The BBVA Free Checking account gives you the chance to take control of your money with a Mobile Banking app, Online Banking, customizable alerts, Bill Pay, and more.
Along with free features that help you manage your funds, the account allows you to add on custom features to meet your specific banking needs. These custom features include ATM fee rebates, unlimited checks, unlimited cashier’s checks, and a safety deposit box.
Since the account doesn’t have a monthly Service Charge to begin with, adding on these custom features may save you even more money in the long run.
BBVA Free Checking Information
- Direct Link to Offer
- Account Type: Free Checking
- Availability: Online account available nationwide except for AK and HI
- Branches in AL, AZ, CA, CO, FL, NM & TX (Bank Locator)
- Expiration Date: None
- Hard Inquiry: No, Soft Pull via TransUnion.
- Opening Deposit Credit Card Funding: Yes, up to $500 (cannot be an Amex card)
- Direct Deposit Requirement: None
- Monthly Service Charge: None
- Closing Account Fee: None
(Visit BBVA for more details)
How To Apply For The Free Checking Account
How To Apply For An Account
- Anyone can apply for a BBVA Free Checking account online.
- Before applying for your account online, you will need the following:
- Personal Information (Social Security Number, Date-of-Birth, etc.)
- Driver’s License, State Issued-ID, or Passport
- Minimum $25 opening deposit from one of the following:
- Debit or Credit Card
- Other Bank Account (account and routing number)
- Transfer from an existing BBVA account
- Fill out the application form with your personal information and agree to the terms of the account.
- Use an existing bank account or your credit/debit card to fund your new account.
- Review the application and confirm.
- Initial Deposit: Open with $25
- No monthly Service Charge
- No ATM fees at BBVA USA ATMs
- Free Online Banking and Mobile Banking, plus Mobile Deposit® and Bill Pay
- One Free Visa® Debit Card per account holder:
- Earn cash back rewards for everyday debit card purchases with Simple Cash BackSM
- Personalize with your favorite photo for $10 per card
- Free customizable alerts2
- Free online and paper statements
- Free unlimited check writing
There is no monthly Service Charge associated with the BBVA Free Checking account.
- Checking and Savings accounts are subject to approval which may include credit approval. $25 minimum opening deposit required.
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Bottom Line
If you’re looking for a basic checking account with tons of customization, sign up for the BBVA Free Checking account. This account can be applied for online and there are no monthly Service Charge, so you have nothing to worry about if you don’t live near a BBVA branch.
With Mobile Banking, Online Banking, customizable alerts, Bill Pay, and more, this account should have everything you need. And if you need more, you can add on custom features! Find more of the best Bank Promotions on HMB.
(Visit BBVA for more details)
As we transition to PNC, BBVA USA is no longer accepting online applications for checking products and services.
Link doesn’t work for the free checking account at BBVA
I went to local bank to open one last week, but they toll me I need dd at least $1,000 to get this bonus. is it true? I have a little doubt about the bank’s knowledge.
Please send me a give card for opening the checking acct, thanks
Best regards
Djin Shu