• Apply with only $25 opening deposit
• Interest compounds and is credited monthly
• 24/7 online access with Online and Mobile Banking
• Link to your BBVA Checking account for Overdraft Protection
• Easy money withdraw in branch or via BBVA ATMs with no fees

There is a monthly Service Charge of $15 per month. However, you can waive the monthly with one of the following:

• Maintain a minimum daily collected balance for each month of $10,000 or more. OR
• Set up an automatic, recurring monthly transfer of $25 or more from a BBVA checking account to your BBVA Money Market account. This transfer must be in effect at the time the Service Charge is assessed.

• All savings accounts are subject to approval.
• Fees may reduce earnings on account. Additional terms and miscellaneous fees may apply.
• Withdrawal transactions from savings and money market accounts are governed by federal law and, if transaction limitations are exceeded, the account could be reclassified as non-interest bearing.
• Federal law limits transfers to another deposit account with BBVA or to a third party by means of a preauthorized agreement, telephonic request, check, debit card, draft or similar order (including Online Banking transfers and sweep transfers from a savings or money market account) to a total of six (6) per month.
• There is no limit on the number of withdrawals from such accounts when made in person at a BBVA banking office or at an automated teller machine. Withdrawal transactions are subject to Excess Transaction Fees.

• FDIC Insurance (Up to applicable limits)
• No Monthly Service Charge
• Online Access 24/7
• With BBVA, you’ll enjoy the confidence of depositing your savings with one of the top 20 largest U.S. commercial banks based on deposit market share.
• $500 minimum opening deposit required to earn Annual Percentage Yield (APY)
  Substantial penalty for early withdrawal.
• $2,500,000 maximum deposit ($250,000 maximum deposit for Certificates of Deposit accounts opened online).

There are no monthly Service Charge associated with the BBVA CD account. Some banks charge you extra to maintain your CD account. BBVA does not.

• Interest rates and Annual Percentage Yield are subject to change at any time at the discretion of BBVA. CD accounts subject to approval.
• $500 minimum opening deposit required to earn advertised APY. Advertised APYs are only available for new CDs and for the initial CD term.
• Advertised APYs will not apply for subsequent renewals terms. Fees could reduce earnings on the account.
• Substantial penalty for early withdrawal. $250,000 maximum deposit for CD accounts opened online.
• BBVA opens CD accounts that have no certificate known as Time Deposits or TDs.

1. Anyone can apply for a BBVA Online Checking account online.
2. Before applying for your account online, you will need the following:
   • Personal Information (Social Security Number, Date-of-Birth, etc.)
   • Driver’s License, State Issued-ID, or Passport
   • Minimum $25 opening deposit from one of the following:
   • Debit or Credit Card
   • Other Bank Account (account and routing number)
   • Transfer from an existing BBVA account
3. Fill out the application form with your personal information and agree to the terms of the account.
4. Use an existing bank account or your credit/debit card to fund your new account.
5. Review the application and confirm.

• Apply with only $25 opening deposit
• No monthly Service Charge
• You could save $100 a year
• Complimentary Online Banking and Mobile Banking, Bill Pay and Online Statements
• No ATM withdrawal fees at any BBVA USA, Allpoint(R), or qualifying 7-Eleven ATMs
• BBVA USA, Member FDIC

There is no monthly Service Charge associated with the BBVA Online Checking account.

• Checking and Savings accounts are subject to approval which may include credit approval. $25 minimum opening deposit required.

• Apply for a new BBVA Online Checking account and receiving a qualifying direct deposit of $500 by January 15, 2021 to earn a $200 bonus.
• Increase your bonus to $250 by adding an Online Savings account and having a savings balance of at least $1000 on December 31, 2020.

• No monthly Service Charge
• No ATM fees at BBVA USA ATMs
• Free Online Banking and Mobile Banking, plus Mobile Deposit® and Bill Pay
• One Free Visa® Debit Card per account holder
• Earn cash back rewards for everyday debit card purchases with Simple Cash BackSM
• Personalize with your favorite photo for $10 per card
• Free customizable alerts
• Online and paper statements
• Unlimited check writing

The Online Checking account has no monthly Service Charge.

• To receive the bonus, you must be the primary BBVA account holder who received this communication.
• Account must be open and in good standing with a balance of at least $0.00 at the time of bonus payment.
• BBVA reserve the right to deduct the bonus if the account is closed within 12 months of opening.
• BBVA may report the value of the bonus to the IRS as required by law.
• Customers whose tax status would require imposed tax withholding are not eligible for the bonus.
• This offer cannot be combined with any other account opening or direct deposit offers.
• Offers are subject to change at any time.

