Simply, APR is the total rate of interest you will pay annually over the life of a loan. This plays an important role in many consumer financial products, such as credit cards, auto loans and mortgage loans. Continue reading to learn more about APR. What Is APR and How Does It Work? APR stands for annual percentage rate and it represents how much it costs ... Keep Reading↠
How to Invest in CDs – Strategies & Tips
When deciding on which CD to invest in, you might wonder to yourself, whether you're getting the best rate on the market. This is crucial because one you choose a CD, you're locking in that rate for months or years. You can never predict what CD rates will look like in the future, but you can always use strategies to reduce the risk of missing out when higher rates ... Keep Reading↠
Are Banks Open on Black Friday?
A popular "holiday", Black Friday is the day after Thanksgiving, where malls and retailers become flooded with people as the day becomes the most popular shopping day of the year. Although this year may be different than other years because it will most likely be online shopping, you may find that you need to visit a bank branch in person. Curious if banks are open ... Keep Reading↠
Are Banks Open on Thanksgiving Day?
The fourth Thursday of November every year is Thanksgiving Day, which falls on November 26th this year. Thanksgiving is a federal holiday, meaning financial institutions, schools, and many businesses close to allow their employees to celebrate. Therefore, if you need to go to the bank, you won't be able to. ATMs will still be open, but any more complicated ... Keep Reading↠
How To Avoid Chase Bank Monthly Fees
How To Avoid Chase Bank Monthly Fees There are many ways that one can avoid the monthly fees that a Chase Bank requires. The article that you are about to read will provide you with a simple rundown on ways that you can avoid paying for the Chase Bank monthly maintenance fees. When you open up a new Chase Bank checking, your monthly fee will most likely be ... Keep Reading↠
CIT Bank vs US Bank: Which Is Better?
CIT Bank offers accounts for savings and multiple CDs, including a no-penalty CD. There are no monthly service fees, but both the savings and money market requires a $100 minimum deposit while term CDs require a $1,000 minimum. In comparison to US Bank has different locations with more than 3,000 branches across 26 states. They offer a wide variety ... Keep Reading↠
Ways to Improve Your Credit Score, Rebuild Credit
If you're finding yourself not getting approved for loans, credit cards, or getting unfavorable financial rates, then improving your credit score is your solution. It sounds simple enough right? However, building good credit doesn't happen overnight. Good news is that we've compiled a list of helpful tips and tricks for you to get started. So if you're interested ... Keep Reading↠
HSBC Bank vs Synchrony Bank: Which Is Better?
HSBC Bank is a large multi-national bank and offers several checking accounts for different needs. HSBC Direct is the online banking operation and offers high interest savings for just a minimum deposit of a dollar with no service fees. Albeit, Synchrony Bank offers one of the highest interest savings including an ATM card for withdrawals. There are no ... Keep Reading↠
Are Banks Open on Columbus Day 2021?
Columbus Day is one of the 10 federal holidays and falls on Monday, October 11. Although it has been recognized as a federal holiday since 1971, it is still a normal workday for much of the corporate world. There has been a lot of controversy regarding this holiday and many have pushed to rename it to celebrate Native Americans. Continue reading our post to learn Are ... Keep Reading↠
What Is the US Bank Cashier’s Check Fee?
Account holders are able to take advantage of these services by purchasing items like a US Bank cashiers check when they are interested in making transactions that require certified funds. US Bank's cashier check fee is $8 per check, however there are more to a cashier check than their fees. Continue reading our guide below to get a better understanding to what a ... Keep Reading↠
What Is the Bank of America Cashier’s Check Fee?
Account holders are able to take advantage of these services by purchasing items like a Bank of America cashiers check when they are interested in making transactions that require certified funds. Bank of America's cashier check fee is $10 per check, however there are more to a cashier check than their fees. Continue reading our guide below to get a better ... Keep Reading↠
Corporate vs. Business Credit Cards: Which Is Best for Your Business?
Contrary to what some might think, corporate and business credit card are actually two different things. Corporate credit cards are typically issued to businesses with revenues of several million to billions of dollars, and the company, not the employee, is liable for any problems. On the other hand, business credit card are applicable to companies of all sizes, ... Keep Reading↠
How to Open Chase Business Checking Account
Being a business owner is a stressful and strenuous job in itself and that's before we even get into the financial management of your profits. If you are looking into opening a Chase Business Checking account, there are a few things to consider before you get started. It might be better for you in the long run to come prepared rather than scrambling through certain ... Keep Reading↠
How to Open a Business Bank Account
Are you considering opening up your own business one day? If so, you're going to want to be organized and be able to keep the cash flows separate. To get your business ventures more organized, there are five simple steps you have to take. In this post, we're going to teach you How to Open a Business Bank Account, so that your business can be more ... Keep Reading↠
Advantages of a Business Checking Account
If you own a business then you may want to consider opening a separate business checking account. It may seem like too much of a hassle, but there are great benefits that you're missing out on by just using your personal checking account. Especially as your company grows, you want to make sure your business is doing the best possible. So if you're interested, keep ... Keep Reading↠
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