In times like these, it is probably a good idea to start automating many areas of your finances. With direct deposit of your paychecks and automatic bill payments, you don't need to worry about any mail delays and shuttered bank branches. Doing these things will allow you to have access to your money faster, avoid missing deadlines that could hurt your credit score ... Keep Reading↠
ACH Transfers: Everything You Need To Know
You may have used an ACH transfer without even knowing it. To briefly summarize, an ACH transfer is a method to coordinate electronic payments and automated money transfers. Continue reading on this post to learn what ACH transfers are and how they work! What Are ACH Transfers? An ACH transfer uses an Automated Clearing House, a network organized by the ... Keep Reading↠
How Long Should You Keep Your Bank Statements?
A bank statement will help out if you are looking for essential tools for reaching your financial goals. However, there are tons of financial documents being that are mailed out. It is important to keep track of the statements and bills that you receive because you could miss a deadline. It is also important to clear out what is not necessary to avoid a hoard of ... Keep Reading↠
Does Bank of America Offer Money Orders?
Money orders are just like checks because they are paper documents written for a specific amount and signed by the person paying. Unlike a check, it is a guaranteed method of payment, which also means it is more secure. Many banks sell money orders, and under certain circumstances, the fees can be waived. Unfortunately, Bank of America does not offer any money ... Keep Reading↠
Are Banks Open on Presidents Day?
Presidents Day is a day dedicated to our first president, George Washington, by the federal government. It is always celebrated on the third Monday in February. Although it is a federal holiday, private banks can still choose to be open or closed for their customers. Continue reading to see if your bank is open on Presidents Day. Banks Closed On Presidents ... Keep Reading↠
Ways on How to Pay Your Walmart Credit Card
If you shop at Walmart often, it might be a good idea to get a Walmart Credit Card. There are various benefits you can receive, such as 3 percent savings on Walmart purchases, 2 percent on gas, and 1 percent on anything else you buy. However, if you want to use one, you have to know how to pay your Walmart credit card bill on time. Continue reading to find out the ... Keep Reading↠
HSBC Bank vs Capital One: Which Is Better?
HSBC Bank is a large multi-national bank and offers several checking accounts for different needs. HSBC Direct is the online banking operation and offers high interest savings for just a minimum deposit of a dollar with no service fees. Comparatively, Capital One offers high interest rates without all the online fees, however it's not as high compared to other ... Keep Reading↠
Synchrony Bank vs CIT Bank: Which Is Better?
Synchrony Bank offers one of the highest interest savings including an ATM card for withdrawals. There are no services fees as well is a minimum deposit. However, their CDs requires a $2,000 minimum deposit to open. While CIT Bank offers accounts for savings and multiple CDs, including a no-penalty CD. There are no monthly service fees, but both the ... Keep Reading↠
Ally Bank vs Axos Bank: Which Is Better?
Ally Bank offers high interest rates on their savings as well as offering interest on their checking and CD account options. There’s no minimum deposits or service fees on their banking products. In comparison to Axos Bank, which is an online only bank that provides a variety of savings and checking accounts. You can even earn cashback on your checking ... Keep Reading↠
Ally Bank vs Discover Bank: Which Is Better?
Ally Bank offers high interest rates on their savings as well as offering interest on their checking and CD account options. There’s no minimum deposits or service fees on their banking products. Whereas, Discover Bank is an online-only financial institution offering different banking services like checking, savings, money market and even CDs. They offer high ... Keep Reading↠
Can You Make Purchases from a Savings Account?
A great place to keep store your money away to earn interest is in an Savings Account! One of the main points reasons why people get savings accounts is the interest, and some banks even offer a promotional interest rate during the first few months of account opening. There is an disadvantage of Savings Account, such as there is a limit of how accessible it is. ... Keep Reading↠
What Is FDIC Insurance?
Most people realize that the funds in their checking and savings accounts are insured by the Federal Deposit Insurance Corporation (FDIC), but few are aware of its history, its function, or why it was developed. There are many things to consider when we talk about the safety of our money, the FDIC continues to evolve as it finds alternative ways to insure deposit ... Keep Reading↠
What Is DIF Insurance?
When looking for a savings bank to satisfy your needs, research what type of insurance the bank offers to its depositors because this could be your safety net for the future. For those of you who have a little bit more money and you want to put it into a bank account that you can rest easy with, then make sure it's covered by DIF Insurance. Although less known ... Keep Reading↠
How To Open A Bank Account – Step by Step Guide & Tips
It is a given that many of us would like to learn more on how we can better our financial decisions and further increase our earnings or at least know how to handle our finances in an efficient and effective manner. Opening a bank account is a great way to jump start your financial goals and aspirations. Generally speaking, most banks and credit unions follow a ... Keep Reading↠
Huntington Bank vs Citizens: Which is Better?
Huntington Bank has nearly 1,000 branches throughout the Midwest. They offer few options for checking accounts and savings accounts. Although minimum requirements are high on interest-bearing accounts, they have a free checking option. Their 14 or 19-month CDs have a great rate with $1,000 minimum opening deposit. While Citizens Bank has over 1,1000 branches ... Keep Reading↠
- « Previous Page
- 1
- …
- 5
- 6
- 7
- 8
- 9
- …
- 50
- Next Page »