Axos Bank is an online only bank that provides a variety of savings and checking accounts.
You can even earn cash back on your checking accounts, enjoy mobile access, manage your finances on the go and more! Not only that, you also get no maintenance fees and ATM reimbursement.
While, KeyBank offers a variety of checking and savings account options with differing perks such as lower loan rates, higher APY rates on savings options, and more!
However, KeyBank does have higher monthly fees with more difficult monthly fee waivers. If the fees are a bit much, no worries as there is a free checking account option.
Continue reading below to see a side-by-side comparison between the two banks, so you can see which one offers the services you need the most
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Axos Bank | KeyBank | |
Locations | Online Only Bank | More than 1,200 branches across 16 states (Locator) |
ATMs | More than 1,500 ATMs | |
Savings | 4.5/5 | 2/5 |
CD | 4/5 | 3.5/5 |
Checking | 5/5 | 3.5/5 |
Money Market | 4/5 | 2.5/5 |
Customer Service | 3/5 | 4.5/5 |
Mobile App | 3.5/5 | 4.5/5 |
Pros | -No monthly fees for checking or savings accounts -Domestic ATM fee reimbursements -Good checking rates and rewards |
-HelloWallet financial tools -Free checking option -24/7 customer service |
Cons | -No branches -Limited customer service -CD rates are below average compared to othe ronline banks |
-Limited branches -High account fees |
Bottom Line | Axos Bank provides Essential Checking and Rewards Checking customers with quite a nice perk: | KeyBank offers great tools to meet your financial goals with a variety of deposit accounts. |
Axos Bank Promotions
![]() Earn up to 3.30% APY with the Axos Bank Rewards Checking account while enjoying a suite of digital tools for smarter money management. This is banking, redefined. • Use promo code AXOS300 and apply by December 31st, to earn up to a $300 bonus! • Zero monthly maintenance fees • Zero overdraft or NSF fees • Zero minimum monthly balance reqs • Unlimited domestic ATM fee reimbursements • Online debit card management • Simple, 3-step process for direct deposit • Only $50 to open an account |
Compare to Other Banks
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Bottom Line
Which Bank is Better: Axos Bank or KeyBank?
In summary:
- Axos Bank has a solid online bank presence and they offer a wide network of no-fee ATMs.
- KeyBank offers a variety of deposit account options. Their mobile app suits a great user experience.
For other banking options, see our list of the best bank account bonuses & savings account offers.
More on Axos Bank:
More on KeyBank:
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