Take advantage of our latest Wells Fargo promotions, bonuses, and offers here.
Update 4/8/2025: There’s now a $400 or $825 business checking bonus valid through 6/30/25. The $325 checking bonus and $525 savings bonus have been extended through 4/8/25. The $2,500 Premier Checking bonus extended through 4/16/25.
About Wells Fargo Promotions
Rank #1 in the country for availability, Wells Fargo has over 6,000 branches and 13,000 ATMs throughout the United States. The have a convenient mobile app to access your money at any time. While some states may not have a branch, they do have access to Wells Fargo through their online banking services.
In order to earn a Wells Fargo bank bonus, you must be considered a “new customer”. This means you currently don’t have a bank account with them and you didn’t get a checking bonus from them within the last 12 months.
You’re not eligible for account opening promotions like the $200 checking account bonus if:
- You’re a current owner of a Wells Fargo consumer checking account
- You have received a bonus for opening a Wells Fargo consumer checking account within the past 12 months
- You are a Wells Fargo employee
If none of those apply to you, then you can get the bonus after completing the offer’s requirements.
Wells Fargo Premier Checking $2,500 Bonus
What you’ll get: $2,500 bonus- Account Type: Premier Checking Account
- Availability: Nationwide
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: None
- Monthly Fees: $35 – Avoid by maintaining $250,000 or more in statement-ending balances in qualifying linked accounts.
- Early Account Termination Fee: None
- Household Limit: None
(Expires 04/16/2025)
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open or upgrade to a Premier Checking account by taking your bonus offer code to a branch by April 16, 2025. Deposit and maintain $250,000 in qualifying linked balances to receive your $2,500 bonus.
- All account applications are subject to approval.
- Minimum opening deposit to open the Premier Checking account is $25.
- Eligibility Requirements:
- Offer available to customers 1) upgrading an existing Wells Fargo consumer checking account to a Wells Fargo Premier Checking account, or 2) opening a new Premier Checking account. All account applications are subject to approval.
- Only the primary owner of the upgraded or new checking account is eligible for this offer.
- You must use your bonus offer code at the time of account upgrade or new Premier Checking account opening.
- Only one $2,500 bonus may be applied per upgraded account or new Premier Checking account. Limit one bonus per customer.
- You are not eligible for this offer if:
- You have received a Wells Fargo Premier Checking bonus within the past 12 months.
- You are a Wells Fargo employee.
Wells Fargo $325 Checking Bonus
- What you’ll get: $325 bonus
- Account Type: Everyday Checking Account
- Availability: Nationwide (Bank Locator)
- Direct Deposit Requirement: Yes, $1000+ (see what works)
- Credit Inquiry: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: None
- Monthly Fees: $10, avoidable
- Early Account Termination Fee: None
- Household Limit: None
(Expires 04/08/2025)
Editor’s Note: Here’s an alternative link to the offer.
| BMO Smart Money Checking ($350 cash bonus) | BMO Smart Advantage Checking ($350 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| First Tech Rewards Checking ($300 bonus) | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a new Everyday Checking account from this offer webpage by February 25, 2025.
- You can also open a new eligible checking account in person at your nearest Wells Fargo branch with a minimum opening deposit of $25. You must provide the bonus offer code to the banker at the time of account opening.
- Deposit $1,000 in qualifying direct deposits within the first 90 days of opening.
- Enjoy your $325 cash bonus — after the 90-day qualification period, we’ll deposit the bonus into your account within 30 days.
- This offer is for new checking customers only. All Wells Fargo consumer checking accounts are eligible for this offer with the exception of checking accounts offered by Wells Fargo Private Bank.
- You must use your bonus offer code at account opening when you apply for a new eligible Wells Fargo checking account.
- You are not eligible for this offer if:
- You are a current owner of a Wells Fargo consumer checking account
- You have received a bonus for opening a Wells Fargo consumer checking account within the past 12 months
- You are a Wells Fargo employee
- Offer cannot be:
- Paid without a valid U.S. Taxpayer Identification Number (Form W-9 for U.S. persons including a resident alien). Non-resident aliens, signing Form W-8 are not eligible for the offer.
- Combined with any other consumer deposit offer (limit one bonus per customer/account).
