Axos Bank is an online bank that has been in the business of providing customers the best since 2000. Although it does not have physical branches like people are accustomed to, it still functions the same as a traditional bank.

If you would like to transfer money from this bank or send money to, this post will tell you their routing number and how it is used. Read on to find out how you can do just that.

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Axos Bank Routing Number

If you ever need to wire funds to or from your People’s United account, you will use this routing number:

Axos Bank Routing Number

122287251

Because Axos is an online bank without branch locations in multiple states, they only have one routing number you need to worry about.

What is a Routing Number?

Routing numbers are used by banks to identify each other during wire transfers. They are also known as transit numbers or ABA numbers, and are comprised of nine digits. Using 000011112 as an example, the numbers can be broken down into segments:

0000: The Federal Reserve routing symbol, or the Federal Reserve Bank district the bank is located in
1111: The financial institution itself
2: The check digit, which can be calculated from the previous eight digits, is used for error detection.

The American Bankers Association created routing numbers back in the early 1900’s and have been using them ever since.

Can Banks Have Multiple Routing Numbers?

People’s United only uses one routing number, but larger banks such as TD Bank and Bank of America use multiple routing numbers for different states or regions. If a bank has more than one routing number, it is not out of the ordinary.

How Do You Find a Routing Number on a Check?

The routing number can be found at the bottom-left corner of a check. Usually, checks will have three important sets of numbers printed along the bottom.

Routing number: in the left-hand corner
Account Number: Center, in between the routing number and the check number
Check number: Right-hand corner

You can also just remember that the routing number is nine digits long.

Also see: Routing Number vs. Account Number – What’s The Difference?

What is the Routing Number for International Transfers?

Axos Bank SWIFT Code

PCBBUS66

If you want to complete an outbound wire transfer with Axos, you will need to fill out a wire transfer form, which can be found on its website. Wire cut-off times are 1 p.m. Pacific Time for domestic transfers and 12 noon PT for international transfers.

More Routing Numbers

Bottom Line

Routing numbers can help you transfer money internationally, or send or receive money through transferring domestically. Axos Bank has only one routing number so that makes it easier!

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