Are you a student and interested in a getting a checkout account? Then be sure to check out the US Bank Student Checking Account where they offer no fees and no minimum. Most banks usually have a minimum, fees for when you fall below them and more, so avoid them with US Bank! With your US Bank account you can enjoy a wide network and MoneyPass ATM's, 4 Non-ATM ... Keep Reading↠
What is a Credit Card Number?
A credit card number is the long set of digits displayed across the front or back of your card. It usually appears in sets of four, totaling 16 digits in length. Although the numbers may seem random, they are coded so that they identify the credit card issuer and the account holder. They also help prevent identity thieves from simply guessing at account numbers and ... Keep Reading↠
How To Activate A Credit Card
One might think that as soon as they receive their new credit card in the mail, they can simply use it straight away. This incorrect because you need to activate your credit card to let your bank or credit card company know that you've received your credit card and that everything is in order. After you activate your card, you can make purchases without any issues. ... Keep Reading↠
Secured Credit Cards – Can Help Build Positive Financial Habits
What are secured credit cards? They require you to place a refundable security deposit or a "spending limit" which prevents you from spending more than you can afford. This a great way to help you build your credit. If you have a bad credit score, you may be in a bad financial situation. Do not worry, consider these 7 tips and tricks that you can take advantage of ... Keep Reading↠
Credit Card Interest Rates: Fixed Rate vs. Variable Rate
If you check your credit card statement frequently, which you should, you may notice that you are charged with interest on the money that you do not pay back. Interest is calculated based on the rate you are given when you decide to open a credit line. Whether they are fixed or variable, the difference can really affect how much you're ultimately paying. Follow ... Keep Reading↠
Understanding Balance Transfer Credit Cards
If you've ever received an offer from a credit card company that is giving you a low rate balance transfer, you might wonder what that means. In this post, we will teach you the ins and outs of Understanding Balance Transfer Credit Cards. Essentially, a credit card balance transfer is another tool to help you save money on higher interest debt such as from high ... Keep Reading↠
30+ Ways To Save Money On Gift Cards
If you're someone who likes to make the most out of their money, then you will be interested to hear how you can get even more bang for your buck. One of the easiest ways to save that many people over look is through gift cards We have compiled a list of 30+ Ways to Save Money on Gift Cards. We hope this post will help you in your never ending quest to save big. ... Keep Reading↠
How Does Credit Card Interest Work?
If you own a credit card, chances are you might have noticed interest charges on your account every month. That is because you currently hold a balance on your credit card that needs to be paid. Don't worry, you aren't the only one, in fact, half the American credit cards out there must pay interest because they have a balance on their account. Continue reading if ... Keep Reading↠
CIT Bank Financial Insights: 5 Steps To Be Better Financially Prepared
CIT Bank is a leading American financial holding company that provides financing and leasing capital to their clients and customers across 30 plus industries. If you're interested in being better financially prepared, then make sure to check out CIT Bank Financial insights. These 5 steps focus on easy, everyday steps that will lead you to successfully saving and ... Keep Reading↠
Discover Financial Goal Calculator: Make Your Financial Goals a Reality
Whether you're a college student looking to cut down that dreaded student loan debt, or you're just saving to meet ends meet on all your down payments. The Discover Bank Financial Goal Calculator is one of the most suitable tools in saving history with an attractive, clean and convenient platform that makes sticking towards your goals so much more efficient and ... Keep Reading↠
CIT Bank Financial Calculators: Crunch Numbers To See Your Savings
CIT Bank is a leading American financial holding company that provides financing and leasing capital to its clients and their customers across more than 30 industries. If you interested in calculating your savings for a Certificate of Deposit to your Retirement Plan, then make sure to check out CIT Bank Financial Calculators. These Financial Calculators are ... Keep Reading↠
How Does Cash Back Work?
Cash back are benefits that are included when owning a credit card. Cash back is essentially earning back a small percentage of what you're spending. These rates vary from 1% to as high as 4%. Maybe even more! Not only that, but you can even earn a higher rate when shopping through your credit card's shopping portal. when decided on spending money on a certain item ... Keep Reading↠
How Do Credit Unions Make Money?
Many of us might have heard of credit unions being used as an alternative over a traditional bank. Credit unions are typically non-profit organizations and although they offer similar products as a bank, they will offer them at lower interest rates on loans they give to their members. They might even offer more then what you signed up for. So How Do Credit Unions ... Keep Reading↠
Zero Percent Balance Transfer Cards – Benefits & Advantages
A balance transfer is when you pay off the balances on existing credit cards or loans by transferring them to another credit card account. To reduce credit card debt, many people turn to credit card balance transfers to achieve their goal. There are many benefits and advantages that go along with these cards If you are looking to get out of high interest debt, then ... Keep Reading↠
No Annual Fee Credit Cards – Advantages & Benefits
Trying to keep up with all of your credit card payments can be a challenging endeavor. A big part of this reason is the annual fees that come a long with the different credit cards. If you don't want to get bogged down by endless amounts of random small fees, then you should definitely consider opting out of an annual fee credit card. Here are the Advantages & ... Keep Reading↠