Find the latest Barclays Bank CD Rates, Offers, and Promotions here.
Update 4/19/24: Rates have overall decreased but the 6 and 12 month term still yields a competitive rate. Currently, Barclays is offering a bonus when you open their savings account – you’ll also earn a competitive interest rate on your funds.
Best CD Rates: 5.30% APY 6 & 12-Month CD, 4.50% APY 18-Month CD. $0.01 minimum.
Availability: Nationwide
Credit Inquiry: Soft Pull
About Barclays Bank
From their small London beginnings more than 300 years ago to today’s current operations, Barclays has always been driven by strong values and the ultimate goal of helping our clients and customers achieve their ambitions in the right way. Today, Barclays is a major global financial services provider engaged in retail banking, credit cards, corporate and investment banking and wealth management.
Barclays Bank offers a vast array of products including CD options for all of your specific financial needs. From checking and savings account to loans and CDs, you are bound to find one that works for you.
| Term | APY Rate | Minimum Deposit |
| 6-Month | 5.00% | $0.01 |
| 12-Month | 5.00% | $0.01 |
| 18-Month | 4.50% | $0.01 |
| 24-Month | 4.00% | $0.01 |
| 36-Month | 3.50% | $0.01 |
| 48-Month | 3.50% | $0.01 |
| 60-Month | 3.75% | $0.01 |
*The above rates are accurate as of 4/19/2024*
Barclays Bank CD Rates
- Learn More at Barclays
- Minimum deposit: $0.01
- Maximum deposit: None
- Early withdrawal penalty: Withdrawal of dividends prior to maturity will reduce earnings
(FDIC Insured)
| Alliant Credit Union 12-Month Certificate (4.05% APY) | Quontic Bank CD (Up to 4.25% APY) |
| Western Alliance Bank 3-Month CD (4.50% APY) | Western Alliance Bank 12-Month CD (4.25% APY) |
| Ponce Bank 3-Month CD (4.25% APY) | Blue Federal Credit Union 9-Month No Penalty CD (3.75% APY) |
| Sun Canyon Bank 11-Month CD (3.98% APY) | Ponce Bank 4-Month No-Penalty CD (4.15% APY) |
Barclays Bank CD Features
- Online Banking
- Earns Interest at a Competitive Rate
- FDIC Insured
Bottom Line
Barclays Bank offers you competitive CD rates. All you need to do is to pick your CD term, and have a minimum opening deposit.
This is ideal for accounts like Certificate of Deposits. Though the rates are worth checking out, be sure to still compare them with the nation’s best using our guides: CD Rates | Savings Rates.
This is a great opportunity to invest in a high-interest CD with a low balance from Barclays Bank. However, you may want to compare them with our best CD Rates:
- 6-Month CD Rates
- 9-Month CD Rates
- 12-Month CD Rates
- 18-Month CD Rates
- 24-Month CD Rates
- 36-Month CD Rates
- 48-Month CD Rates
- 60-Month CD Rates
- No Penalty CD Rates
Be sure to apply as soon as you can to start your new account experience and start earning higher rates. Check back often for the latest Barclays Bank CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
| Service Credit Union | 4.25% APY 9-Month CD | Review |
| Western Alliance Bank | 4.50% APY 3-Month CD | Review |
| Western Alliance Bank | 4.40% APY 6-Month CD | Review |
| Rising Bank | 4.40% APY 6-Month CD | Review |
| Rising Bank | 4.35% APY 15-Month CD | Review |
| First Tech Federal Credit Union | 4.35% APY 13-Month Share Certificate | Review |
| Quontic Bank | Up to 4.25% APY CD | Review |
| Western Alliance Bank | 4.25% APY 12-Month CD | Review |
| Ponce Bank | 4.25% APY 3-Month High Yield CD | Review |
| Sallie Mae | 4.25% APY 14-Month CD | Review |
| Ponce Bank | 4.15% APY 4-Month No-Penalty CD | Review |
| Live Oak Bank | 4.10% APY 12-Month CD | Review |
| Live Oak Bank | 4.10% APY 12-Month Business CD | Review |
| First Mid Bank & Trust | 4.08% APY 9-Month CD | Review |
| Alliant Credit Union | 4.05% APY 12-Month Certificate | Review |
| Discover Bank | Up to 4.00% APY CD | Review |
| Sun Canyon Bank | 3.98% APY 11-Month CD | Review |
| Sallie Mae | 3.95% APY 10-Month CD | Review |
| Western Alliance Bank | 3.85% APY 5-Month CD | Review |
| GreenState Credit Union | 3.80% APY 10-Month CD | Review |
| Blue Federal Credit Union | 3.75% APY 9-Month No Penalty CD | Review |
| Blue Federal Credit Union | 3.75% APY 15-Month CD | Review |
| CIT Bank | 3.50% APY 13-Month CD | Review |
| CIT Bank | 3.50% APY 11-Month No-Penalty CD | Review |
| Southwestern National Bank | 3.40% APY 8-Month CD | Review |
| First Financial Northwest Bank | 3.00% APY 12-Month CD | Review |
| Ponce Bank | 3.00% APY 1-Month High Yield CD | Review |
| CIT Bank | 3.00% APY 6-Month CD | Review |
| CIT Bank | 3.00% APY 18-Month CD | Review |
I like Barclays, there savings account is on par with the bigger players like Discover but there CD’s are great. I wish they would offer a 6 month and a 6+year CD.
Mr. Nguyen: I am interested in purchasing a four or five year CD and would invest $40,000.00 if I could get your Rate of 2.60%
Mr Nguyen. I’m interested in purchasing a CD. Min $500.00. I just have a couple of questions. What is the rate today and are there any fees other than early withdrawal penalty?