The Best Grocery Credit Cards of 2024

Every household in America do a lot of grocery shopping. You can also find many grocery stores and supermarkets for many third-party gift cards. To make the most out of it, you should find the best credit card for the highest grocery cash back!

With the many different cards in the market, here at Hustlermoneyblog we have done all the research for you to fin the Best Grocery Credit Cards!

Update 4/11/24: See our newly updated list of the best grocery credit cards for 2024.

Best Grocery Credit Cards 2024

Blue Cash Preferred® Card from American Express

• 6% Cash Back at U.S. supermarkets up to $6,000 per year in purchases (then 1%)
• $95 Annual Fee

Click here to learn how to apply

American Express Gold Card

• Earn 4X Membership Rewards points at U.S. Supermarkets (on up to $25,000 in purchases annually)
• $250 Annual Fee

Click here to learn how to apply

Amazon Prime Rewards Visa Signature Card

• Earn unlimited 5% back at Whole Foods Market online or in-store with an eligible Prime membership
• No Annual Fee

Click here to learn how to apply

Target Circle card

• Earn unlimited 5% cash back on ALL purchases made at Target including grocery.
• No Annual Fee

Click here to learn how to apply

Citi Custom Cash

• Earn 5% cash back on your top eligible spend category(including grocery) each billing cycle up to $500 spent.
• No Annual Fee

Click here to learn how to apply

U.S. Bank Cash+® Card

• Earn 5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose including grocery.
• No annual fee

Click here to learn how to apply

What to Consider

We’ve taken into account the following factors when deciding on the best grocery credit cards:

The Best Grocery Credit Cards of 2024

Blue Cash Preferred® Card From American ExpressAmerican Express Gold CardCiti Custom CashTarget Circle CardAmazon Prime Rewards Visa Signature CardCapital One Walmart Rewards Card

Blue Cash Preferred® Card from American Express is the best overall grocery card with a high cashback rate. This card offers 6% back on the first $6,000 you spend on groceries each year.

The Blue Cash Preferred® Card from American Express offers a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months. Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It(R) to split up large purchases into monthly installments. Pay $0 intro plan fees on plans created during the first 12 months from the date of account opening. Plans created after that will have a monthly plan fee up to 1.33% of each eligible purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors. Low Intro APR: 0% on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 18.24% - 29.24%. You'll earn • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). • 6% Cash Back on select U.S. streaming subscriptions. • 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more). • 1% Cash Back on other purchases. • $84 Disney Bundle Credit: With your enrolled Blue Cash Preferred Card, spend $9.99 or more each month on an auto-renewing Disney Bundle subscription, to receive a monthly statement credit of $7. Valid only at Disney Plus.com, Hulu.com or Plus.espn.com in the U.S. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout. The card does come with a $0 intro annual fee for the first year, then $95. (See Rates & Fees) Terms Apply. Click here to learn how to apply

The American Express® Gold Card offers 75,000 Membership Rewards® Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership. You'll earn: • 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. • 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. • 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. • 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. • 1X Membership Rewards® point per dollar spent on all other eligible purchases. Other benefits: • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That's up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards points for Uber Eats purchases made at restaurants or U.S. supermarkets. Point caps and terms apply. • $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express(R) Gold Card at U.S. Dunkin' locations. • $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express(R) Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required. • $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express(R) Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required. • Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property. This card has an annual fee of $325 with no foreign transaction fees (See Rates & Fees). Terms Apply. Click here to learn how to apply

Earn 5% cash back on your top eligible spend category each billing cycle up to $500 spent.

Earn 1% cash back thereafter on all other purchases.

Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening.

The Target Circle Card is the best card for grocery purchases, specifically at Target store.

The Target Circle card offers cardholders 5% cash back on ALL purchases made at Target! With this card in your pocket you'll get to enjoy various perks such as free shipping on most items and an extra 30 days for returns! If you're an avid Target shopper make sure you take advantage of your spending to earn you cash back! This card comes with no annual fee. Enroll Now at Target

The Amazon Prime Rewards Visa Signature Card is the best card for online grocery shopping for Whole Foods purchases, earning 5% cash back at Amazon.com and Whole Foods. Earn 2% on restaurant, gas, grocery & drugstore purchases and 1% cash back on everything else.

The card also offers the other benefits such as:

• Travel protections
• Purchase protections
• Visa Signature benefits
• No foreign transaction fees

The Capital One Walmart Rewards Card is the best card for Walmart grocery purchases. This card offers unlimited 5% cash back on purchases at Walmart.com and 5% on in-store purchases through the Walmart app in your first year!

These are the earning rates of this card:

• 5% cash back at Walmart.com
• 5% back on Walmart store purchases (for your first year with Walmart Pay, 2% cash back thereafter)
• 2% back on dining
• 2% back on travel
• 1% back on everything else

Bottom Line

Grocery expenses can rack up on you. Start getting rewards and cashback on your essentials.

Before you apply to just any credit card, consider doing your research to see which one is the best for you to maximize your earnings. For more credit cards, see our latest list of the best credit card bonuses!