Learn all about the best credit card with no foreign transaction fees!
Credit cards often charge a foreign transaction fee of about 3%, there is also a tendency that your rewards might be negated while you are spending money abroad. For this reason, we recommend carrying a few cards that don’t charge any transaction fees when you travel internationally. In this guide, we’ll cover the best credit cards with no foreign transaction fees.
Summary
If you want more information on each card that we’ve listed then make sure to check out our reviews and posts about them.
Chase Sapphire Preferred® Card | Best welcome bonus |
Capital One Venture Rewards Credit Card |
Best for flat-rate earning |
Chase Sapphire Reserve |
Best for premium travel |
The Platinum Card from American Express | Best luxury benefits |
United Explorer Card | Best for United flyers |
Hilton Honors American Express Aspire Card |
Best for luxury hotel perks |
Marriott Bonvoy Boundless Credit Card | Best for Marriott travelers |
What to Consider
We’ve taken into account the following factors when deciding on the best credit cards to review:
- Welcome bonus
- Earning potential
- Annual fee
- Welcome bonus
- Earning potential
- Annual fees
- Additional benefits
- Transfer partners
- Rates & other fees
The Best Hotel Credit Cards for Dining
The Chase Sapphire Preferred Card® is the best no-foreign-transaction-fee card with a big welcome bonus. It’s also a popular card among the international traveling set because Chase Sapphire Preferred earns one of the most valuable rewards currencies out there.
Transfer your Ultimate Rewards points to one of Chase’s airline or hotel partners in order to maximize them. If you feel as if that’s too much of a hassle, your points are worth $0.0125 each when you use them for travel booked through the Ultimate Rewards Travel Portal.
![]() The Chase Sapphire Preferred® Card offers 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. You'll earn: • 5x on travel purchased through Chase TravelSM • 3x on dining, select streaming services and online groceries • 2x on all other travel purchases • 1x on all other purchases • $50 Annual Chase Travel Hotel Credit • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027. Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase TravelSM This card carries a $95 annual fee. |
The Capital One Venture Rewards Card is the best option for a flat-rate earning card. This card’s easy earning structure is ideal for to rewards newbies who want to earn travel rewards for their everyday purchases.
You’ll earn fixed-value miles that you can use to offset travel purchases at $0.01 each. Alternatively, you can decide to transfer your miles to Capital One’s airline partners. Additionally, you’ll receive credit for your Global Entry or TSA Precheck application fee. This is a rare benefit for a mid-tier card.
![]() The Capital One Venture Rewards Credit Card offers 75,000 Miles once you spend $4,000 on purchases within the first 3 months of account opening, plus receive a one-time $250 Capital One Travel credit to use in your first cardholder year – that’s equal to $1,000 in travel. You're able to earn: • 2X Miles per dollar on every purchase, every day. • 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection This card does come with a $95 annual fee. Enjoy no foreign transaction fees and receive up to $120 application fee credit for Global Entry or TSA Pre?®. |
The best premium travel card with no foreign transaction fees is the Chase Sapphire Reserve®. As mentioned before, Chase Ultimate Rewards points have the most value if you strategically use them with a Chase travel partner, or redeem them through the Ultimate Rewards Travel Portal.
![]() The Chase Sapphire Reserve offers 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase TravelSM. You'll earn • 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel immediately after the first $300 is spent on travel purchases annually. • 3x points on other travel and dining • 1 point per $1 spent on all other purchases Get 50% more value when you redeem your points for travel through Chase Travel. This card does carry a $550 annual fee and there are no foreign transaction fees. However, you're able to earn a $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year & up to $120 application fee credit for Global Entry or TSA Pre?®. Member FDIC |
We picked The Platinum Card® from American Express as the best luxury card with no foreign transaction fees, because it offers a wealth of premium benefits. Cardholders can enjoy up to $200 in airline fee credits annually, monthly Uber credits that add up to $200 a year, Global Entry or TSA Precheck fee credit and access to multiple airport lounge networks. Additionally, you’ll get automatic Hilton Honors and Marriott Bonvoy Gold elite status.
