Axos Bank is an online only bank that provides a variety of savings and checking accounts.

You can even earn cash back on your checking accounts, enjoy mobile access, manage your finances on the go and more! Not only that, you also get no maintenance fees and ATM reimbursement.

Whereas, Discover Bank is an online-only financial institution offering different banking services like checking, savings, money market and even CDs.

They offer high interest rates that are comparable to other big named banks, so be sure to check out all the products they have.

Continue reading below to see a side-by-side comparison between Axos Bank and Wells Fargo, so you can see which one offers the services you need the most.


	Axos Bank	Wells Fargo
Locations	Online Only Bank	5,400 retail banking branches coast to coast. (Locator)
ATMs		More than 13,000 ATMs across the country.
Savings	4.5/5	2.5/5
CD	4/5	2/5
Checking	5/5	4/5
Money Market	4/5
Customer Service	3/5	4/5
Mobile App	3.5/5	4.5/5
Pros	-No monthly fees for checking or savings accounts -Domestic ATM fee reimbursements -Good checking rates and rewards	-Nationwide availability – Large ATM network – Mobile app features – 24/7 account monitoring
Cons	-No branches -Limited customer service -CD rates are below average compared to othe ronline banks	– Make minimal interest – Pay a fee for overdraft protection
Bottom Line	Axos Bank provides Essential Checking and Rewards Checking customers with quite a nice perk:	Wells Fargo offer nationwide access to ATMs and branch locations, offering unique features that your bank might not provide.

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Axos Bank Promotions

Axos Bank Rewards CheckingAxos Bank High Yield Money Market Account

Earn up to 3.30% APY with the Axos Bank Rewards Checking account while enjoying a suite of digital tools for smarter money management. This is banking, redefined.

• Use promo code AXOS300 and apply by December 31st, to earn up to a $300 bonus!
• Zero monthly maintenance fees
• Zero overdraft or NSF fees
• Zero minimum monthly balance reqs
• Unlimited domestic ATM fee reimbursements
• Online debit card management
• Simple, 3-step process for direct deposit
• Only $50 to open an account

Apply Now at Axos Bank

Learn more about Axos Bank Rewards Checking here. Our full list of Axos Bank bonuses here.

Read more about the Axos Bank High Yield Savings Account & the latest Axos Bank Promotions.

Compare to Other Banks

Axos Bank:

Wells Fargo:

Bottom Line

Which Bank is Better: Axos Bank or Wells Fargo?

In summary:

Axos Bank has a solid online bank presence and they offer a wide network of no-fee ATMs.
Wells Fargo offers nationwide access to their accounts, if you’re looking for basic banking features their accounts are to go to.

For other banking options, see our list of the best bank account bonuses & savings account offers.

More on Wells Fargo: