, you’ll earn interest and get reimbursed for non-TD ATM transactions, Overdraft Payback and more.

Sign up for a TD Beyond Checking account and complete at least $2,500 or more in direct deposit within 60 days of account opening to earn your bonus! See below on more details on how to earn you TD Bank Beyond Checking Bonus.

TD Bank gained the title of America’s Most Convenient Bank. They are proving that by providing banking needs to more than 8 million customers. TD Bank is one of the 10 largest banks in America and they service a range of consumers from individuals to commercial banking.

They have physical presence at 1,300 convenient locations in the Northeast, Mid-Atlantic, Metro D.C., North Carolina, South Carolina, and Florida. Enjoy exceptional customer service and a chance to earn checking bonuses!

TD Bank $300 Beyond Checking Bonus

Earn $300 bonus with a TD Bank Beyond checking with direct deposit requirement. It features free ATMs anywhere you go, tiered interest rates with your account balance, and free bank products and services.

• Learn More at TD Bank
• What you’ll get: $300 bonus
• Account Type: TD Bank Beyond Checking
• Direct Deposit Requirement: Yes
• Direct Deposit Options: ACH
• Monthly Service Fee: See how to waived below
• Closing Account Fee: None

(Visit TD Bank to learn more)

How To Earn Bonus

• New customers who apply online for a TD Beyond Checking account can earn a $300 cash bonus after receiving direct deposits of $2,500 or more within 60 days.
• To qualify for this offer, you must be a U.S. resident and apply for the offer online.
• Offer is available in these states: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA

Account Features

• New customers who apply online for a TD Beyond Checking account can earn a $300 cash bonus after receiving direct deposits of $2,500 or more within 60 days. To qualify for this offer, you must be a U.S. resident and apply for the offer online. Offer is available in these states: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, VA
• Three ways to go monthly maintenance fee-free: Monthly Maintenance fee waived when you set up direct deposits of $5,000 or more within a statement cycle, maintain a $2,500 minimum daily balance, or have a $25,000 combined balance across eligible TD accounts.
• ATM perks: TD fees waived at any ATM and non-TD fees reimbursed when you keep at least a $2,500 daily balance.
• A little extra time. A lot of extra relief: Avoid fees with Grace Period, which gives you until 11 PM ET the next business day to fix an overdraft. Make sure your available balance is at least $0 by depositing enough to cover the overdrawn balance plus any additional transactions and TD will refund the overdraft fee to your checking account.
• Fast and secure payments: TD Bank debit cards are backed by the Zero Liability guarantee and 24/7 fraud monitoring.
• Convenient locations with the longest hours around: We have over 1,100 locations from Maine to Florida that’s open early, late, and weekends.
• Get reimbursed for fees including two overdraft fees per year, all Rush Bill Payments, and one outgoing wire per statement cycle (domestic or international).
• Additional TD Bank checking account perks worth talking about: Get 24/7 access to all your TD accounts with Online & Mobile Banking, plus Bill Pay, Send Money with Zelle®, Mobile Deposit and Online Statements.

How To Waive Monthly Fee

• The TD Beyond Checking has a monthly maintenance fee of $25.
• Monthly maintenance fee waived when:
  • You receive monthly direct deposits of $5,000 or more, OR
  • Maintain a minimum daily balance of $2,500, or maintain a combined balance of $25,000 across eligible TD accounts.

Fine Print

• Offer is available to new personal checking Customers who do not have an existing or prior personal checking account at TD Bank.
• Qualifying direct deposits are recurring electronic deposits of your paycheck, pension or government benefits (such as Social Security) from your Employer or the Government. Person-to-Person and bank transfers between your TD Bank accounts or accounts you have at other financial institutions or brokerages do not qualify.
• Once the offer criteria is met, the bonus will be credited into the new personal checking account no later than 180 days from account opening.
• Account must remain open, active, in good standing, and in the same product type through the qualifying period to receive the bonus.
  Bonus will be reported as taxable income to the IRS on a 1099-MISC. Offer may be withdrawn at any time and is subject to change.

Additional TD Bank Benefits

TD Bank offers all their consumers top notch customer service. Even beyond that, TD waives fees, regardless of balance, on non-TD ATMs transactions. They will reimburse the fees on the usage of non-TD Bank ATMs if you are able to maintain the minimum daily balance of at least $2,500.

With TD they will work alongside you and with you to offer you the best banking experience you have ever had. You also have the option to sign up for their overdraft service in case you are in a pickle.

Bank confidently knowing that you can access your account anytime, anywhere, either on mobile or online! And TD provides you access to obtain free money orders and official bank checks.

You have the control to make any stop payments to any transaction on your checking account by alerting TD Bank. With their checking account you also get paper statements with check images for no additional cost!

Bottom Line

Overall I recommend opening a checking account with TD Bank just knowing about their amazing features and perks that come with being a consumer.

For those that reside near a TD Bank, snag the $300 checking bonus when you open their Beyond Checking account online! But beware of the monthly fee if you fail to meet any of the fee-waiver conditions.

For more TD Bank promotions, check out our complete list of TD Bank Promotions where we will frequently update it as new deals become available.

If this is not something you are interested in, check out our list of the Best Bank Promotions for more deals!

If the direct deposit requirement or the monthly waiver is out of reach to earn you TD Bank Beyond Checking Bonus, check out the TD Bank Convenience Checking account!