Associated Bank is a midwest regional bank in 230 locations and is best well known for their relationship with the community. They offer premium rates to consumers who open a checking account along with savings or an investment account.

Whereas BMO Harris Bank has 600 branches in the Midwest. They offer a large range of personal financial services to help consumers take control of their finances.

Continue reading below to see a side-by-side comparison between the two banks, so you can see which one offers the services you need the most.


	Associated Bank	BMO Harris Bank
Locations	230 locations in the Midwest	600 branches in the Midwest
ATMs	25,000 ATMs in the MoneyPass network	43,000 fee-free ATMs
Savings	3.5/ 5	2/5
CD	4/5	4/5
Checking	2.5/5	3/5
Money Market	3/5	3/5
Customer Service	4.5/5	3.5/5
Mobile App	4/5	3/5
Pros	-Wide ATM network -24/7 customer service -Special term CD with high APY	-Free checking with eStatements -High APY for CDs -Good financial tools
Cons	-No free checking option -High account fees -Limited branches	-Limited branches -Low savings APY
Bottom Line	Associated Bank offers basic services, but with higher fees.	BMO Harris Bank offers products like checking, savings, CDs, and IRAs.

Bottom Line

Which Bank is Better: Associated Bank or BMO Harris Bank?

In summary:

Associated Bank’s account offerings are on the small side, but if you are looking for a basic checking or savings account to put a large amount of money for a while, their service is worth checking out.
If you prefer in-person banking and like access to all of your accounts in one place, BMO Harris may offer just what you need

For other banking options, see our list of the best bank account bonuses & savings account offers.