Read on to learn more about Arizona Central Credit Union promotions, bonuses and offers here.
Update 1/16/25: The $500 checking offer has been extended through 12/31/25.
About Arizona Central Credit Union Promotions
Established in 1939, Arizona Central Credit Union has been offering banking services to help their local communities. Additionally, they were built on the foundation of financial freedom and simple solutions to help their members grow.
| Eligibility: Membership is open to residents of Arizona who are age 55 and over, all members of the Baptist, Latter-Day Saints, or Catholic religions in Arizona, and Healthcare professionals in Arizona. For the full listing and ways to join, please check out their Field of Membership page. |
I’ll review the Arizona Central Credit Union Promotions below.
Arizona Central Credit Union $500 Checking Bonus
- What you’ll get: $500 bonus
- Account Type: Checking
- Availability: AZ (Bank Locator)
- Direct Deposit Requirement: Yes
- Credit Inquiry: Hard Pull (Equifax)
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: $5-$15, waivable
- Early Account Termination Fee: Bonus forfeited if closed within six months
- Household Limit: None listed
(Expires 12/31/2025)
Editor’s Note: Here’s an alternative link to the offer.
| BMO Smart Money Checking ($350 cash bonus) | BMO Smart Advantage Checking ($350 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| First Tech Rewards Checking ($300 bonus) | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a new Arizona Central Credit Union checking account
- To qualify, within 60 days of Account opening the new member must perform the following three (3) requirements:
- 1. Have a minimum monthly direct deposit of $500
- $250 ONE-TIME bonus to new member with $500 minimum monthly direct deposit.
- $500 ONE-TIME bonus to new member with $1,000 minimum monthly direct deposit.
- 2. Sign up and remain enrolled in eStatements, AND
- 3. Perform at least fifteen (15) Debit Card transactions totaling a minimum of $100/month.
- 1. Have a minimum monthly direct deposit of $500
- Must be a NEW member with no existing accounts at Arizona Central Credit Union (AZCCU).
- Existing primary members and joint owners opening a new membership do not qualify.
- Former members qualify as a new member if their previous account was closed at least 12 months prior to the new open date.
- Must be an Arizona resident to qualify for promotion. Proof of residency required.
- To qualify, within 60 days of Account opening the new member must perform the following three (3) requirements: 1. Have a minimum monthly direct deposit* of $500, AND 2. Sign up and remain enrolled in eStatements, AND 3. Perform at least fifteen (15) Debit Card transactions totaling a minimum of $100/month.
- The new member will receive 50% of the monetary bonus deposited to their Member Share Savings Account once the above (3) requirements have been met and the remaining 50% of the monetary bonus will be deposited following an additional 5 consecutive months of meeting these (3) requirements.
- Bonuses will be awarded in the following tiers: $500 minimum monthly Direct Deposit = $250 one-time bonus to new member; $1,000 minimum monthly Direct Deposit = $500 one-time bonus to new member. APY on checking accounts range from 0% to 0.10% APY based on product type and may vary.
- Minimum to earn APY is $1.00.
- Fees may reduce earnings.
- Bonus is considered interest and will be reported on IRS Form 1099-INT.
- Cannot be combined with any other offers.
- Offer valid for new accounts opened by 12/31/2025.
- Employees, officers and directors of AZCCU are not eligible.
- If the account is closed prior to receiving the balance of the bonus, the initial bonus amount will be withdrawn from the account prior to closing.
- Referring member will receive a $100 one-time referral bonus at time of new members first payment of their monetary bonus.
- Offer must be mentioned at the time of account opening to be eligible.
- Terms and conditions subject to change without notice.
- Federally insured by NCUA.
- *Direct Deposit is defined as a recurring deposit of regular income to members AZCCU Checking or Savings account, including payroll, pension, or government benefit payments (e.g., Social Security), made by the account holder’s employer, payroll/benefits provider or government agency (“Direct Deposit”) via the Automated Clearing House (“ACH”) Network.
- Deposits that are not from an employer or government agency, including but not limited to check deposits, peer-to-peer transfers (e.g., transfers from PayPal, Venmo, etc.), merchant transactions (e.g., transactions from PayPal, Stripe, Square, etc.), and bank ACH funds transfers and wire transfers from external accounts, or are non-recurring in nature (e.g. IRS tax refunds), do not constitute Direct Deposit activity.
- AZCCU shall, in its sole discretion, assess each account holder’s Direct Deposit activity to determine eligibility and may require additional documentation to complete this verification.
Arizona Central Credit Union $200 Checking Bonus (Expired)
Arizona Central Credit Union is offering a $200 bonus when you open a new qualifying checking account.
- What you’ll get: $200 bonus
- Account Type: AzStyle checking, MyStyle checking, HighStyle checking
- Availability: AZ (Bank Locator)
- Direct Deposit Requirement: Yes
- Credit Inquiry: Hard Pull (Equifax)
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: $5-$15, waivable
- Early Account Termination Fee: Bonus forfeited if closed within six months
- Household Limit: None listed
(Expires 12/31/2024)
| BMO Smart Money Checking ($350 cash bonus) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a new Arizona Central Credit Union checking account
- Receive a direct deposit of at least $250/month
- Sign up and enroll in eStatements
- Perform at least ten signature based check card transactions
- $200 bonus will be deposited within ten days of completing the bonus requirements
- Bonus requirements must be completed within 60 days of account opening
- Only available to new members with no existing accounts at ACCU
- Considered a new member as long as your account was cancelled twelve months prior to opening this new account
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Arizona Central Credit Union $200 Checking Bonus (Expired)
Earn a $200 bonus when you open a new checking account!
Arizona Central Credit Union is offering a $200 bonus when you open a new qualifying checking account.
- What you’ll get: $200 bonus
- Account Type: AzStyle checking, MyStyle checking, HighStyle checking
- Availability: AZ (Bank Locator)
- Direct Deposit Requirement: Yes
- Credit Inquiry: Hard Pull (Equifax)
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: $5-$15, waivable
- Early Account Termination Fee: Bonus forfeited if closed within six months
- Household Limit: None listed
(Expires 12/31/2024)
| BMO Smart Money Checking ($350 cash bonus) | BMO Smart Advantage Checking ($350 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| First Tech Rewards Checking ($300 bonus) | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a checking account and perform at least fifteen (15) Check card transactions of any kind within the first sixty (60) days.
- Sign up for eStatements.
- Have direct deposit of at least $250/month.
- To qualify, the member must mention this offer when opening a new checking account with Arizona Central Credit Union.
- The $200 bonus will be deposited to the member’s new checking account within ten (10) business days after the following three (3) requirements have been met. 1. Signed up and currently enrolled in eStatements. 2. Has performed at least fifteen (15) debit card transactions within the first sixty (60) days of account opening. AND 3. Have a direct deposit of at least $250/month.
- APY on checking accounts range from 0% to 0.10% APY based on product type and may vary.
- Minimum to earn APY is $1.00. Fees may reduce earnings.
- Bonus is considered interest and will be reported on IRS Form 1098-INT.
- Cannot be combined with any other offers.
- Offer valid for new checking accounts opened by 12/31/2024.
- Terms and conditions subject to change without notice.
- The new member must maintain the membership account and meet the above requirements for six (6) consecutive months, otherwise the $200 bonus will be deducted from the new member’s account upon closing and/or failure to meet requirements.
- $5 minimum balance must be maintained at all times to remain eligible for credit union services.
- This is a one-time offer and is non-transferable.
- Federally insured by NCUA.
How To Waive Monthly Fees
- You-Name-It™ Savings: None
- Simple Checking: Monthly Service Fee waived when any 2 of the following requirements are met:
- Enrolled in eStatements
- Direct Deposit of $250 or more per month
- 15 Visa® Check Card transactions per month
- If you are age 23 or under
- Combined per member account balances totaling $2,500 or more
- Money Market Checking: Monthly Service Fee waived when you maintain minimum daily balance of $5,000+ otherwise $15.
- Money Market Account: When an average monthly balance of $1,000 is maintained, there is no monthly service fee. A service fee of $15 will be applied to all accounts that do not maintain this monthly balance.
- Business Value Checking: $2 monthly service fee waived with an average monthly balance of $1,500 or eStatements.
- Business Classic Checking: Service fee of $2.00 per month waived when enrolled in eStatements.
- Business Money Market Account: When an average monthly balance of $5,000 is maintained, there is no monthly service fee. A service fee of $15 will be applied to all accounts that do not maintain this monthly balance.
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Bottom Line
Lastly, Arizona Central Credit Union has a wide variety of accounts for you to take advantage of. However, if you are not interested, be sure to check out our list of bank promotions! Additionally, definitely provide your feedback as they make our site even better!
However, Arizona Central Credit Union doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
*Compare the latest Arizona Central Credit Union Promotions to other bank bonuses from Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!*
Furthermore, check back at this page for Arizona Central Credit Union promotions, bonuses and offers.
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