Betterment Review – $25 Cash Bonus Offer

Betterment.com, an online brokerage, is now offering a $25 bonus for opening an account with them. To qualify for the bonus, you must make an initial deposit of $250 within 90 days of signup and not withdraw that initial deposit for 90 days. It’s like any standard brokerage account such as E*Trade or Optionshouse whereas you can own stocks and bonds in the form of exchange-traded funds (ETFs).  Betterment sets itself apart by providing automation and simplification for the average user.

About Betterment Account Features:

• Just One Choice– Most investing companies provide you with a laundry list of options and little guidance on how to choose the best portfolio. Our team of investment experts has already hand-picked an optimal portfolio, so you don’t have to. The only decision you’ll have to make is how much money you want in stocks versus bonds – all with a simple dial.
• Dollars not Shares– Our sophisticated technology allows us to purchase fractions of shares, so we can diversify your entire investment across our portfolio of ETFs. So you can put away that calculator and let us do the math.
• Delighting Design– Our designers have created a platform that uses design to guide good behavior. Every aspect is intuitive to navigate and takes the minimum number of clicks to achieve.

Betterment.com, for better or worse, is more of an asset allocation brokerage account. You can use a slider bar to chose your asset allocation between stocks and bonds. You will then link a checking account and transfer money in and out.  This sounds a lot familiar to you if you have a 401(k) account with your employer. They are taking the important concept of investing and asset allocation to make the process incredibly simple.

With Betterment, there is no minimum balance and you don’t pay commissions per trade. Instead, they charge a flat 0.9% annual management fee on top of the ETF management fees of about 0.20%. Their philosophy is to charge a percentage of your account’s value  or assets under management. If you are a beginner with low amount to invest, Betterment may best fit your needs when it comes to online brokerage account. They will choose the investments for you with a mix of index exchange-traded funds (ETFs).

Give Betterment a try especially with their $25 bonus for opening a new account. Just make sure to make an initial deposit of  at least $250 within 60 days of opening the account and not withdraw the deposit for 60 days.

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