![]() The Platinum Card® from American Express offers 125,000 Membership Rewards points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership. You'll earn: • 5X Membership Rewards Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year. • 5X Membership Rewards Points on prepaid hotels booked with American Express Travel. • $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts(R) or The Hotel Collection bookings through American Express Travel using your Platinum Card(R). The Hotel Collection requires a minimum two-night stay. • $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required. • With American Express Global Lounge Collection you can enjoy access to over 1,400 airport lounges globally, including The Centurion Lounge, Unlimited Delta Sky Club® Access when flying an eligible Delta flight, Escape Lounges, Lufthansa Lounges when flying Lufthansa Group, Plaza Premium, Priority Pass Select Lounges, & Additional Global Lounge Collection Partner Lounges subject to visit limitations. Lounges may have their own rules, like additional access rules and guest fees, and for Priority Pass Select, you need to enroll and there are unlimited airport lounge visits for Card Members. With Delta Sky Club Access, Card Members will receive 10 Visits to the Delta Sky Club to be used from February 1 until January 31 of the next calendar year and can unlock Unlimited Delta Sky Club Access by spending $75,000 in eligible purchases on their Card in a calendar year. To find a lounge, visit the membership section in the American Express App or visit http://www.americanexpress.com/findalounge#/loungefinder. • $155 Walmart+ Credit: Save on eligible delivery fees, shipping, and more with a Walmart+ membership. Use your Platinum Card to pay for a monthly Walmart+ membership and get up to $12.95 plus applicable taxes back on one membership (excluding Plus Ups) each month. • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card. • $200 Uber Cash: Platinum Card Members can ride or dine in style with $15 in Uber Cash each month, plus a bonus $20 in December after adding their Card to their Uber account. Use your Uber Cash on rides and orders in the U.S. when you select an Amex Card for your transaction. • $199 CLEAR® Plus Credit: CLEAR Plus helps to get you to your gate faster at 50+ airports nationwide and get up to $199 back per calendar year on your Membership (subject to auto-renewal) when you use your Card. CLEARLanes are available at 100+ airports, stadiums, and entertainment venues. • Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck (through a TSA official enrollment provider) application fee, when charged to your Platinum Card. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost. • Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card. That's up to $50 in statement credits semi-annually. Enrollment required. This card comes with a $695 annual fee.¤ (See Rates & Fees), but you cardholders can enjoy Uber VIP status and up to $200 in Uber savings on rides in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member and Additional Centurion Cards only. Terms Apply. Terms Apply. |
The United? Explorer Card is ideal for United frequent flyers. Card holders can enjoy one free checked bag for you and one travel companion, two United Club one-time passes every year, priority boarding, 25% back on inflight purchases and Global Entry or TSA Precheck fee credit.
Since United is a Star Alliance member, they do not pass along fuel surcharges for international flight redemptions. This process adds value to your MileagePlus miles.
The Hilton Honors American Express Aspire Card is our pick for the best hotel card with luxury perks and no foreign transaction fees. This card offers automatic Diamond elite status, a free Weekend Night Reward each year, up to $250 in annual airline fee credits, up to $250 in annual Hilton resort statement credits and a Priority Pass Select membership.
![]() The Hilton Honors American Express Aspire Card offers 175,000 Hilton Honors Bonus Points when you spend $6,000 in purchases on the card within your first 6 months of card membership. Offer ends 1/8/2025. Plus, enjoy a free Weekend Night Reward within your first year and every year after renewal. You're able to earn: • 14X Hilton Bonus Points when you make eligible purchases on your Card at participating hotels or resorts within the Hilton Portfolio; • 7X Bonus Points for eligible purchases: on flights booked directly with airlines or amextravel.com, on car rentals booked directly from select car rental companies & at U.S. restaurants. • 3X Hilton Honors Bonus Points for all other eligible purchases on your Card. This card does come with a $550 annual fee, however, you get $200 Airline Fee Credit ($50 statement credits per quarter) and $400 Hilton Resort Credit ($200 every 6 months/semi-annually). In addition, you can benefit with a complimentary Diamond status with your Hilton Honors Aspire Card. Terms Apply. |
The Marriott Bonvoy Boundless™ Credit Card as the best no-foreign-transaction-fee card for Marriott travelers because you’ll get automatic Silver elite status, one Free Night Award every year, and 15 elite-night credits to help you unlock higher status levels.
![]() The Marriott Bonvoy Boundless® Credit Card offers 100,000 bonus points plus $150 Statement Credit after you spend $3,000 on purchases in the first 3 months from account opening. You'll earn: • Up to 17X total points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy • 3X points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining. • 2X points for every $1 spent on all other purchase • 1 Elite Night Credit towards Elite Status for every $5,000 you spend. You gain an automatic Silver Elite Status each account anniversary year. Path to Gold Status when you spend $35,000 on purchases each account year. You'll receive 15 Elite Night Credits each calendar year & an additional Free Night Award (valued up to 35,000 points) every year after account anniversary. This card does carry a $95 fee; there are no foreign transaction fees. |
Additional Guide
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Bottom Line
Be sure to learn all about the perks and fees when choosing which credit card to open. Making an educated decision could help you maximize your spendings and get great rewards.
We included all of our favorite cards that offer a good balance between high earning rates, point value, and annual costs.
For more credit cards, see our latest list of the best credit card bonuses! Or view these offers from the following institutions:
- Chase Credit Cards
- American Express Credit Cards
- Citi Credit Cards
- Capital One Credit Cards
- Wells Fargo Credit Cards
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