Situated in South Carolina, Arthur State Bank is a conventional bank that provides decent account options. To find out if Arthur State Bank is right for you, continue reading the review below.
They have checking accounts for all kinds of people including college students and senior citizens, and each account don’t require much to open nor maintain as well.
Checking Account Options
Arthur State Bank has a great selection of checking accounts that all offer pretty good benefits.
This is a standard checking account and will require $100 to open.
There is a small monthly fee of $5, but you can waive it by maintaining a daily balance of $1,000.
This account also comes with an Arthur State Bank Debit Card and access to all online and mobile banking.
This checking account, designed for students 24 or under, will need a small opening deposit of $50.
Since those in their early 20’s can apply for this account, this is mainly targeted to college and high school students.
There are also no monthly fees nor minimum balance requirements so students can bank with ease.
All students will have access to their own debit card and online/mobile banking.
Those who are 60 years and older can apply for this checking account, but it will require $100 to open.
There are, however, no monthly fees nor minimum balance requirements.
This account also earns interest, but you will need to keep a daily balance of at least $500.
This is considered Arthur State Bank’s premium checking account will require $500 to open.
Since this checking account can earn greater interest, there are a few fees to consider.
To avoid the $5 monthly fee, you will need $1,000 as a daily balance.
You will also need a daily balance of $500 to start earning interest.
This account comes with all the benefits that a standard checking account has.
Compare Checking Accounts
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Savings Account Options
Arthur State Bank has a small variety of savings accounts that aren’t too different from any regular ones, but they don’t require too much to maintain either.
This is standard savings account and will require $50 to open.
To earn interest, you just need a small daily balance of $50.
This is a savings account for those who needs a place to store money towards health related issues.
You can open it with $100 and it also earns interest overtime.
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Money Market Account Options
Money Market accounts allow for a higher yield and gives access to your funds with either checks or a bankcard.
Arthur State Bank has one money market that earns tiered interest rates.
Arthur State Bank Money Market:
- Open this account with $1,000
- Waive the $5 monthly fee by keeping a minimum daily balance of $1,000
- Interest is credited monthly
- eStatements
- Up to 6 checks/debit items per month
- Online banking and mobile banking
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CD Account Options
Arthur State Bank offers CDs with competitive rates. These CD terms range from 3 months to 5 years and requires $500 to open.
To find more about their CDs, click here.
The CDs will automatically renew upon maturity.
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Reasons to Bank with Arthur State Bank
- They have a good variety of checking accounts with low opening requirements.
- They have very low monthly fees.
- Their student checking account is for college students instead of just high school students (18 and under).
- They have reasonable minimum balance requirements for the accounts that do have them.
- All their accounts may come with similar benefits, but they are still pretty decent.
- They have a youth savings account.
- Conduct all your banking online (recommended) or through the Arthur State Bank mobile app.
Reasons Not to Bank with Arthur State Bank
- They are only available in South Carolina. There are 18 branches today.
- Their customer service is not 24 hours.
- Their Super NOW Checking requires a much higher opening deposit than their other checking accounts even if it is considered premium.
- They don’t have a corresponding youth or senior citizen savings account.
- Lack of variety in their savings accounts compared to their checking accounts.
- They could have higher interest rates on certain accounts.
Arthur State Bank Routing Number
The routing number for Arthur State Bank varies depending on state and region.
You can also find the routing number by checking the lower left corner of your Arthur State Bank check.
Contact Customer Service
You can reach Arthur State Bank at (888)-825-2265.
A customer representative will be available to speak to you at these hours:
- Monday – Thursday: 9 a.m. to 5 p.m.
- Friday: 9 a.m. to 5:30 p.m.
How Arthur State Bank Compares
- Chase Bank: Chase is one of the biggest banks in the U.S and offers just about almost everything. Compared to its other competitors, Chase offers much more checking account options.
- Huntington Bank: Huntington offers a variety of account options to choose from. Right now, Huntington is offering bonuses when you
- Wells Fargo: Located throughout the US with over 5,800 branches and 13,000 ATMs. They offer a variety of deposits accounts, including accounts for teens and customers who need a second chance.
- TD Bank: TD Bank offer bonuses for signing up for a checking account. They have various account options that suit all kinds of consumers as well.
Bottom Line
If you happen to live in South Carolina and are looking for a full service bank, then consider Arthur State Bank.
They provide plenty of account options and are consistent with their opening deposits and balance requirements.
However, keep in mind that when you look for a checking or savings account be sure to look into all the fees charged. Don’t focus on the interest rate alone, but on what the account will cost you overall.
If you’re interested in banking with Arthur State Bank, then apply today! For more options from a variety of banks, see our list of the best bank promotions!
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