Are you under the age of 18 and looking to open a bank account? Starting early is a great benefit since it's safe and it's never bad to start saving money early. One of the biggest benefits is that you can shop online without working due to it being very secure. However, one of the biggest drawbacks is that opening a bank account under the age of 18 difficult. In ... Keep Reading↠
How to get a Free ChexSystems Report
ChexSystems is a national consumer credit reporting agency (CRA’s, similar to Equifax, Experian & TransUnion) that is composed of major credit unions and banks (up to 80% of financial institutions are members). It is also owned by Fidelity National Information Services. They operate by sharing information through the ChexSystems (deposit accounts). And because ... Keep Reading↠
Best Ways to Bank
It can be confusing to know where to bank and how to get the most for your money when there's so many options to choose from. If you continue reading below, we've listed the main types of banking institution and the strengths of each type, so you can choose the best bank accounts for your specific needs. Commercial Banks Commercial banks typically offer a ... Keep Reading↠
Understanding Implied Volatility
Are you tired of treating stocks like a gambling game? Then it's essential that you understand a little something called Implied Volatility. It's simply the markets opinion on how a stock will react within the next year. Although you shouldn't always go with the majority, understanding what they are predicting can be a valuable tool when deciding to invest in a ... Keep Reading↠
10 Financial Pitfalls to Avoid in Your 20s
To all of the young adults out there, be careful. You are independent and the decision maker of your life. However, some choices can cause big pitfalls that can dramatically impact your financial future. If you do not wish to fall into one of these pits, we can help you out there. We've put together a list of 10 Financial Pitfalls to Avoid in Your 20s! Take some ... Keep Reading↠
Should you Spend With Debit or Credit Cards? – Pros and Cons
Making purchases are easier than ever nowadays. All you have to do is swipe a card or enter in a few digits online and check out! However, the question being asked here is whether or not it's better to pay with your debit or credit card. To answer this question, we must take into account all of the pros and cons to both sides. Almost everyone has ditched cash and ... Keep Reading↠
23 Ways to Build Wealth in Your 20s
Everyone's approach to climbing the ladder of success in the world of finance is different, you just need to find your own calling. Of course, there are some secrets that can put some people ahead of others. If you are a younger person just now getting into adult life, there are a ton of things for you to learn. One of the most important things you can start doing ... Keep Reading↠
23 Successful Investor Traits
Everyone's approach to climbing the ladder of success in the world of finance, you just need to find your own calling. Of course, there are some secrets that can put some people ahead of others. If you are looking to prosper as an investor, you should take a look at some of the secrets we have heard. We've compiled together a list of 23 Successful Investor ... Keep Reading↠
5 Common Investing Mistakes – How to Avoid Them
Everyone makes mistakes, but some mistakes are way worse than others. To minimize actions that could tank your finances, we're going to look at the best ways you can avoid them and what to look out for while browsing the market. Paying too Much Attention Yes you heard me right. Studies have shown that constantly checking the market for ups and downs have ... Keep Reading↠
23 Famous Investment Quotes to Help You Get Rich
The pursuit of wealth is one of the most important aspects of most peoples lives. How did the richest among us get to where they are? A ton of different factors are at play when reviewing how someone got to the top. To help you your pursuit of wealth, here are some quotes of the richest in our society. Perhaps a little insight into their mindset will help you ... Keep Reading↠
How Does Life Insurance Work?
It is important to protect those around you, and most importantly your loved ones. That is where life insurance comes into play. How does life insurance work? What does it cover? What does it not cover? To give you a little bit of insight on this significant aspect of insurance, we have compiled an informative explanation below. Continue reading If you are ... Keep Reading↠
How To Get Out of Debt
Finding yourself in debt can be an upsetting and often times scary situation. More and more consumers are finding themselves in this situation, so it's vital that you understand how you can escape this impending problem. Everyone's situation is different, so it's important you read this post with your struggles in mind. Whether you are in financial trouble now or ... Keep Reading↠
Old National Bank Business Checking Account: No Minimum Balance + Business Debit Card + Convenient Account Access
When starting a business, it is always important that you take full control of your finances. Whether you are a sole proprietor or in the process of starting a larger operation, it is definitely within your best interest to find an account that not only fits your financial needs, but also allows you to keep track of your daily tasks as well as allowing you to handle ... Keep Reading↠
Which Is the Better Route Retirement: 403b vs 401k
If you've landed yourself a job that offers a 401k plan and a 403b plan, which do you choose? In this post we'll go over the fundamentals of both plans and what they have to offer and decide which one is better. However to the average employee, there is next to no difference between these plans, but if you go in depth, they have their differences that have their ... Keep Reading↠
Difference Between A 401(k) & a Pension?
You may have heard of a 401(k) plan. You may have also heard of a Pension, but what's the difference? Recent trends show the shift from traditional pension plans to the more defined 401(k) plan. When choosing which plan you want to start with, it's important to know the difference between the two and what each plan has to offer. There are two types of company ... Keep Reading↠