- Reproduced, purchased, sold, transferred, or traded.
- The actions required to earn this bonus are separate and distinct from the options available to you to avoid any applicable monthly service fee for the checking account you opened.
Wells Fargo $525 Savings Bonus *No Direct Deposit Requirement*
- What you’ll get: $525 bonus
- Account Type: Way2Save® Savings
- Availability: Nationwide
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: None
- Monthly Fees: $5, avoidable
- Early Account Termination Fee: None
- Household Limit: None
(Expires 04/08/2025)
| AlumniFi Credit Union Savings (4.75% APY) | SoFi Checking & Savings ($325 Bonus + 3.80% APY) |
| Upgrade Premier Savings (4.15% APY) | Discover® Bank Savings (Up to $200 Bonus + 3.70% APY) |
| CIT Bank Platinum Savings ($225 or $300 Bonus + 4.10% APY) | Harborstone Credit Union Money Market (4.30% APY) |
| FVCbank Advantage Direct Savings (4.55% APY) | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a new Way2Save Savings account at a Wells Fargo branch with a minimum opening deposit of $25 by February 25, 2025.
- Bring $25,000 or more in new money to your new savings account within 30 days and maintain at least a $25,000 balance for 90 days after account opening.
- We will deposit your bonus into your new savings account within 30 days after you have met all offer requirements.
- Eligibility Requirements:
- This offer is for new savings customers only. All Wells Fargo consumer savings accounts are eligible for this offer with the exception of Time Accounts (CDs) and savings accounts offered by Wells Fargo Private Bank.
- You must use your bonus offer code at account opening when you apply for a new eligible Wells Fargo savings account.
- You are not eligible for this offer if:
- You are a current owner of a Wells Fargo consumer savings account
- You have received any other consumer savings offer bonus or promotional rate that required a bonus offer code within the past 12 months.
- You are a Wells Fargo employee
- Bonus Payment:
- We will deposit your bonus into your new savings account within 30 days after you have met all offer requirements.
- The new savings account must be open at the time we attempt to deposit any earned bonus payment. Please note that an account with a zero balance may be closed by us without prior notice, as further described in the Deposit Account Agreement.
- You are responsible for any federal, state, or local taxes due on the bonus and we will report as income to the tax authorities if required by applicable law. Consult your tax advisor.
- Additional Terms and Conditions:
- The consumer savings accounts eligible for this offer are interest-bearing accounts with variable interest rates (which vary by account). For example, Wells Fargo Way2Save® Savings pays an Annual Percentage Yield (APY) of 0.15% on all balances and requires a minimum opening deposit of $25. The APY is accurate as of February 13, 2024, and may change at any time without notice. Interest is compounded daily and paid monthly. The amount of interest earned is based on the daily collected balances in the account. Fees may reduce earnings.
- Offer expires June 25, 2024. However, this offer may be discontinued or changed at any time prior to the expiration date without notice.
- This offer cannot be:
- Paid without a valid U.S. Taxpayer Identification Number (Form W-9 for U.S. persons including a resident alien). Non-resident aliens, signing Form W-8 are not eligible for the offer.
- Combined with any other consumer savings offer that requires a bonus offer code (limit one bonus per customer/account).
- Reproduced, purchased, sold, transferred, or traded.
- The actions required to earn this bonus are separate and distinct from the options available to you to avoid any applicable monthly service fee for the savings account you opened.
Wells Fargo $300 Checking Bonus
- Learn More
- What you’ll get: $300 bonus
- Account Type: Everyday Checking Account
- Availability: Nationwide
- Direct Deposit Requirement: Yes, $1000+ (see what works)
- Credit Inquiry: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: None
- Monthly Fees: $10, avoidable
- Early Account Termination Fee: None
- Household Limit: None
(Expires 04/16/2025)
| BMO Smart Money Checking ($350 cash bonus) | KeyBank Checking ($300 bonus) |
| Chase Private Client ($3,000 Bonus) | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a new Everyday Checking account from this offer webpage with a minimum opening deposit of $25 by April 16, 2025.
- Or open a new, eligible checking account at a Wells Fargo branch with a minimum opening deposit of $25 by April 16, 2025. You must provide the bonus offer code to the banker at the time of account opening.
