Find the most up-to-date Arsenal Credit Union promotions, bonuses, and offers here.
Update 3/28/25: The former $200 checking bonus has been reduced back to $100 through 12/31/25. You can also earn a $75 gift card when you refer friends and family to open a new account. They will also earn a $75 Visa gift card bonus.
About Arsenal Credit Union Promotions
| Eligibility: Membership in Arsenal Credit Union is open to those who live or work in the Missouri counties of Franklin, Jefferson, St. Francois, Ste. Genevieve, or St. Louis, or the City of St. Louis; or the Illinois counties of Madison, Monroe, Randolph or St. Clair. Those who live or work in specific Zip Codes in the Missouri counties of Camden (65049, 65065), Jasper (64801), Miller (65026), and Morgan (65072) are also eligible to join. Employees of the National Geospatial-Intelligence Agency, the Department of Veterans Affairs, and other Select Employer Groups in the St. Louis area also qualify, as do family members of current Arsenal Credit Union members. See current membership details. |
Arsenal Credit Union $100 Checking Bonus
- What you’ll get: $100 bonus
- Account Type: Checking
- Availability: IL, MO (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None with Totally Free Checking
- Early Account Termination fee: Not listed
- Household Limit: Not listed
(Expires 12/31/2025)
| BMO Smart Money Checking ($350 cash bonus) | BMO Smart Advantage Checking ($350 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| First Tech Rewards Checking ($300 bonus) | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Earn $100 when you open a checking account (with a debit card) online. Use promo code New2025 when opening your account to activate the offer.
- The $100 deposit will be paid within 45 days after checking account with debit card is opened and member makes at least 10 transactions on card (a deposit will be required to receive a debit card).
- Membership eligibility is required.
- Must be age 18+ and mention this offer at account opening.
- May need specific forms of identification to open an account such as a driver’s license, proof of address (utility bill,) a credit card and your Social Security Number.
- Note, credit will be reviewed at the time of account opening.
- Contact the credit union for full details.
- Savings account with $5.00 minimum deposit required to join Arsenal Credit Union.
- Credit union membership required to join.
- See if you’re eligible here.
- The $100 deposit will be paid within 45 days after checking account with debit card is opened and member makes at least 10 transactions on card (a deposit will be required to receive a debit card).
- Member must remain in good standing with the credit union.
- May not be combined with other offers.
- Offer valid until 12.31.2025.
- Bonus will be reported as a dividend.
Arsenal Credit Union $75 Referral Bonus
- What you’ll get: $75 bonus
- Account Type: Checking
- Availability: IL, MO (Bank Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None with Totally Free Checking
- Early Account Termination fee: Not listed
- Household Limit: Not listed
(Limited time offer)
| BMO Smart Money Checking ($350 cash bonus) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- You and a friend can both earn a $75 Visa® gift card when you refer them to the credit union.
- Three ways you can refer your friends to the credit union.
- Checking. New member must also get a debit card, open a digital banking account and complete five (5) qualifying transactions.
- Deposits. Money market accounts and CDs with a minimum deposit of $2,500.
- Loans. Earn the incentive when your friend opens a loan of any type or gets a credit card.
- Rules for referrers
- Must be age 13 or older at time of participation.
- New accounts must be opened within 30 days of the referral being sent.
- Referrer can refer a maximum number of 5 new members to the credit union (max of $375 earned).
- May not be combined with other offers. Account must remain open, active and in good standing to receive the bonus. This applies to the new member’s account, too.
- Rules for referees
- Must mention, at account opening, the name of the referring member.
- Be age 13 or older and eligible for membership.
- Only one referral from one current Arsenal member will be accepted.
How To Avoid Monthly Fees
- Totally Free Checking: No monthly maintenance fees
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Bottom Line
Feel free comment below and let us know about how it went and if you could fund your account with credit card or not. We value your feedback and will continue to keep you posted on the latest bank offers nationwide.
*Compare these promotions with other bank bonuses from banks like Huntington, HSBC, Chase, TD, Bank of America, Citi, and more!*
*Check back on this page for updated Arsenal Credit Union promotions, bonuses, and offers.
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