BMO Harris Bank has 600 branches in the Midwest. They offer a large range of personal financial services to help consumers take control of their finances. Choose from checking account with no fee and no minimum, savings, and special rate CDs.
While Bank of America offer many different accounts: checking, savings, CDs, IRA and investment accounts through Merrill Edge.
Continue reading below to see a side-by-side comparison between the two banks, so you can see which one offers the services you need the most.
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| BMO Harris Bank | Bank of America | |
| Locations | 600 branches in the Midwest | Over 5,000 locations |
| ATMs | 43,000 fee-free ATMs | Over 1,800 ATMs |
| Savings | 2/5 | 3/5 |
| CD | 4/5 | 2/5 |
| Checking | 3/5 | 2.5/5 |
| Money Market | 3/5 | |
| Customer Service | 3.5/5 | 4/5 |
| Mobile App | 3/5 | 4.5/5 |
| Pros | -Free checking with eStatements -High APY for CDs -Good financial tools |
-National availability -Extended customer service hours -Full service bank |
| Cons | -Limited branches -Low savings APY |
-No free checking option – Low interest rate -Many miscellaneous banking fees |
| Bottom Line | BMO Harris Bank offers products like checking, savings, CDs, and IRAs. | Bank of America operates nationwide offering many account options like checking, savings, and more! |
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Bottom Line
Which Bank is Better: BMO Harris Bank or Bank of America?
In summary:
- Bank of America has many account options and their user friendly interface and mobile app is noteworthy. They offer lower interest rates!
- If you prefer in-person banking and like access to all of your accounts in one place, BMO Harris may offer just what you need
For other banking options, see our list of the best bank account bonuses & savings account offers.
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