Check out Berkshire Bank promotions, bonuses, and offers here!
Update 3/19/25: The previous $200 bonus offer has been increased to $300 and available through 7/31/25.
About Berkshire Bank Promotions
For more than 170 years, Berkshire Bank has been recognized for its entrepreneurial approach and distinctive culture. They have grown to over 120 branches and have kept their traditions and values the same since opening.
Berkshire Bank $300 Account Bonus
Berkshire Bank is offering a $300 bonus when you open a new qualifying account and complete certain requirements.
- What you’ll get: $300 bonus
- Account Type: Checking
- Availability: CT, MA, NY, TN, VT (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Unknown
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: $25, 90 days
- Household Limit: None
(Expires 07/31/2025)
| BMO Smart Money Checking ($350 cash bonus) | BMO Smart Advantage Checking ($350 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| First Tech Rewards Checking ($300 bonus) | |
How To Earn Bonus
- Open a new Berkshire One Checking account.
- Set up recurring direct deposits totaling $1,000 or more per month for 3 consecutive months.
- Banking products are provided by Berkshire Bank: Member FDIC. Equal Housing Lender. Berkshire Bank is a Massachusetts chartered bank. Rates are subject to change at any time.
- The $300 reward is not valid for Berkshire Bank clients with an existing Berkshire Bank checking account and is limited to new Berkshire One checking clients that set up Direct Deposit through the Berkshire Bank online banking platform.
- New Berkshire One Checking Clients who set up recurring direct deposits totaling $1,000 or more per month for 3 consecutive months into their Berkshire One Checking account will receive $300. To qualify for the $300, the Berkshire One Checking Client must successfully complete their Direct Deposit switch through Berkshire Bank’s online banking platform or Mobile app Direct Deposit tool by July 31, 2025. Direct deposits set up in branch or directly with the payroll provider outside of the Berkshire Bank online banking platform or mobile app will not qualify for this offer.
- Eligibility and Exclusions-The Direct Deposit credit is only valid by using Berkshire’s online banking platform to set up your direct deposit. Must be at least 18 years of age to use Direct Deposit and to be eligible for credit. Client can only receive one $300 credit for this promotion. Direct Deposit setup must be submitted through pinwheel by July 31, 2025 to be eligible for this promotion. Direct deposits must total $1,000 or more into a single Berkshire One Checking account per month for 3 consecutive months to qualify. All account specific qualifications must be met to qualify for credit. The program may be discontinued or changed at any time without notice.
- Credit Information-The client’s Berkshire One Checking account must remain open, active, and in good standing. The Berkshire One Checking account must receive a combined direct deposit of $1,000 or more per month for three (3) consecutive months. The first direct deposit must be received within 45 days of Direct Deposit submission (or form download). The calendar month following the third qualifying direct deposit, Berkshire Bank will credit $300 into the customer’s Berkshire One Checking account set up using Direct Deposit. The client will see the credit reflected in their statement with the description “Direct Deposit 1H2025 Credit.” Direct Deposit credits may be reportable to the IRS on Form 1099-MISC.
- This Direct Deposit promotion is scheduled to end on July 31, 2025. Any direct deposit that is set up after July 31, 2025, will not be eligible for the Direct Deposit credit under the above terms.
- In addition, Berkshire Bank may refuse payment to a customer under the program if it has a good faith belief that the individual has provided false, misleading, or deceptive information while participating in the Direct Deposit program or establishing corresponding accounts.
- Direct Deposit is offered through Pinwheel. Berkshire Bank has a relationship with Pinwheel to offer services to its clients.
Berkshire Bank $100 Referral Bonus
Berkshire Bank is offering a $100 referral bonus when you make a referral to your friends and complete certain requirements.
- What you’ll get: $100 bonus
- Account Type: Checking Account
- Availability: CT, MA, NY, TN, VT (Bank Locator)
- Direct Deposit Requirement: Yes
- Credit Inquiry: Unknown
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: $25, 90 days
- Household Limit: None
(Limited time offer)
| BMO Smart Money Checking ($350 cash bonus) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | |
How To Earn Bonus
- Invite Friends to Berkshire One Checking and earn up to $400 in 3 easy steps:
- Invite. Use your email template or share your referral link to let your friends know about Berkshire Bank.
- Apply. Your friends apply for accounts using your referral code.
- Receive. If their application is approved and qualifying activities are met, you’ll each get $100 in your accounts!
- Refer a Friend: Existing Berkshire Bank customers making a referral (“Referrer”) will receive $100 for each eligible individual referred to Berkshire Bank (“Referred Person”) who is a new customer without an existing Berkshire Bank relationship, who utilizes the personalized link provided by the Referrer to open a Berkshire One checking account, successfully submits the application using the referral code by December 31st, 2024, and completes the other requirement specified in the Refer a Friend disclosure.
- Other Berkshire Bank checking products do not qualify.
- The initial Referrer may receive up to a maximum of $400 within a calendar year for participating in the Refer a Friend program.
- “Calendar Year” is a one-year period that begins on January 1st and ends on December 31st.
- For more details on eligibility and how to make a referral, read our Refer a Friend Disclosure.
How To Waive Monthly Fees
- Free Checking: None
- NOW Checking: $7 monthly fee, waivable by maintaining the $750 minimum balance
- eXciting Military Checking: None
- Teen Checking: None
- GPS Checking: None
- Business Checking 500: None
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Bottom Line
This specific Berkshire Bank promotion is a great opportunity. There is a chance you can waive the direct deposit requirement and all the other rules are simple to meet. With that being said, I highly recommend this bonus.
Feel free to comment below and let us know about any additional information we may have missed. We value your feedback and will continue to keep you posted on the latest bank offers nationwide.
Compare Berkshire Bank Promotions with other bank bonuses from banks like Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO, SoFi, Fifth Third Bank, Bank of America, Wells Fargo, US Bank, and more!
Berkshire Bank has decently competitive money market rates compared to traditional banks. However you should still take advantage of our full list of Bank Rates and CD Rates to get the best deal for you!
*Check back at this page for updated Berkshire Bank promotions, bonuses and offers.
There are a couple of Berkshire Bank branches in New Jersey. (Hamilton, East Windsor)