Checks might not be a prominent or popular way to send money or make a payment, but you might be surprised how often checks are are still used today. Writing checks may be deemed to be an "ancient" practice especially with our current technology of online banking, direct deposits or ACH transactions, and payment apps such as Chase Pay. In the event that you do, for ... Keep Reading↠
What Is the Average Credit Card Debt in Every State?
The first credit cards were first introduced in 1950 and gave American consumers a greater buying power. Now, there are more than 189 million credit card holders across the country, but this can potentially do more harm than good. The everchanging economy has never made it easy for people who need to borrow money. The Bankruptcy Abuse Prevention and Consumer ... Keep Reading↠
What Is An Index Fund?
Index funds are for people who wants to take a slow-and-steady approach to investing. What is an index fund? An index fund is a type of mutual fund whose holdings match or track a particular market index. It generally has lower expenses and fees compared to active managed funds. Not only that, it's hands-off approach and you can build a diversified portfolio that ... Keep Reading↠
What Is A Mutual Fund?
A mutual fund is a fund that pools money from many investors to and invests into securities. There is a fee charged for having someone else manage the investments. In other words, investing in a mutual fund is similar to buying single stocks or bonds. Read more to find out about a Mutual Fund. The Basics of Mutual Funds If you are looking to invest or ... Keep Reading↠
Top Residual Income Opportunities & Ideas
What is residual income? A residual income is income that you continue to receive without any ongoing work, sometimes called “passive income.” You can usually earn residual income in a variety of ways. You can see a few people selling products and services while other lend or invest money. A few examples include royalties, rental/real estate income, interest and ... Keep Reading↠
Riskiest Places To Use Your Credit Card
Credit card fraud has become bigger and bigger with the innovation of new technology. So much so, that not even debit card are immune to being stolen. The Federal Trade Commission reported 157,688 cases of credit card fraud in 2018 alone, which was a major increase since 2014 and represented the largest category of reported identity theft. This is why it is important ... Keep Reading↠
CIT Bank vs Ally Bank: Which Is Better?
CIT Bank offers accounts for savings and multiple CDs, including a no-penalty CD. There are no monthly service fees, but both the savings and money market requires a $100 minimum deposit while term CDs require a $1,000 minimum. While Ally Bank offers high interest rates on their savings as well as offering interest on their checking and CD account ... Keep Reading↠
Navy Federal Credit Union Routing Number – Wire Transfer, Direct Deposit
Navy Federal Credit Union is a financial institution supplied to the navy. In order to be able to transfer money from one account to another, a routing number is needed to settle the transaction. If you’re not sure on what your Navy Federal Credit Union routing number is or where to find yours, continue reading below to see what it is and where you can find ... Keep Reading↠
Chase Refer a Friend: How Referrals Work
With Chase Refer-A-Friend program, you have a chance to earn points or bonuses for every eligible friend that you refer! This will help earn points faster for your next award flight or hotel stay! There are several Chase credit cards currently offering a referral bonus for referring those credit cards to family or friends if they apply and are approved when they ... Keep Reading↠
How Hard Is It to Get a Chase Credit Card?
Chase offers a whole range of credit cards varying from rewards, travel and business, but how hard is it to get a Chase credit card? We've listed a couple of factors that Chase might look at to determine whether you're going to be approved, as well as a strict application rules that might have nothing to do with your credit. If you're planning on signing up for ... Keep Reading↠
How To Increase Your Chase Credit Limit
Looking to increase the credit limit on your Chase card? Keep reading here to learn the different ways that your can increase your limit. A credit limit is the maximum amount you can borrow from a lender on a specific credit card. If you exceed that limit, your credit will tank and you will face penalties such as paying fees, a decreased credit limit, and ... Keep Reading↠
Chase Travel Notification: How To Set Up Travel Alerts
If you're planning to travel abroad, we're here to remind you and make sure that you set up a travel alert with Chase, so they know about your plans. Furthermore, this will help make it easier for you when you make transaction overseas! If you don't or forget to, you might risk having your purchase declined and it'll be an inconvenience trying to unfreeze your ... Keep Reading↠
How To Check Chase Credit Card Application Status
With large welcome bonuses and chances to earn high rewards, Chase offers some of the best credit card on the market for these reasons. Although, we may want immediate approval so that we don't have to wait, it doesn't always end up like that. For people who just applied for a new Chase credit card, you may not know how to check your application ... Keep Reading↠
What Do I Need to Get a Chase Credit Card – Income, Requirements, Credit Score
Chase is one of the biggest banks in the Unites States, they offer a popular range of credit cards varying from beginner cards to premium travel rewards cards. However, the more premium cards will have a stricter approval requirement. If you want to find out the minimum you need to get approved for a Chase credit card, continue reading below to find ... Keep Reading↠
What Is An Emergency Fund & Why Does It Matter
An emergency fund is the amount of money you set aside in case to cover large, unexpected expenses, such as unforeseen medical expenses, home appliance repair or replacement, major card fixes, and unemployment. Read on to learn more about What Is An Emergency Fund & Why Does It Matter. Why Do I Need an Emergency Fund? Emergency funds create a financial ... Keep Reading↠
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