Auto-Owners Mutual Insurance Co. agreed to a class action lawsuit settlement to resolve claims that it wrongfully deducted nonmaterial depreciation from property loss payments in certain states.

Plaintiffs in the class action lawsuit claim that Auto-Owners Mutual Insurance wrongfully deducted depreciation from labor costs and other nonmaterial items when paying homeowners’ insurance claims. As a result of these deductions, policyholders allegedly received smaller payments than they were owed and, in some cases, did not receive payments at all due to the amount deducted.

Auto-Owners Insurance is an insurance provider that sells home, auto, life and business insurance to consumers nationwide.

Auto-Owners Mutual Insurance Co. hasn’t admitted any wrongdoing but agreed to pay an undisclosed sum to resolve the insurance class action lawsuit.

Table of Contents

Auto-Owners Mutual Insurance Co. Nonmaterial Depreciation Class Action Lawsuit

Who’s Eligible:
- Auto-Owners Mutual Insurance Co. property insurance policyholders who made a structural damage claim in Arizona, Illinois, Missouri or Wisconsin during certain periods that resulted in an actual cash value payment from which nonmaterial depreciation was withheld.
- The applicable class periods are:
  - For Arizona claims: Oct. 20, 2014, to present
  - For Illinois claims with a one-year suit limitations clause: May 13, 2020, to present
  - For Illinois claims with a two-year suit limitations clause: May 13, 2019, to present
  - For Missouri claims: April 27, 2012, to present
  - For Wisconsin claims with a one-year suit limitations clause: April 27, 2021, to present
  - For Wisconsin claims with a two-year suit limitations clause: April 27, 2020, to present
Estimated Amount: Varies
Proof of Purchase:
- Policy number, claim number, date of loss, premises insured and claimant ID
Claim Form Deadline: 02/26/2024
Case Name & Number:
- Walker, et al. v. Auto-Owners (Mutual) Insurance Co., Case No. 2023-LA-0000143, in the Illinois Circuit Court for Peoria County
How to file a claim:
- Head over to the Claim Form.
- Read over the claim form to see if you are eligible.
- Complete the claim form with your info.
- Submit your claim form to receive your potential award!

File a Claim

(Click here to file a claim)

Bottom Line

Don’t forget to take a look at our full list of Class Action Lawsuit Settlements! Be sure to give our list of No-Proof Class Action lawsuit to see other settlements you may qualify for.