Earn a $200 bonus with a new TD Bank savings account.
Update 10/18/24: The offer has been extended through 3/31/25 with a reduced deposit amount of $10k (prior $20k for the Beyond Savings).
To earn the $200 bonus:
- Open a TD Bank Beyond Savings account and deposit at least $10,000 within the first 20 days and maintain at least a $10,000 balance for 90 additional days from the 20th day after account opening.
- Open a TD Bank Simple Savings account and deposit at least $10,000 within the first 20 days and maintain at least a $10,000 balance for 90 additional days from the 20th day after account opening.
- Bonus will be paid on or before 180 days after account opening.
View the latest TD Bank promotions here.
TD Bank $200 Savings Bonus
- Learn More at TD Bank
- What you’ll get: $200 bonus
- Account Type: TD Beyond Savings or TD Simple Savings
- Availability: CT, DC, DE, FL, MD, ME, MA, NC, NH, NJ, NY, PA, RI, SC, VT, & VA
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: Up to $1,000 (a lot of cards process as cash advance)
- Direct Deposit Requirement: No
- Monthly Fee: $5 or $15; waive-able
- Household Limit: None listed
- Closing Account Fee: Bonus forfeit if closed within 6 months
(Offer Expires 03/31/2025)
AlumniFi Credit Union Savings (4.75% APY) | SoFi Checking & Savings ($325 Bonus + 3.80% APY) |
Upgrade Premier Savings (4.15% APY) | Discover® Bank Savings (Up to $200 Bonus + 3.70% APY) |
CIT Bank Platinum Savings ($225 or $300 Bonus + 4.10% APY) | Harborstone Credit Union Money Market (4.30% APY) |
FVCbank Advantage Direct Savings (4.55% APY) | Live Oak Bank Savings ($300 Bonus + 4.20% APY) |
The information for the TD Savings account has been collected independently by HustlerMoneyBlog. The product details on this page have not been reviewed or provided by the bank.
Waive The Monthly Fees
TD Beyond Savings $15 Monthly Fee: This account has a $15 monthly fee, this is waived if you have a $20,000 minimum daily balance.
TD Simple Savings $5 Monthly Fee: This account has no monthly fee for the first year and after that period a $5 fee is charged if a monthly minimum of $300 or less.
Fine Print
- Offer valid through March 31, 2025 and is available only when opening through a qualifying website and who qualify as outlined below. Savings Bonus: You will not qualify for the Savings Bonus if you are an existing TD Bank personal savings or money market Customer OR had a previous personal savings or money market account that was closed within the preceding 12 months OR have received a prior personal savings or money market account bonus at any time.
- After you have completed the requirements outlined within, we’ll deposit the bonus in your new account on or before 180 days of account opening. To receive the bonus, your account must not be closed or restricted at the time of payout. If your new savings account is closed by you or TD Bank within 6 months after account opening, TD Bank reserves the right to deduct the bonus amount at closing.
- Eligibility may be limited based on account ownership. The primary owner of the new personal checking and/or new personal savings account may be required to complete a valid IRS Form W-9 or substitute IRS Form W-9 to provide certain identifying information. You may be subject to backup withholding at the rate specified in the U.S. Internal Revenue Code if you fail to provide that information or meet certain other conditions. TD Bank may issue you an IRS Form 1099 or other appropriate forms reporting the value of the bonus.
- Offer may be withdrawn at any time. TD Bank Employees and Canadian Cross-border banking Customers are not eligible.
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Bottom Line
You have the option to open either the TD Beyond Savings or TD Simple Savings account as the requirements are the same for either account. Although the deposit amount is high, this offer is very easy if you are able to complete it.
We recommend pairing the savings account with either the TD Bank Beyond Checking or TD Bank Convenience Checking account.
For more, see our list of the latest TD Bank bonuses or our extensive list of bank bonuses and the best interest bearing accounts.