BankFirst Financial Services has a unique variety of account options. To find out if BankFirst Financial Services is right for you, continue reading the review below.
BankFirst has Kasasa checking and savings accounts like some other banks might have, but what makes it standout from the others is that they offer checking accounts that can earn rewards on your iTunes account!
Checking Account Options
BankFirst Financial Services has a large selection of checking accounts that comes with various benefits.
Partnered with both Kasasa and BaZing, BankFirst aims to provide quality and convenient checking accounts.
You can open this high interest bearing checking account with $100.
The interest rates are tiered based on varying balances so the higher your balance is, the more you’ll earn.
There is a $6 monthly fee, but it doesn’t seem to be avoidable.
This account does come with additional perks such as reunds on ATM withdrawal fees, unlimited check writing, and protection benefits on your card.
A free checking account that will still require a minimum opening deposit of $100.
Like all Kasasa checking accounts, you can link to Kasasa Saver to build your savings automatically.
This account comes with all the same benefits as any other Kasasa account.
This is an unusual checking account that correlates with your iTunes account! You will need at least $100 to open.
You are eligible to receive purchase refunds if you manage to meet some requirements. From then on, use those refunds to buy or stream anything in the iTunes store!
With every iTunes® or Amazon® purchase, you will receive $4.95 back and there are no minimum balances to earn rewards either!
You can also earn interest as you spend and redeem your rewards, how cool is that?
There is, however, a $6 monthly fee that doesn’t seem to waiveable.
Similar to Kasasa Tunes with Perks, this checking account rewards you when you make purchases on iTunes® or Amazon®.
The only difference is that this account doesn’t earn interest, but there are no monthly fees!
Y0u will still get $4.95 back in refunds and other general perks.
This is a convenient checking account that can be opened with $100.
There is a monthly fee of $7, but doing one of the following two options down below can reduce it by:
- $0.20 for each debit card purchase greater than $0.01 that posts and settles
- $1 if you are enrolled in eStatements
Compare Checking Accounts
 • New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities • Chase Mobile® app - Manage accounts, pay bills, send money to friends with Zelle® and deposit checks from almost anywhere. • Chase Overdraft AssistSM – no overdraft fees if you’re overdrawn by $50 or less at the end of the business day or if you’re overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day* • Help keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock. • Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law. • With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs. • Open your account online now • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com. *With Chase Overdraft AssistSM, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. |
Savings Account Options
BankFirst Financial Services has a pretty decent selection of savings accounts that all earn competitive interest rates and vary in opening deposits and balance requirements.
A free savings account that can automatically be link to a free Kasasa Cash Checking account. You can open it with $100.
As mentioned before, linking your Free Kasasa Saver to your free Kasasa Cash Checking account builds your savings rapidly.
There are no monthly fees nor minimum balance requirements to maintain and you can also take advantage of Kasasa Cash rewards.
This savings account is designed for you to set your money aside for a rainy day, meaning for any specific long-term goals you have. You only need a minimum deposit of $25 to open it.
You can earn competitive, tiered interest rates and interest is compounded quarterly.
There is a $4 monthly fee, but you can waive it if you keep a daily balance of just $300.
This high yield savings account offers tiered interest rates, but since it earns higher than average rates, you will need a hefty minimum deposit of at least $20,000 to open it.
If you manage to maintain a daily balance of $10,000, you can waive the $15 monthly fee.
A holiday savings account for when you want to set money aside for special occasions and holiday expenses. You can open this account with just $5.
There are no monthly fees nor minimum balance requirements, but you will be deducted an annual fee of $10 before you receive your check.
You may also not withdraw any funds early or else it will result in a penalty. Additional deposits are encouraged however.
Compare Savings Accounts
 Open a Discover® Online Savings Account for all these features: • Earn $200/$150 Bonus with promo code LOP325 by 9/11/2025 • Earn high interest rate of 3.70% APY • No minimum opening deposit, no minimum balance requirement, and now no fees • Interest on Discover Online Savings Accounts is compounded daily and credited monthly • Manage your account online or with the Discover mobile app • FDIC insurance up to $250,000 • See advertiser website for full details To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code LOP325 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200. What to know: Offer not valid for existing or prior Discover savings customers. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 09/11/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding, see FAQs on Discover.com/Bank. |
Money Market Account Options
Money Market accounts allow for a higher yield and gives access to your funds with either checks or a bankcard.