• $100 Bonus:
  • Offer valid in Alabama, Arizona, Colorado, New Mexico and Texas.
  • Apply for a new qualifying BBVA consumer checking account from October 24 – November 6, 2020 with a valid Workplace Solutions or BBVA For Your Cause code.
  • By December 31, 2020 at least one (1) electronic Direct Deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government in the amount of at least $500 must post to the new checking account. A qualifying direct deposit is a recurring paycheck, pension or benefit (such as Social Security) from your employer or the government.
• Additional $25 bonus:
  • You must meet stipulations for the $200 Checking Bonus to be eligible for the $25 Savings Bonus.
  • Apply for a new qualifying BBVA consumer savings account from October 1 – October 23, 2020.
  • The savings account balance must be $500 or more on December 31, 2020.

• Offer valid in Alabama, Arizona, Colorado, New Mexico and Texas.

• The cash bonus(es) will be deposited into the new checking account by March 31, 2021.
• Checking and Savings accounts are subject to approval which may include credit approval. $25 minimum opening deposit required. Accounts must be open and in good standing with a balance greater than or equal to $0.00 at the time of payment in order to receive the new account bonus(es). We reserve the right to deduct the bonus amount if the account is closed within 12 months of opening.
• BBVA Employees are eligible for each bonus.
• These bonuses are not combinable with other BBVA Direct Deposit or Savings Account cash bonus promotions, and you may not have received a Direct Deposit or Savings Account bonus in the past 24 months.

How To Apply For An Account

1. Anyone can apply for a BBVA Free Checking account online.
2. Before applying for your account online, you will need the following:
   • Personal Information (Social Security Number, Date-of-Birth, etc.)
   • Driver’s License, State Issued-ID, or Passport
   • Minimum $25 opening deposit from one of the following:
   • Debit or Credit Card
   • Other Bank Account (account and routing number)
   • Transfer from an existing BBVA account
3. Fill out the application form with your personal information and agree to the terms of the account.
4. Use an existing bank account or your credit/debit card to fund your new account.
5. Review the application and confirm.

How To Earn The $250 Bonus

1. Apply for the BBVA Free Checking account. Keep in mind that this offer is only available in TX, AL, AZ, CO, CA, FL, and NM.
2. To earn a $200 bonus, receive at least one (1) qualifying Direct Deposit of at least $500 by June 30, 2021.
3. Increase your bonus to $250 by adding a BBVA Savings account and having a savings balance of at least $1000 on June 30, 2021.
4. The cash bonus(es) will be deposited into the new checking account within 90 days of meeting the bonus requirements.

• Initial Deposit: Open with $25
• No monthly Service Charge
• No ATM fees at BBVA USA ATMs
• Free Online Banking and Mobile Banking, plus Mobile Deposit® and Bill Pay
  • One Free Visa® Debit Card per account holder:
  • Earn cash back rewards for everyday debit card purchases with Simple Cash Back^SM
• Personalize with your favorite photo for $10 per card
• Free customizable alerts2
• Free online and paper statements
• Free unlimited check writing

There is no monthly Service Charge associated with the BBVA Free Checking account.

• Checking and Savings accounts are subject to approval which may include credit approval. $25 minimum opening deposit required.

• BBVA is offering a bonus of $25/$50 for a Build My Savings Bonus. Requirements are as follows:
  • You’ll need to open a BBVA consumer checking account (e.g. BBVA Online Checking, BBVA Free Checking) and a Build My Savings account.
  • The recurring automatic transfer must be at least $25 from your checking to savings account.
  • You select how long you want your bonus plan to last (6 or 12 months).
  • Transfer can be monthly, twice monthly, weekly, or every other week.
  • The match is determined by Opening Balance, Transfer Amount, and plan Term. Use the calculator at the link below to see how the match bonus works.
  • You’ll get your Match Bonus within 30 calendar days following the end of your plan term.
  • At the end of your plan, your account will convert to a BBVA Savings Account

• This account has a $15 monthly Service Charge. This is waived if you do either of the following:
  • Maintain a minimum daily collected balance for each month of $10,000 or more.
  • Set up an automatic, recurring monthly transfer of $25 or more from a BBVA checking account to your BBVA ClearChoice Money Market account. This transfer must be in effect at the time the Service Charge is assessed.

• There is a maximum of one (1) bonus per household.
• Funds cannot currently be on deposit with BBVA.
• Account must be open and in good standing with a balance of $0.00 or more at the time of bonus payment in order to receive the bonus.
• Bonus will be paid within 90 days of meeting the bonus requirements.
• BBVA may report the value of the bonus to the IRS as required by law.
• Any client whose tax status would require BBVA to impose tax withholding of any sort will not be eligible for this bonus.
• We reserve the right to deduct the bonus amount if the account is closed within 12 months of opening. Note: this offer is subject to change at any time.
• Most states, not nationwide (42 states in total). Unavailable for California, Texas, Florida, Arizona, Alabama, Alaska, Hawaii