- Receive a total of $1,000 or more in qualifying direct deposits to your new checking account within 90 calendar days of account opening (the qualification period).
- Once the 90-day qualification period has elapsed, we will determine if you have met the offer requirements and will deposit any earned bonus into your new checking account within 30 days.
- This offer is for new checking customers only. All Wells Fargo consumer checking accounts are eligible for this offer.
- You must use your bonus offer code at account opening when you apply for a new eligible Wells Fargo checking account.
- You are not eligible for this offer if:
- You are a current owner of a Wells Fargo consumer checking account
- You have received a bonus for opening a Wells Fargo consumer checking account within the past 12 months
- You are a Wells Fargo employee
Wells Fargo $825 Business Checking Bonus
- What you’ll get: $825 bonus
- Account Type: Business Checking Account
- Availability: Nationwide
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystem: Yes
- Credit Card Funding: None
- Monthly Fees: $10, avoidable
- Early Account Termination Fee: None
- Household Limit: None
(Expires 06/30/2025)
Editor’s Note: If you do not have $25K to deposit, here’s an alternative link to a $400 bonus with $2,500+ deposit valid through 6/30/25.
| Chase Business Checking ($300 or $500 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| Axos Business Premium Savings ($375 Bonus) | Axos Bank Basic Business Checking ($400 Bonus) |
| Axos Bank Business Interest Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
| Huntington Unlimited Business Checking ($400 Bonus) | Bluevine Business Checking ($300 Bonus) |
| U.S. Bank Business Checking ( $500 or $900 Bonus) | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a new Initiate Business Checking account from this offer webpage by June 30, 2025. This offer is for new business checking customers only.
- You can also open a new eligible business checking account at your nearest Wells Fargo branch with a minimum opening deposit of $25. You must provide the bonus offer code to the banker at the time of account opening.
- Deposit $25,000 or more to your new business checking account by day 30 and maintain a minimum daily collected balance of $25,000 through day 60 after account opening.
- Wells Fargo will deposit your bonus into your new business checking account within 30 days after you have met all offer requirements.
- Eligibility Requirements:
- This offer is for new business checking customers only. All account applications are subject to approval. Only the business entity is eligible for this offer.
- The bonus offer code must be used at account opening.
- Only a Wells Fargo Initiate Business Checking®, Navigate Business Checking® or Optimize Business Checking® account is eligible for this offer.
- A business entity is not eligible for this offer if:
- The business entity is a current owner of a Wells Fargo business checking account or has closed a Wells Fargo business checking account in the past 90 days.
- The business entity has received a bonus for opening a Wells Fargo business checking account within the past 12 months.
- The business entity is owned in whole or in part by a Wells Fargo employee.
- Bonus Requirements:
- To receive the $825 bonus:
- The bonus offer code must be used when opening a new eligible business checking account by June 30, 2025.
- Deposit $25,000 or more to the eligible business checking account by day 30 from the account opening and maintain a minimum daily collected balance of $25,000 through day 60 after account opening.
- To receive the $825 bonus:
- Bonus Payment:
- Once the 60-day qualification period has ended, we will determine if you have met the offer requirements and will deposit any earned bonus into your new business checking account within 30 days.
- The new business checking account must remain open throughout the qualification period and be open at the time we attempt to deposit any earned bonus payment. Please note that an account with a zero balance may be closed by us without prior notice, as further described in the Deposit Account Agreement.
- You are responsible for any taxes due on the bonus. We will report the bonus as income to the tax authorities, as required by applicable law. If you are subject to backup withholding at the time of payment, we may withhold the required amount and remit to the tax authorities. For additional information, consult your tax advisor.
- Additional Terms and Conditions:
- Offer expires June 30, 2025. However, this offer may be discontinued or changed at any time prior to the expiration date without notice.
- Bonus offer code cannot be used more than once.
- Offer cannot be:
- Paid without a valid U.S. Taxpayer Identification Number (Form W-9 for U.S. persons including a resident alien). Non-resident aliens signing Form W-8 are not eligible for the offer.
- Combined with any other business deposit offer (limit one bonus per business entity).
