Currently, BCB Community Bank is offering competitive rates of 0.20% to 1.42% APY on CD terms from 6 to 60 months. As a summer special, BCB Community Bank is offering a 2.75% APY 15-month CD rate. To qualify for the APY rate, BCB Community Bank has a simple deposit of $500. BCB Community Bank, founded in November 2000, is now a thriving community bank with over 20 branch offices and various offices throughout New Jersey and New York. BCB Community Bank is headquartered in Bayonne and is the 17th largest bank in the state of New Jersey. It is also the 466th largest bank in the nation. It was established in 2000 and as of December of 2016, it had grown to 353 employees at 22 locations. BCB Community Bank has an A health rating.
With BCB Community Bank, it’s good to be different. Their best deal is currently their 60-month CD term that earns 1.40% APY. BCB Community Bank is an FDIC insured institution located in Bayonne, NJ. It was founded in 2000, and as of March 31, 2016, they have reported approximately $1.71 billion in assets. Customers can open an account via one of its 20 branches. You get everything you expect from a traditional bank and more!
BCB Community Bank CD Information:
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- Account Type: Certificates of Deposit
- APY Rate: 0.20% to 2.75%
- Availability: New Jersey, New York
- Location: NJ, NY (locator)
- CD Length: 6 to 60 months
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- Minimum Balance Requirement: $500
- Additional Requirements: None
- Early Withdrawal Fee: Early withdrawal penalty will apply.
- Auto-Renewal: Automatic renewal at maturity.
CD Specials:
| Term | APY Rate | Minimum Deposit |
| 15 Month | 2.75% | $50,000 |
Certificates of Deposit Rates:
| Term | APY Rate | Minimum Deposit |
| 6 Month | 0.20% | $500 |
| 12 Month | 0.46% | $500 |
| 24 Month | 0.76% | $500 |
| 36 Month | 1.01% | $500 |
| 48 Month | 1.22% | $500 |
| 60 Month | 1.42% | $500 |
Rates effective as of 07/10/2018
Why You Should Apply for This Account:
Peace of Mind. No hidden fees. No maintenance fees.
Flexible and Cheap. You can choose a term anywhere between 6 to 60 months with a simple $500 deposit and still be guaranteed a great APY rate.
Safe and Secure. Your savings are secure at BCB Community Bank. Their highly trained staff uses the latest procedures and most effective security programs to ensure the safety of your money. Plus, your savings at BCB Community Bank are insured by the FDIC to at least $250,000.
Bottom Line:
BCB Community Bank’s CDs maximize your earnings. Certificates of Deposit and IRAs are excellent financial tools for preparing for retirement. More than focusing on the community, BCB Community Bank makes sure that you can benefit from high competitive rates for the term of the certificate, and so, you can earn a 2.75% APY 15-month CD rate! Since CDs are FDIC-insured, you’ll enjoy the security of a savings account with the higher interest associated with an investment. With a CD, your savings are invested at a set rate for a specified period of time. All you need to do to start earning is make a simple deposit of $500. Though this is a pretty decent rate, there are so many other CD rates that you can try! I personally would look for others since this is a pretty average deal. If you’re looking to invest with a different bank, you can find more of the Best CD Rates in the country from the HMB list!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
 The Ink Business Preferred® Credit Card offers 90,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $900 cash back or $1,125 toward travel when redeemed through Chase TravelSM. You'll earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year; 1 point per $1 on all other purchases - with no limit to the amount you can earn. Furthermore, points are worth 25% more when you redeem for travel through Chase TravelSM. This card does come with a $95 annual fee but does not have any foreign transaction fees. |
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