Bank of America Routing Number – Wire Transfer, Direct Deposit

Are you trying to transfer money in or out of your Bank of America checking or savings account? Well continue reading our post below to find out how to find your Bank of America routing number and learn more about money transfers.

Basically, routing numbers are 9-digit numbers that banks use to identify themselves. Simply, it is like an address that banks and other financial institutions use to locate your money.

You will need your routing number for many tasks such as:

• ACH payments
• Setting up direct deposit
• Receiving benefits from the government, including tax refunds
• Transferring money between accounts at different banks or investment firms
• Automatic bill payment
• Domestic wire transfers

Bank of America has branches all throughout the United States and has different routing numbers or “addresses” for different regions. To find out the right Bank of America routing number for you, check out the list below.

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Bank of America Routing Number By State

Banks that have multiple branches in more than one state will have more than one routing number. Since Bank of America is an entirely online bank, all customers have the same routing number.

Here are the Bank of America routing numbers by state:

* Southern California Bank of America customers may see a different routing number on their checks. You can use either the number displayed above or the one printed on your checks. 

If you don’t see your region or state listed in the section above, continue reading to see other ways to find your Bank of America routing number.

Find Your Bank of America Routing Number

Use a Check: For checking accounts, you can find your routing number in the lower left hand corner of the check. It will be the first 9 digits located at the bottom of your check.

Go Online: On the Bank of America website, visit the Information and Services tab after logging into your account to find your routing number. On the mobile app, sign in and select the Accounts Overview tab to select your checking or savings account. Scroll down to the Account Details heading.

Call Customer Service: Call Bank of America at 800.432.1000, Mon–Fri 8 a.m.–11 p.m. ET or Sat–Sun 8 a.m.–8 p.m. ET. After you provide a few specific details to identify yourself, a representative will be able to confirm your account’s routing number.

Routing Numbers For Wire Transfers

Wire transfers are a quicker way to send money than an ACH transfer. Anyone can wire funds to your Bank of America account for a small fee. You can even set up a domestic or international wire from your local Bank of America branch.

For all domestic and international wire transfers using a Bank of America account, the routing number is 026009593.

For Domestic Wire Transfer

You can use the routing number listed above to wire money to other bank accounts in the U.S. To receive a domestic wire transfer, use the routing number 026009593.

Additionally, you will need to have the following information:

• The name and location of the recipient’s bank
• The recipient’s account number
• Recipient bank’s wire transfer routing number

For International Transfers

For international transfers with a Bank of America account, use the routing number 026009593 and SWIFT code. SWIFT stands for Society for Worldwide Interbank Financial Telecommunication and are the international equivalents of U.S. routing numbers.

You will also need the following information to send an international wire:

• Recipient bank name, address, and country
• Recipient account number (you may need a country-specific account structure, e.g., a CLABE for Mexico or an IBAN for international bank accounts)
• Recipient bank’s SWIFT code
• Currency of recipient’s account (foreign currency or US dollars)
• Purpose of wire

Setting Up Your Account For Wire Transfers

To start wiring funds, you will need to set up a SafePass account within your Bank of America account. This will make sure your transfer are safe and secure.

Here are the steps to set up your SafePass account:

1. Sign into online banking portal
2. Click Profile & Settings
3. Click Manage SafePass
4. Select the SafePass device you’d like your secure passcode to be sent
5. Follow the on-screen instructions

Once you have your SafePass, you can start making transfers by following these steps:

1. Click on Transfers navigation tab in your online banking portal
2. Select Using account number at another bank
3. Follow the instructions on the Make Transfer screen
4. If this is a new recipient, click Add Account/Recipient screen
5. Enter the required information

Bottom Line

If you bank with Bank of America, then knowing or keeping your routing number on you is important when it comes to managing your finance. Having this on hand will help you set up direct deposit, automatic payment, or wire transfer.

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