- Reproduced, purchased, sold, transferred, or traded.
- The actions required to earn this bonus are separate and distinct from the options available to avoid any applicable monthly service fee for the business checking account you opened.
Wells Fargo $150-$200 ATM Bonus
You can earn up to a $200 bonus when you follow the steps with your local Wells Fargo ATM below:
- Use a Wells Fargo ATM to withdraw cash with a non-Wells Fargo debit card. Keep in mind the ATM fee depending on which bank you’re with.
- A screen pop-up will appear asking what you would do with $150 or $200 dollars
- Select gas and groceries on the screen
- A $150 or $200 coupon offer should print out once you’re done with the ATM transaction.
- Fine Print:
- Complete the bonus requirements within 60 days of account opening.
- Once requirements are met, you’ll have your bonus deposited within 45 days.
- You cannot be An owner, or joint owner, on a Wells Fargo consumer checking account in the past 6 months, A Wells Fargo team member, A recipient of a consumer checking bonus in the past 12 months.
- A qualifying direct deposit is your salary, pension, Social Security, or other regular recurring monthly income of an accumulated $500 or more
How To Waive Monthly Fees
- Everyday Checking: $10 monthly fee. You can avoid the $10 monthly service fee with one of the following each fee period:
- $500 minimum daily balance
- $500 or more in total qualifying direct deposits
- The primary account owner is 17 – 24 years old
- A linked Wells Fargo Campus ATM Card or Campus Debit Card (for college students)
- Clear Access Checking: $5 monthly fee. Waived for primary account owners who are 13 – 24 years old.
- Premier Checking: The Premier Checking account has a $35 monthly service fee. The fee can be avoided each period with $250,000 or more in statement-ending balances in qualifying linked accounts.
- The Portfolio by Wells Fargo: $25 monthly fee. The fee can be avoided each fee period with $20,000 or more in statement-ending qualifying linked bank deposit account balances (checking, savings, time accounts (CDs), FDIC-insured IRAs) and investment account balances
- Way2Save Savings: monthly service fee is $5. The monthly service fee can be avoided with one of the following each fee period:
- $300 minimum daily balance
- 1 automatic transfer each fee period of $25 or more from a linked Wells Fargo checking account
- 1 automatic transfer each business day within the fee period of $1 or more from a linked Wells Fargo checking account
- 1 or more Save As You Go® transfers from a linked Wells Fargo checking account. A qualifying Save As You Go transfer is an automatic transfer of $1 from your linked Wells Fargo checking account to your Way2Save Savings account each time you (or any authorized signer or joint owner) use your debit card for a one-time purchase or complete a Bill Pay transaction through online banking, and the one-time debit card purchase or Bill Pay transaction posts to the account. We reserve the right to determine through our sole discretion if a particular transaction is a qualifying transaction.
- Primary account owner is 24 years old or under. (When the primary account owner reaches the age of 25, age can no longer be used to avoid the monthly service fee.) Customers 12 and under must have an adult co-owner.
- Initiate Business Checking: $10 monthly fee. Avoid the monthly service fee with one of the following each fee period:
- $500 minimum daily balance
- $1,000 average ledger balance
- Navigate Business Checking: $25 monthly fee. Avoid the monthly service fee with one of the following each fee period:
- $10,000 minimum daily balance
- $15,000 average combined business deposit balances
- Optimized Business Checking: $75 monthly fee. Avoid the monthly service fee with one of the following each fee period:
- Includes up to 5 linked Optimize Business Checking accounts
- May be offset by an earnings allowance
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Bottom Line
Wells Fargo has a wide range of bonuses for you to take advantage of. Furthermore, Wells Fargo promotions are some of the biggest offers online and in-branch. Therefore apply today and let us know how this process went for you by commenting below.
Wells Fargo offers nationwide banking and convenient services. Some benefits include free mobile banking, free online bill pay, and free account alerts. You may want to compare their rates with the nation’s best savings rates and CD rates.
Compare these banking promotions from Wells Fargo with offers from Citi, Huntington, HSBC, Chase, TD, Discover Bank, Aspiration, Axos Bank, PNC Bank, BMO, SoFi, Fifth Third Bank, Bank of America, U.S. Bank, and more!
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