BankFirst Financial Services has one money market that earns competitive, tiered interest rates.
BankFirst Financial Services Money Market
- Open this account with $2,500
- There is an $15 monthly fee unless you maintain a daily balance of $2,500
- Free eStatements
- Free mobile, online and telephone banking
- Eligible for direct deposit transfers
Compare Money Market Accounts
 • Get started and open a Discover® Money Market Account in 3 easy steps. • Available nationwide online • Earn high yields with flexible access to your cash. • Earn 3.65%% APY balances $100,000 and over • Earn 3.60% APY balances under $100,000 • No hidden fees. No surprises. • Easy cash access via debit or check, or via ATM at over 60,000 no-fee ATMs |
CD Account Options
BankFirst Financial Services offers CDs that earn competitive interest rates. The opening deposits for each CD vary based on terms.
The CD terms range from 1 month to 5 years.
To find out more information, you can call BankFirst Financial Services or click here.
The CDs will also automatically renew upon maturity.
Compare CD Accounts
• Available nationwide online, Discover® offers CDs with some of the highest & most competitive rates! with select terms as short as 3 months up to 120 months • Rates ranging from 2.00% APY up to 4.00% APY. • Opening a Discover Bank Certificate of Deposit is extremely quick and easy. • Funds on deposit are FDIC-insured up to the maximum allowed by law. • Get started and open a Discover CD in 3 easy steps. |
Reasons to Bank with BankFirst Financial Services
- Their savings and money market accounts earn a pretty high APY.
- Offers Kasasa Tunes Checking for frequent iTunes users and users can earn cash back as rewards.
- Their Kasasa checking accounts are partnered with BaZing as well so customers can receive additional benefits such as cellphone protection, roadside assistance or ATM rebates.
- You can link your Free Kasasa Checking account with a Free Kasasa Savings account to build savings automatically.
- All their savings account earn high, competitive interest rates.
- Earn cashback with Kasasa Cash Rewards every time you make a purchase with your BankFirst debit card.
- Offers a holiday savings account with low minimum balance requirements.
- Conduct all your banking online or with the BankFirst Financial Services mobile app.
Reasons Not to Bank with BankFirst Financial Services
- They are only located in Alabama and Mississippi with 17 branches in total.
- Their high yield savings account has a really high opening deposit.
- Some of their checking accounts have unavoidable monthly fees to compensate for all the other benefits offered.
- Lacking a youth, senior, health, etc. checking and savings account.
BankFirst Financial Services Routing Number
The routing number for BankFirst Financial Services varies based on regions or locations. To find your routing number, check the lower left hand corner of your BankFirst Financial Services check.
Contact Customer Service
You can reach BankFirst Financial Services at 877-441-2784.
Their business hours are based on locations so you can also check their website for when they are open.
How BankFirst Financial Services Compares
- Chase Bank: Chase is one of the biggest banks in the U.S and offers just about almost everything. Compared to its other competitors, Chase offers much more checking account options.
- Discover Bank: Discover Bank is also an online nationwide bank that offers bonuses for their checking and savings accounts! You can earn cash back rewards when you open a checking account and generous bonuses for opening a savings one.
- Wells Fargo: Located throughout the US with over 5,800 branches and 13,000 ATMs. They offer a variety of deposits accounts, including accounts for teens and customers who need a second chance.
Bottom Line
If you were ever looking for a way to earn cashback rewards by using iTunes, BankFirst Financial Services has specific accounts designed just for you!
Of course, BankFirst offers general personal checking and savings account, but having Kasasa Tunes appeals to a younger demographic and is a new and fun way to manage your spending while earning rewards!
The Kasasa accounts also provide useful benefits from BaZing for those who travel and spend a lot frequently.
All of their checking and savings account are pretty simplistic but still has some good benefits and earn high rates.
However, keep in mind that when you look for a checking or savings account be sure to look into all the fees charged. Don’t focus on the interest rate alone, but on what the account will cost you overall.
If BankFirst Financial Services has the variety and options you’re looking for, apply today! For more options from a variety of banks, see our list of the best bank promotions!
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